Position Summary:
The holder of this
position will be in charge of the Microcredit unit and will report to the Head
of Credit Department in the SACCO. He or she will work with other appointed staff
in the microcredit section, other staff in SACCO departments, and stakeholders.
Title: Microcredit Officer
Job Reference No. MCO/TS/08/2022
Location: Mombasa
Type of engagement Permanent and Pensionable
Key Responsibilities
a) Recruit and train
selected microfinance groups about available products and services.
b) Disburse loans to
identified groups in a time-efficient manner and ensure that loan payments are
made promptly as well.
c) Receive potential
clients and conduct an initial assessment and assist clients in completing
applications for the necessary approvals.
d) Put in place
mechanisms for managing Loan portfolio to ensure a healthy loan book at all
times.
e) Advise on areas of
improvement either on policy or procedural issues.
f) Attend weekly group
meetings to monitor groups operations to keep abreast of all the activities.
g) Sell SACCO products
to current and potential customers to ensure profitability.
h) Maintain a healthy
loan book for the Microfinance clients by ensuring timely mobilization and
repayment of facilities.
i) Compile and submit
timely and reliable credit reports.
j) Analyze potential
loan markets and develop referral networks in order to prospect for loans.
k) Handle customer
complaints and take appropriate action to resolve them Necessary Qualifications
and Skills:
Miniumum Qualifications:
a) Bachelor’s Degree in
any of the following disciplines: Marketing, Business Administration/
Management, Cooperative
Management or Entrepreneurship.
b) Professional
Qualifications in Credit Management, Accounting, Marketing, OR related fields
will be an added advantage
Skills and Desired Qualities:
a) Must have excellent
communication skills, both oral and written.
b) Ability to work
without supervision and possess excellent leadership skills.
c) A good knowledge of
the micro-finance industry trends and practices.
d) Good analytical and
report writing skills.
e) Must be a
self-starter and possess excellent presentation skills.
f) Meets the
requirements of Chapter Six of the Constitution.
Experience:
a) A minimum of three
(3) years practical experience as Microcredit Officer in a licensed
deposit-taking SACCO or financial institution.
How to Apply
Online applications can
be sent to recruitment@kuscco.com and MUST clearly
state the Job Title and Reference number as the subject. All applications must
be received by 25th August 2022.
