Legal Officers
SMEP Microfinance Bank Limited is a
dynamic Christian based Bank regulated by the Central Bank of Kenya, whose
Mission is “To empower our customers through provision of market driven
financial solutions”, with over 40 outlets across the country.
Responsible for providing Legal
advice to the Board and Management on matters pertaining the Banks’ staff,
property, business activities, rights and obligations, in collaboration with
the staff in the Legal Department.
Duties
·
To render legal advice to the Bank
and its various departments to ensure compliance to the Law and other statutory
regulations
·
To ensure the efficient and proper
perfection of all Bank securities
·
To manage and coordinate court cases
relating to the Bank.
·
Drafting, vetting and reviewing of
contracts, MoUs and other legal instruments between SMEP MFB and other parties;
·
Interpret legal issues and
implications that arise in the course of the Banks’ business operations
·
To carry out surveys and research on
assigned legal issues
·
To monitor changes in relevant
legislation and the regulatory environment, and advise the Bank on the impact
of such changes
·
Board secretariat duties
Requirements
·
A minimum grade of C+ (plus) in KCSE
·
Be in possession of a Bachelors of
Law Degree (LLB)
·
Diploma in Law (KSL) and Admission as
an Advocate with a current practicing Certificate
·
Must have a minimum of two years
continuous post bar work experience in a busy legal firm or corporate
institution; experience in a Legal department in a financial institution will
be an added advantage.
·
Analytical and judgmental skills
sufficient to anticipate regulatory and legal risks
·
Computer proficiency.
·
Posses a high degree of professional
ethics and personal integrity.
·
Good interpersonal &
communication skills with excellent customer service.
·
A team player with the drive to
improve performance and work with minimum supervision.
·
Must be a committed Christian with
passion for the transformation of the population.
·
Aged between 26 and 35 years
SME & Institution Banking Officers
Ref: SME–O 06 /17/HRD
Responsible for marketing Banks’
products and services in churches, SMEs and Institutions to recruit and intake
of new customers, processing and disbursement of loans and ensure timely
collection of the same to ensure healthy portfolio and happy satisfied
customers.
Duties
·
To champion SME product in the
Branches.
·
Prospect new SME clients and assist
in loan application.
·
Conduct and ensure proper loan
appraisals to be measured by approval success rate.
·
Prepare and execute loan contracts
and arrange for disbursement of loans.
·
Ensure client retention through
excellent customer service and maintain a good relationship with existing SME
customers.
·
Engage in proper Know Your Customer
(KYC) Vetting of clients using supporting documents and SME appraisal tools.
·
Compliance to audit standards and
company policies and procedures.
·
Ensure periodic SME training is
carried out at the branch to enhance awareness and cross selling.
·
Ensure timely loan repayments through
aggressive follow ups.
·
Delinquency and default management
actions as per credit policy.
·
Mobilize deposits in line with branch
targets
Requirements
·
A minimum grade of C+ (plus) in KCSE
·
A undergraduate Bachelor’s degree or
Diploma in Business related courses from a recognized institution.
·
Knowledge in Sales and Marketing,
credit risk management, credit lending
·
At least 2 years’ experience in the
financial sector with proven and demonstrable ability to grow SME business (for
candidates applying for SME & Institutional Banking).
·
Proficiency in computers is
mandatory.
·
Ability to analyze and interpret
financial statements
·
Clear understanding of
microfinance/banking industry is an added advantage.
·
Good interpersonal &
communication skills with excellent customer service.
·
A team player with the drive to
improve performance.
·
Persuasive with strong recognition skills,
·
Selfdriven and possess the ability to
work with minimum supervision
·
Ability to work independently under
minimum supervision.
·
Strong Christian values, commitment
and passion for the transformation of the population.
·
Aged between 26 and 35 years
Business Development Officers
Ref: BDO 06/17/HRD
Responsible for business development
through marketing and recruiting of customers, processing and disbursement of
loans and ensure timely collection of the same to ensure healthy portfolio and a
happy and satisfied customer base.
Duties
·
Responsible for Marketing of Banks
products and services
·
Facilitate recruitment and
registration of clients in existing and new groups
·
Stimulate client training on SMEP policies,
procedures and basic business skills, loans, business, e.t.c.
·
Ensure that all clients contribute
weekly savings and repay their loans on time
·
Responsible to evaluate clients’
businesses and determine whether they are worth the amount applied for
·
Responsible for client evaluations
and loan processing.
·
Responsible for maintaining a quality
asset portfolio as per the Banks requirements
·
Responsible for preparation and
submissions of timely daily, weekly, monthly and quarterly reports as per the
Banks’ requirements to the respective Office Holders.
·
Responsible for recording, verifying
and assessing the chattels offered for loans with assistance of the Branch
Manager
·
Ensure followup of defaulters and
collection of arrears
·
Responsible for record keeping for
all clients e.g. savings, loan status etc.
·
Ensure client retention through
excellent customer service
How to Apply
The full job profile is also on the
website and qualified and interested candidates who meet the criteria should
download the “Job Application Form” at www.smep.co.ke/opportunities,
and send their filled applications to recruitment@smep.co.ke. Only shortlisted candidates will be contacted