Islamic Relief is an international NGO seeking to promote
sustainable economic and social development by working with local communities
through relief and development activities.
Micro Credit Officer
Duty Station –Mandera
Under the supervision of the Area manager administratively and Livelihoods Coordinator technically, the Micro Credit Officer, will
Responsibilities:
- Carry
out meetings in the community for the identification and formation of
micro credit groups desiring to obtain microfinance and enterprise
development loan.
- Formulate
appropriate guidelines and procedures for the management and control over
micro credit especially for credit assessment and approval process; credit
administration and loan recovery.
- Carry
out orientation training to micro-credit groups on service delivery,
constitution, governance, and business identification and incubation
skills.
- Assist
the micro credit beneficiaries in opening bank accounts and registration
with the Ministry of social services.
- Ensure
that applications and documents are properly signed/thumb imprisoned by
the respective members of the group.
- Review
that credit case/application is complete in all respect.
- Ensure
that credit arrangement offered to the borrower is within the approved
parameters of Sharia compliancy.
- Ensure
during periodic review visit to borrowers that amounts are utilized for
the same purpose as described/agreed in the credit proposal/application.
- Prepare
payment/recoveries progress report and submit to the line manager, area
manager and other relevant IR staff periodically.
- Develop
financial/credit management systems and the skills required to run a
successful operation.
- Supervision
and monitoring of the micro irrigation activities run by Islamic Relief in
collaboration with the Government.
- Identify
the existing Sharia compliant micro credit service providers and how well
the needs of the low income borrowers are being met.
- Identify
the donors who are active in microfinance and who might provide support or
funding.
- Prepare
and submit timely monthly, quarterly, annually narrative and financial
reports.
Minimum job requirements:
- BSc
in Agribusiness, Agricultural Economics, Micro-Finance, or related fields
- Minimum
three years Experience in micro credit.
- Experience
in livelihoods programme design and management
- Proven
analytical skills and ability to think strategically.
- Effective
Computer Skills.
- Excellent
communication skills, both verbally and in writing (both in English and
Kiswahili, Somali language will be an added advantage)
- Excellent
understanding of Sharia Compliant Micro finance programmes.
- Good
operational and working knowledge of ASALs.
How to Apply:
For a detailed Job description on the positions kindly visit our website. www.islamicreliefkenya.org
Send in your updated CV with cover letter and 3 professional references to info@islamic-relief.or.ke or ir2012hr@gmail.com.
To reach us not later than Friday 19th October, 2012, clearly mentioning the position you are applying for.
CVs will be screened on an ongoing basis and only shortlisted candidates will be contacted