Head of Credit - KCB
Tanzania
Job Purpose
Based in Tanzania, the
role reports to the Managing Director, KCB Tanzania.
Key Responsibilities
The major
responsibilities of this position will be:-
- Maintaining
a high quality lending portfolio of the business along with commensurate
risk based return.
- Maintaining
a high quality of underwriting and presentation standards vis-à-vis Credit
Applications
- Controlling
Business’ credit loss rates (PAR management)
- Providing
efficient service TATs (Turn-Around-Time) to the business
- Contributing
to bottom line numbers
- Ensuring
product profitability is maintained
- Managing
the credit risk elements of business
- Represent
the company in court if required
- Prepare
monthly credit risk management reports
- Comply
with the company’s credit policy and standard operating procedures.
- Lead
and manage the Credit Risk team.
- Perform
other credit control related duties assigned by the Managing Director
The Person
For the above
position, the successful applicant should have:-
- A post
graduate degree preferably with specialization in finance. Additional
professional degrees and accreditations would be preferred.
- Minimum
10 years or more experience of which the last 5 years should have been in
credit & risk related functions.
- Strong
understanding of operational, legal and credit risk across the full range
of industries.
- Demonstrable
a successful track record of credit approval and recommendation.
- Knowledge
of Risk Rating Models and Basel II.
- In
depth knowledge of Credit Administration, Credit Analysis, and
Restructuring.
- Managerial
experience - requirement to be both a team player and a leader and with
substantial experience in managing a team.
- Strong
project management skills and ability to translate desired business
concepts to actual processes for implementation.
- Excellent
report writing, communication and presentation skills required both in the
preparation of policies / strategies & presentation of the same to
Senior Management.
The above position is demanding for which the bank will provide
a competitive package for the successful candidates.
If you believe you can
clearly demonstrate your abilities to meet the criteria given above, please
submit your application with a detailed CV, stating your current position,
remuneration level, e-mail and telephone contacts quoting the job title/reference
in the subject field to recruitment@kcb.co.ke.
We only accept
electronic applications.
To be considered,
applications must be received by 12th September 2012.
Only short listed
candidates will be contacted.