Daraja Microfinance Bank
Credit Officer
Credit Officer
Reporting to:Business
Manager - lending
The Credit Officer is
responsible for managing the credit function of the business function
efficiently and effectively in order to ensure that it is a profitable line of
business and that the organization is not exposed to risks.
Key Roles and
Responsibilities
- Revenue
generation through growth of a high quality loan book
- Drive uptake of
the lending products
- Ensure proper
credit administration and loan recovery
- Developing and
maintaining relationships with strategic partners, potential &
existing clients with aim to increase and maintain the banks credit base.
- Reviewing and
analysing the client's credit risk status and giving a recommendation.
Key Skills and Competencies
- Degree or
diploma in commerce, finance, business or related field
- Minimum of 2
years’ experience in lending to small and medium enterprises
- Proper and
organized documentation skills
- Attention to
detail
- Thorough
knowledge of bank’s products and services
- Excellent
interpersonal and networking skills, internally and externally
- Strong sales
and relationship building skills
Other Requirements
- Certificate of
good conduct
- Clean credit
history
Qualified candidates should send their CV with a cover letter, contact details, 3 referees and expected remuneration tojobs@darajabank.co.ke clearly indicating the job title on the subject line.
Closing date for the applications will be 26th December, 2016.