Credit Control Officer Job in Kenya

Position: Credit Control Officer
 
Job Responsibilities
  • In charge of growth and quality of micro-credit sector.
  • Enforcement of overall micro-credit strategies.
  • Ensure proper filing of micro-credit documents and files.
  • Conducting marketing in the branch to recruit more customers.
  • Reviewing and analysing the client’s credit risk status and offering expert advice to the risk assessment committee.
  • Maintaining and observing an acceptable turnaround time for the various loan products as defined in the service level agreements with the various credit section.
  • Enforcement of compliance to all credit policies and procedures
  • Loan monitoring and risk management with aim of avoiding credit defaulters and interest suspension.
  • Developing and maintaining relationships with strategic partners and potential client with aim to increase and maintain the banks credit base.
  • Conducting marketing activities to recruit more customers and maintain business relationship.
  • Conducting borrower preliminary interview
  • Visit to the business and preparation of call report
  • General business assessment
  • Preparation of credit appraisal
Qualifications and Experience
  • University degree in finance, economics, statistics or a business related field.
  • Professional banking qualifications is a plus.
  • Experience in lending and customer care.
  • Financial/credit risk related training.
  • Experience in Micro-Finance Institution (MFI) at an officer level an added advantage
  • Be able to understand and implement processes and procedures.
Competencies
  • Understand and implement credit processes.
  • Lending and customer care experience to create a balance between credit risk and customer service..
  • Demonstrate a high degree of sensitivity, confidentiality and integrity when dealing with internal and external customers.
  • Management and leadership ability: Have excellent interpersonal, organizing and people management skills.
  • Excellent communication and presentation skills, with outstanding reporting skills..
Personal Attributes
  • Results oriented with excellent communication and social skills. A forward planner with clear focus, mature, reliable, hardworking and able to work without supervision.
  • Honest and with high integrity.
Qualified candidates to send their CVs to cvs@cdl.co.ke on or before 16/12/2016 indicating credit control officer as the subject