KCB Jobs in Kenya

Job Title: Agency Banking Business Development Manager
 
Department: Agent Banking
 
Job Ref: RB11/2015
 
Job Purpose:Reporting to Head, Agency Banking the job exists to develop new business and grow existing business of Agent Banking. 

Ensure that the commercial proposition and vision for agency banking is realized for all the stakeholders concerned. 

Expand Agent Banking engagements to create value for the partnerships that also translate into value for KCB agents and the Bank. 

Track envisioned agency business numbers and business volumes to ensure that the Bank meets its annual targets

Key Responsibilities
  • Championing third party entities engagements for the purposes of creating and deepening business opportunities for agents across the country.
  • Tracking and driving the achievement of the set agency banking hard numbers on different business streams on a day to day basis
  • Management and coordination of special projects under agency banking e.g. social payments programmes among many other opportunities
  • Championing and feeding the business with market and business intelligence to keep Mtaani ahead of competition
  • Championing  agents’ business growth support initiatives in conjunction with the various branch and regional units
  • Analyze Mtaani Outlets Performances and make recommendations as well as taking appropriate actions.
  • Supporting the Business growth and development initiatives by the branch channel consultants across the country.
Position Qualifications / Requirements
  • Bachelor’s Degree in business or related field from an institution recognized by Commission for University Education. A Master’s degree in a relevant discipline will be an added advantage.
  • At least 4 years’ work experience
  • Minimum 3 years in sales and or marketing functions with a minimum of 2 years in management
  • Minimum of 2 years in business growth and development function.
  • Demonstration of ability to handle special programmes e.g. social payments
  • Knowledge of regulatory requirements on agency banking with respect to such statutory organs like the CBK and SASRA
  • Demonstrated expertise in driving an active and vibrant agency banking distribution network while observing regulatory requirements and controls.
  • Demonstrated Good training and capacity building experience as well as managing agency activations
  • Multi industry experience in handling sales and business growth would be an added advantage
  • Excellent interpersonal, written and verbal communication skills
  • Strong people management skills
  • Ability to engage and influence senior management and business partners
  • Demonstrate sound judgment, experience in decision making for complex problems
  • Ability to operate in a crisis situation, interacting with various levels of employees/management; flexible and creative in critical, high-pressure situations
  • Proactive and positive attitude, highly motivated and self-directed; ability to work in a team environment or independently
  • Ability to think strategically
  • Excellent communication and facilitation

Job Title: Agency Banking Distribution Manager
 
Department: Agent Banking
 
Job Ref: RB 12/2015

The Position: Reporting to Head, Agency Banking the job exists to grow and manage Agent recruitment and distribution across Kenya within the stipulated regulatory framework as provided by the prudential guidelines given by the Central Bank of Kenya. 

Ensure that KCB Agency Network is accessible and convenient to all customers countrywide.

Key Responsibilities
  • Enforce the provisions of the agency banking prudential guidelines in the recruitment and placement of agents across the country.
  • Champion the recruitment and distribution of agents across the country
  • Ensure proper and complete documentation of all agents recruited, exited or even suspended from operations
  • Balance the spread of agents across the geographical divide
  • Champion third party entities agent’s recruitments as well as responsibility for managing entities such as SASRA and other relevant regulatory entities.
  • Implement the bank’s distribution strategy as pertains Agent banking business
  • Follow through for the activation of new Agents as well as deactivation of discontinued agents in the system
  • Create a leading agency banking distribution network
Position Qualifications / Requirements
  • Bachelor’s Degree in business or related field from an institution recognized by Commission for University Education. A Master’s degree in a relevant discipline will be an added advantage.
  • At least 4 years’ experience
  • Minimum 3 years of credit risk analysis and management.
  • Minimum of 3 years in agency distribution with a minimum of 2 years in management
  • Knowledge of regulatory requirements on agency banking with respect to such statutory organs like the CBK and SASRA
  • Demonstrated expertise in growing and managing an agency distribution network while observing regulatory requirements and controls.
  • Experience in handling multiple outlets distribution organizations
  • Excellent interpersonal, written and verbal communication skills
  • Strong people management skills
  • Ability to engage and influence senior management and business partners
  • Demonstrate sound judgment, experience in decision making for complex problems
  • Ability to operate in a crisis situation, interacting with various levels of employees/management; flexible and creative in critical, high-pressure situations
  • Proactive and positive attitude, highly motivated and self-directed; ability to work in a team environment or independently
  • Ability to think strategically
  • Excellent communication and facilitation

Job Title: Channels Risk and Compliance Manager

Job Ref:
 RB 13/2015
 
Department: Risk
 
The Position:Reporting to Head of Channels the job is responsible for the risk and compliance management in the Channels Departments (Agent Banking, Money Transfer Services, Card Business, E-Payments, Channel Expansion) by ensuring that applicable regulations, laws, guidelines, polices procedures and processes are adhered to. 

In liaison with the various Channels Departments identify or takes cognizance of identified risks and develop strategies and plans to mitigate them. 

It prioritizes and plans interventions to identify, manage, eliminate or mitigate risks.

Key Responsibilities
  • Designs or participates in the design and rollout of Risk and Compliance tools, policies, procedures and processes.
  • Proactively sniff and identify any deviations from the laid down standard operating procedures on all channel businesses
  • Develop matrices for branches and head office channel functions to self-evaluate on compliance and adherence to the laid down standard operating procedures
  • Champion the review of the channels standard operating procedures in light of the changing operating environment.
  • Train branches and head office functions on compliance and risk management
  • Conduct compliance checks at branches and head office functions
  • Drive compliance enforcement across all channels among staff as well as channels partners
  • Map out emerging risks for the channel business and advise on the recommended mitigation strategies
Position Qualifications / Requirements
  • Bachelor’s Degree in business or related field from an institution recognized by Commission for University Education. A Master’s degree in a relevant discipline will be an added advantage.
  • Minimum 5 years of risk and compliance experience, demonstrating increasing responsibility
  • Professional Qualifications in Risk  Management
  • Knowledge of   regulatory and scheme requirements - CBK, CMA, NSE, Visa, MasterCard and other relevant regulations across all territories in which we operate
  • Demonstrated expertise in building a risk/compliance program that exhibits the highest levels of controls
  • Demonstrated abilities in building and implementing predictive risk matrices with real examples
  • Excellent interpersonal, written and verbal communication skills
  • Strong project management skills required
  • Ability to engage and influence senior management and business partners
  • Management of deliverables produced by staff and professional development of team members
  • Demonstrate sound judgment, experience in decision making for complex problems
  • Ability to operate in a crisis situation, interacting with various levels of employees/management; flexible and creative in critical, high-pressure situations
  • Proactive and positive attitude, highly motivated and self-directed; ability to work in a team environment or independently
  • Understanding of information security and risk management principles
  • Ability to think strategically
  • Excellent communication  and Facilitation skills

Job Title: Auditor, Operations Audit
 
Job Ref: AUDIT 01/2015
 
Department: Audit
 
The Position: Reporting to Audit Manager, the job holder will be required to provide independent and objective assurance on the effectiveness of risk management, control and governance processes to add value and improve organization’s operations.

Key Responsibilities
  • Contribute in conducting risk assessment for assigned audit assignments
  • Perform audit procedures to give assurance on effectiveness and efficiency of control environment, and compliance to KCB Group policies and Central Bank of Kenya (CBK) Prudential guidelines.
  • Documents the results of audit work in accordance with internal audit guidelines and the Institute of Internal Auditors (IIA) standards.
  • Review and evaluate the system of internal controls and assess their adequacy and effectiveness and propose value adding recommendations for improvements.
  • Document findings and communications on the results of work performed, for review by the Audit manager.
  • Perform other related duties as assigned.
The Person
  • Bachelor’s Degree in a Business Related field from a university recognized by Commission for University Education.
  • Must Possess CPA/ACCA, and CIA/CISA/ACIB, qualification
  • Master degree  is an added advantage
  • Proficiency in the use of audit management software e.g. TeamMate
  • A minimum of 4 years in Audit and 4 years in General Banking.
  • Implementing / managing a process framework and governance on enterprise level
  • Customer Service Skills
  • Demonstrate leadership ability capacity.
  • Strong Business and Financial Analytical skills.
  • Superior communication and inter-personal skills, including report writing.
  • Effective planning, organizing and problem solving skills.
  • Strong management and administrative skills.
  • Initiative and self-drive.

Job Title: Senior Manager, Middle Office - Finance Division

Job Ref: FIN 04/2014

Department:Finance

The Position:Reporting to the Head, Business Intelligence, the job holder will be required to oversee and ensure integrity of Treasuries’ business risk controls, P&L monitoring, reconciliation and reporting, positions keeping, reconciliation and reporting, KPI/ KRI reporting, whilst ensuring compliance with accounting standards, prudential requirements and the bank’s policies.

Key Responsibilities
  • Responsible for daily open positions reconciliation and ensure that respective Treasuries’ performance is tracked and reported accurately in intra-day trading reports and in the General Ledger.
  • Monitor pricing, valuations and validation of treasury products as well as P&L calculations and reconciliations.
  • Ensure compliance of Treasury’s trading activities with internal policies, regulatory guidelines and market best practices and action exceptions related to trading losses, breaches of risk limits and other Bank policies and guidelines.
  • Develop and maintain daily and monthly Treasury’s financial reporting pack which includes agreed benchmarks, KRIs and RCSAs for distribution to the various treasury performance stakeholders.
  • Ensure accuracy and integrity of Treasury’s trading P&L reporting and implement effective controls to prevent accounting inaccuracies and errors.
  • Ensures that all transaction life cycle event processes have been undertaken through a combination of control process, reconciliation and exception based reporting.
  • Liaise with key stakeholders and senior management to understand their requirements and create functional synergies viz. enhancement in reporting dashboards, identifying control or process gaps and introduce corrective measures, and parameterization of new products in core banking.
  • Provide leadership and daily performance supervision of the Treasury Middle Office team as well as setting and continuously reviewing key performance targets for the unit and individual team members.
 The Person

For the above position, the successful applicant should have the following:
  • Preferably a Bachelor’s Degree in Business related field
  • Candidate must be a certified ACCA or CPA (K).
  • Post graduate qualifications such as CFA and MBA will be an added advantage.
  • At least 6 years’ management experience in a Treasury Middle Office function/ Market Risk / Treasury Back Office and must have:
  1. Experience in financial reporting and clear understanding of accounting standards.
  • A thorough knowledge of Treasury products, and possess an extensive banking industry knowledge.
  • A high level of understanding of risks associated with Treasury products and their pricing.
  • Knowledge of Financial markets associated best practice and their underlying regulatory framework.
  • Strong financial analytical skills
  • High level of business and business acumen.
  • Excellent, problem solving and analytical skills
  • Good interpersonal and communication skills.

Job Title: E-Payments Manager, Utilities
 
Job Ref: RB 05/2015
 
Department: Retail Banking
 
The Position: Reporting to the Senior Manager Electronic Payments the job holder will be required to grow E-payment revenues through the acquisition of Utilities Business (Water, Electricity, Rates etc). Develop, customize, manage and or maintain e-payments solutions aligned to the requirements of acquired/to be acquired business. 

The solutions are to facilitate cashless transacting for payments and collections.

Key Responsibilities
  • Rollout and management of Electronic Payments through acquisition of Utilities companies, on E-Payment Channels.
  • Preparation and signing of contractual agreement.
  • Monitoring and evaluation of the business model for optimum revenue generation.
  • Relationship building and customer service.
  • Risk analysis and Management.
  • Execute operational excellence, cost management and monitor compliance to internal policies and regulator requirements
  • Champion customer service and implementation of quality service delivery standards
  • Responsible for gathering market intelligence for the improvement of the channel as well as rollout of more services and channels for electronic payments
  • Facilitate/Ensure Utilities companies are continuously trained in order to upskill them on product and service offering
The Person
  • A Bachelor’s Degree in a Business related field from a University recognized by Commission for University Education.
  • Professional qualification in Marketing, CIM will be an added advantage.
  • Master’s degree will be an added advantage
  • A minimum of 5 Years’ experience in Business development covering the following areas:
  1. Management of utilities operations
  2. Product development
  3. Commercial Awareness
  4. IT Service delivery skills
  5. Banking Operations.

Job Title: E-Payments Manager, Transit
 
Job Ref: RB 04/2015
 
Department:Retail Banking

The Position: Reporting to the Senior Manager Electronic Payments the job holder will be required to grow E-payment revenues through the acquisition of Transit / Transport Sector Businesses (Road, Water, Rail and Air). Develop, customize, manage and or maintain e-payments solutions aligned to the requirements of acquired/to be acquired business. 

The solutions are to facilitate cashless transacting for payments and automated fare/revenue collections.

Key Responsibilities
  • Rollout and management of Electronic Payments through acquisition of Transport Industry (Road, Water and Air) Partners on E-Payment Channels.
  • Preparation and signing of contractual agreement.
  • Monitoring and evaluation of the business model for optimum revenue generation.
  • Relationship building and customer service.
  • Risk analysis and Management.
  • Execute operational excellence, cost management and monitor compliance to internal policies and regulator requirements
  • Champion customer service and implementation of quality service delivery standards
  • Responsible for gathering market intelligence for the improvement of the channel as well as rollout of more services and channels for electronic payments
  • Facilitate/Ensure service providers are continuously trained in order to upskill them on product and service offering.
The Person
  • A Bachelor’s Degree in a Business related field from a University recognized by Commission for University Education.
  • Professional qualification in Marketing, CIM will be an added advantage.
  • Master’s degree will be an added advantage
  • A minimum of 5 Years’ experience in Business development covering the following areas:
  1. Management of utilities operations
  2. Card Operations
  3. Product development
  4. Commercial Awareness
  5. Project Management
  6. IT Service delivery skills
  7. Banking Operations.

Job Title: E-Payments Manager, Partnerships
 
Job Ref: RB 03/2015
 
Department: Retail Banking
 
The Position: Reporting to the Senior Manager Electronic Payments the job holder will be required to grow E-payment revenues through the acquisition of Government Business, Partnerships and Micro payment offerings. 

Develop, customize, manage and or maintain e-payments solutions aligned to the requirements of acquired/to be acquired business. 

The solutions are to facilitate cashless transacting for payments and collections.

Key Responsibilities
  • Rollout and management of Electronic Payments through acquisition of Government institution/Agencies, Partners on E-Payment Channels.
  • Preparation and signing of contractual agreement.
  • Monitoring and evaluation of the business model for optimum revenue generation.
  • Relationship building and customer service.
  • Risk analysis and Management.
  • Execute operational excellence, cost management and monitor compliance to internal policies and regulator requirements
  • Champion customer service and implementation of quality service delivery standards
  • Responsible for gathering market intelligence for the improvement of the channel as well as rollout of more services and channels for electronic payments
  • Facilitate/Ensure Government and it agencies are continuously trained in order to upskill them on product and service offering
The Person
  • A Bachelor’s Degree in a Business related field from a University recognized by Commission for University Education.
  • Professional qualification in Marketing, CIM will be an added advantage.
  • Master’s degree will be an added advantage
  • A minimum of 5 Years’ experience in Business development covering the following areas:
  1. Product development
  2. Commercial Awareness
  3. Project Management
  4. IT Service delivery skills
  5. Relationship Management
  6. Experience in Banking Operations
  • Knowledge on state and local operations.
  • Experience in Government Operations.
The above position is demanding for which the bank will provide a competitive package for the successful candidates.  


If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level e-mail and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.ke

To be considered your application must be received by Jan. 23, 2015.

Only short listed candidates will be contacted.