Equity Bank is one of the region’s leading banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern and inclusive financial services that maximize their opportunities. With a strong footprint in Kenya, Uganda, Tanzania, Rwanda, South Sudan and DRC Congo, Equity Bank is now home to over 12 million customers – the largest customer base in Africa. Currently the Bank is seeking additional talent to serve in the role outlined below.
RELATIONSHIP OFFICERS – PERSONAL BANKING – ONE YEAR CONTRACT RENEWABLE
In line with enhancing career progression of staff and to
support business growth, we seek to Internally recruit a qualified,
experienced, self-driven, highly motivated and passionate candidate to fill the
following position in Credit Department.
Job Purpose:
Reporting to the Branch Credit Manager, Relationship Officer shall
be based at the Branch. He/she will be responsible for overseeing the growth of
a High-Quality Asset Portfolio within the Sector. He is responsible of customer
acquisition, facilitation of loan application and appraisal, presentation of
the loan requests to the Branch Credit Committee and forwarding the loan
request to Head office Credit Risk for approval.
- The holder of the role will
on a weekly basis hold discussions with the Branch Credit Manager/Branch
Manager and share progress report on their performance.
- Overall review of the targets
vis-a-vis the actuals on a monthly on Growth and Quality.
Key Duties and Responsibilities:
- Mobilizing
deposits and growth of the loan book to grow the Bank’s portfolio.
- Manage
the portfolio quality of the various customers under their portfolio.
- Growing
customer numbers/base
- Ensure
the Sector’s policies and procedures are adhered to.
- Identifying
customer potential and credit worthiness and preparing credit proposals in
compliance with the Bank’s credit and lending policy
- Growth
of the loan book by marketing to new and existing customers.
- Relationship
management of both customers and institutions.
- Customer
and Institutional appraisal.
- Quality
Customer Service.
- Financial
Literacy.
- Supporting
the various branch operations
Desired
Knowledge, Skills, and Ability:
- Strong
communication, presentation, and negotiation skills
- Good
analytical skills and ability to think outside the box
- Team
player with excellent interpersonal skills
- Excellent
planning skills
- High
personal standards and goal oriented
Qualifications
- University
degree preferably in a business field
- KCSE-
C+ and above, C+ in English and C+ Mathematics
- Age
– 24- 32 years old
- Computer
literacy especially in office packages
How to Apply