Credit Officers Jobs in Kenya

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Credit Officers Jobs in Kenya

Stima Savings and Credit Cooperative Society Limited (Stima Sacco) is a leading country-wide, fast growing and licensed DTS (Deposit Taking Sacco) with an asset base of Kshs 20.5B, a loan book of Kshs 17B, and membership of 60,000 derived from the energy, utilities, services, small and micro enterprises (SMEs) and other sectors. 

Its key priority in the 2016-2020 Strategic Plan is to transform its business model and grow the business through innovative products, unparalleled customer service, aggressive resource mobilization and expanded distribution channels. 

In order to achieve the planned growth, the Sacco is looking for a qualified and competent professional to fill the following vacancy:

Credit Officers 

Job Summary: Reporting to the Branch Manager, the job holder will be responsible for ensuring effectiveness and efficiency of all loan processes and procedures at the Branch. 

Duties and Responsibilities
  • Meet with applicants to obtain and compile copies of loan applicants' credit histories, financial statements, and other financial information for loan processing.
  • Appraising and advising members on loan eligibility.
  • Analyse applicants' financial status, credit, and property evaluations to determine member’s financial status.
  • Review loan applications to ensure that they are complete and accurate according to policy.
  • Coordinating the loan processing and advising members on loan approval status.
  • Ensuring compliance of loan procedures as per SASRA and other legal requirements.
  • Giving financial advice and information to potential clients.
  • Generating loans periodical reports for the branch manager.
  • Monitoring branch loan portfolio.
Key Qualifications and Skills
  • KCSE Grade B- or its equivalent.
  • Bachelor degree in Cooperative Business or Management or Business related field.
  • Diploma in business related field in combination with qualifying experience may be accepted in lieu of Bachelor’s Degree.
  • Post graduate Diploma in Micro Finance will be an added advantage.
  • Certified Credit Management will be an added advantage.
  • Proficiency in computer skills.
  • Five (5) years relevant experience at supervisory level, preferably in the financial sector.
  • A person of integrity, team player and have effective communication skills.
  • Excellent knowledge of computer applications.
  • A good team player/leader.
  • Strong interpersonal skills, outgoing personality, and ability to work independently and effectively under pressure and on strict deadlines and in a multicultural setting.
  • Excellent knowledge of computer applications.
Qualified applicants should send their Application Letter and Detailed CVs to on or before 5pm on 26th February 2016 indicating the position applied for as the subject line.

Only Shortlisted Candidates will be contacted.

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