Credit Portfolio Reporting Officer
JOB SUMMARY
The Job Holder is
responsible for extraction, processing and maintenance of credit data for use
in reporting, credit models development and validation to support all necessary
Statutory and Management reporting.
Responsibilities
- Compilation,
preparation and submission of accurate & timely daily, weekly
monthlyand quarterly Statutory reports to the Regulator (CBK) relating to
Credit.
- Designing,
developing, implementing and supporting Credit Risk MIS data
infrastructure to support Credit Risk Management within the bank.
- Work
closely with a team of Quantitative Analysts from the Finance Department
to support their analytical reporting and modelling; assisting in data
retrieval, manipulation and presentation.
- Ensuring
Closure of all audit issues raised by CBK, Internal and external auditors.
- Supporting
the delivery of portfolio performance and risk reporting to external
Compliance and regulatory bodies.
- Preparing
analysis of portfolio delinquency, loss trends for Monthly Risk Reviews and
Portfolio at Risk reports in respect to the credit department.
- Preparing
regular and ad-hoc financial, MIS analysis and productivity reports.
- Responding
to queries and questionnaires raised by CBK and CRBs.
- Responding
to queries raised by Head office departments and performance management
teams.
- Assist
in preparation of Local Business reports and propose value-adding
propositions to enhance book Performance.
- Alert
Management of any breach on any set ratios and statutory limits.
- Maintain
an updated folder in the Bank Server of the monthly returns submissions.
- Assist
on any other tasks that may be delegated by the Bank’s management/ the
Head of Credit Administration from time to time.
Key Customers to this Position
- SBM
Group.
- All
Bank Departments.
- Central
Bank of Kenya (CBK).
Qualifications
- Bachelor’s
degree in Business, Computer Science, IT, Applied Statistics, Mathematics
or a related field from a recognized university is a requirement.
- Masters’
degree in a relevant discipline shall be an advantage.
- Minimum
of 2years’ experience in Credit Modelling, data mining and reporting
within the credit risk section of a medium to large sized bank.
- Knowledge
of Basel II and III requirements on capital adequacy and general risk
management practices within a commercial banking environment.
- A
good appreciation and interpretation of banks’ balance sheets.
- Proven
experience in and knowledge of Central Bank of Kenya Prudential Guidelines
and reporting requirements.
- Experience
in the design, development and management of large datasets.
- Good
knowledge of key bank performance ratios.
- Report
writing skills and experience.
- Strong
analytical and problem solving skills.
Competencies Required for this Role
- Achieving
Personal Work Goals and Objectives.
- Applying
Expertise and Technology.
- Coping
with Pressures and Setbacks.
- Delivering
Results and Meeting Customer Expectations.
- Following
Instructions and Procedures.
- Relating
and Networking.
- Working
with People.
Problem Solving
- Analytical
and methodical.
- Organisation.
- Decision
making.
How
to Apply