Business Development Manager
Position Scope
Position Scope
Reporting
to the Managing Director, the Business Development Manager will be responsible
for ensuring that the Corporation provides very competitive credit products
that cater for all its customer needs, with excellent customer service under a
well-known brand.
Responsibilities
·
Developing the marketing strategy and
plan for the Corporation’s loan products;
·
Preparing product development
objectives; schedules for all phases of product development up to &
including the introduction to market;
·
Liaising with Branch Managers to
ensure a quality loan portfolio;
·
Identifying partnership opportunities
for complementary third-party products to broaden Corporation’s product line;
·
Exploring ways of improving existing
products and services, and increasing profitability;
·
Implementing brand building and
marketing;
·
Coordinating and developing
marketing, sales and financial plans for proposed products;
·
Developing and advising on capacity
building of customers and partners in product knowledge
·
Monitoring and analyzing market
trends & market analysis to ensure that the Corporation is always ahead of
competition;
·
Developing staff competencies and
skills through continuous training on products;
·
Any other duties as assigned by the
immediate supervisor.
Qualifications
The
ideal candidate must possess the following qualifications and competencies:-
·
Degree in Sales & Marketing,
Business Management or any other related field from a recognized university;
·
Professional qualification in a
relevant discipline will be an added advantage;
·
At least 7 years’ experience in
product & business development and marketing; three (3) of which must have
been at a managerial level in a financial institution;
·
Innovative, team player with exposure
to product development;
·
Ability to network and develop strong
business relationships;
·
Meets the requirements of Chapter Six
of the constitution
Branch Manager (4 Posts)
Position Scope
Reporting
to the Business Development Manager, Meru County Microfinance Corporation, the
Branch Manager will be responsible for branch leadership, business development
and ensuring compliance with the Corporation’s internal credit policies,
industry and other regulations.
Responsibilities
·
Growing the branch business portfolio
and proactively manage business relationships in the assigned region;
·
Ensuring the loan book grows as
projected;
·
Ensuring quality credit appraisals
for all loan applications in the branch;
·
Ensuring quality loan portfolio;
·
Ensuring compliance to all written
policies and procedures, Meru County Microfinance Corporation Act, 2014;
·
Constantly providing the senior
management with feedback on the running of the branch;
·
Developing staff competencies and
skills through continuous training on products and policies for performance
improvement as per set standards;
·
Any other duties as assigned by the
immediate supervisor.
Qualifications
The
ideal candidate must possess the following qualifications and competencies:-
·
Bachelor’s degree in Commerce,
Finance, Business Management or related field from a recognized university;
·
At least 5 years practical relevant
experience at a senior level in credit in an MFI/ Financial institution;
OR
·
Diploma in a relevant discipline
coupled with over 8 years’ work experience, 5 of which must have been at a
senior level in MFI/financial institution may be considered.;
·
CPA K will be an added advantage;
·
Meets the requirements of Chapter Six
of the Kenyan Constitution.
Risk Manager
Position Scope
Reporting
to the Managing Director, Meru County Microfinance Corporation, the Risk
Manager will be responsible for designing and implementing an overall risk
management process for the Corporation;
Responsibilities
·
Developing, implementing and
reviewing policies and procedures that reduce credit risk;
·
Analyzing current risks and
identifying potential risks that are affecting the Corporation;
·
Assessing risks, implementing plans
and strategies to minimize business losses;
·
Evaluating the corporations previous
handling of risks, and comparing potential risks with criteria set out by the
Corporation such as costs and legal requirements;
·
Preparing risk management and
insurance budgets;
·
Risk reporting ;(informing the
management about the most significant risks to the business;
·
Ensuring business heads understand
the risks that might affect their departments;
·
Ensuring individuals understand their
own accountability for individual risks;
·
Explaining the external risk posed by
corporate governance to stakeholders;
·
Creating business continuity plans to
limit risks;
·
Building risk awareness amongst staff
by providing support and training within the Corporation;
·
Any other duties as assigned by the
immediate supervisor.
Qualifications
The
ideal candidate must possess the following qualifications and competencies:-
·
Bachelor’s degree in Risk Management,
Business Studies and Management, Finance, Economics, Statistics or any other
related field;
·
Relevant professional training in
credit management with advanced knowledge on credit risk assessment approaches
and models will be an added advantage;
·
Five years’ work experience in risk
management in a financial institution;
·
Meets the requirements of Chapter Six
of the Kenyan Constitution.
ICT Manager
Position Scope
Reporting
to the Managing Director, Meru County Microfinance Corporation, the ICT Manager
will be responsible for designing, developing, implementing, and coordinating
policies and procedures for all areas of information technology to assure data
accuracy, security, legal and regulatory compliance; assure compliance with
Standard Operating Procedures;
Responsibilities
·
Developing and maintaining a change
control procedure for ICT and reporting corporation ICT performance against
agreed targets;
·
Ensuring that back-ups and disaster
recovery provisions are frequently tested and facilitating both internal and
external audits;
·
Highlighting, mitigating and/or
containing risks associated with the systems while ensuring database and system
security;
·
Forecasting/budgeting corporation ICT
requirements and advising management;
·
Maintenance of ICT hardware and
soft-ware inventories;
·
Managing communications and working
relationships between IT and other departments within the organization as well
as IT service providers;
·
Serving as the technical lead or
project manager for system implementation projects and bring consistency to
project execution and life cycle.;
·
Identifying and acting on
opportunities to improve and update software and systems;
·
Overseeing and determining timeframes
for major IT projects including system updates, upgrades, migrations and
outages
·
Directing the selection and
installation of ICT resources and the provision of user training;
·
Developing innovative network trouble
shooting methods that reduce downtime and lower repair costs;
·
Monitor changing network technology
and deliver a technology update to the executive;
·
Any other duties as assigned by the
immediate supervisor.
Qualifications
The
ideal candidate must possess the following qualifications and competencies:-
·
Bachelors degree in Computer Science/
Information Technology or related field;
·
Technical qualification i.e CCNA,
MCSE, ITIL, CCNP, CISCO;
·
Atleast five (5) years’ work
experience in ICT field;
·
Meets the requirements of Chapter Six
of the Kenyan Constitution.
Credit Analyst
Position Scope
Reporting
to the Risk Manager, the Credit Analyst will be responsible for ensuring
compliance to all internal and regulatory credit/other portfolio related
policies;
Responsibilities
·
Monitoring and analysing the various
customer segments with an intent of advising the business on areas of
improvement;
·
Preparing credit reports, managing
risk and ensuring compliance with Corporation credit policy and procedures;
·
Ensuring critical risk monitoring of
loan portfolio and highlighting specific action points;
·
Reviewing and making recommendations
relating to all new facilities;
·
Undertaking credit appraisals in
order to ensure a quality loan book as well as making recommendations to the
Management on each credit proposal in accordance with the Corporation’s Credit
Policy;
·
Ensuring proper reporting,
documentation and review to determine that lending to the respective segments
is within acceptable risk;
·
Conducting risk profiles of various
business sectors to act as guidance in assessments of related credit
applications;
·
Analyzing the loan book in terms of
credit risk exposures to the Corporation;
·
Review loan security margins as per
the existing market trends and advice the management on any necessary reviews;
·
Ensuring proper reporting,
documentation and review to determine that lending to the respective segments
is within acceptable risk;
·
Management of credit risks through
analysis and recommend approvals for facilities within the Institutions
tolerable risk levels;
·
Ensure that all appraisal decisions
meet the agreed SLA (service level agreements);
·
Reviewing and making recommendations
relating to all new loan facilities;
·
Any other duties as assigned by the
immediate supervisor.
Qualifications
The
ideal candidate must possess the following qualifications and competencies:-
·
Bachelor’s degree in Finance or
Accounting or related field from a recognized university;
·
CPA K/ACCA/ CCP will be an added
advantage;
·
At least four (4) years’ experience
in credit function in a financial institution, two (2) of which should be in a
similar position;
·
Meets the requirements of Chapter Six
of the Kenyan Constitution.
Business Development Officer
Reporting
to the Branch Manager, the Business Development Officer shall be responsible
for generating credit business, Credit appraisal, documentation and loan
recovery in order to minimize non-performing loans.
Responsibilities
·
Proactively grow the credit business
in the assigned area, in compliance with existing Corporation credit policies
and other relevant regulations;
·
Authenticate documentation presented
for all credit applications and ensure they meet the KYC requirements and any
other requirements as required by the Corporation and by the regulator;
·
Appraisal of customer loan
applications and make recommendations;
·
Ensure recovery of items pledged as
security on delinquent loans;
·
Assist in restructuring of debts in
the interest of the corporation and customer;
·
Assist in the grading and
classification of loan accounts;
·
Any other duties assigned by the
supervisor.
Qualifications
The
ideal candidate must possess the following qualifications and competencies:-
·
A University degree in a
Business-related field;
·
Diploma in Credit Management/CPA 11
will be added advantage;
·
At least 3 years’ experience in an
MFI;
·
Meets the requirements of Chapter Six
of the Kenyan Constitution
Debt Collector
Reporting
to the Risk Manager, the Debt Collector shall be responsible for reaching out
to customers to collect payment for overdue loans, or other payments.
Responsibilities
·
Tracking down customers who owe money
from overdue loans and negotiate payment;
·
Reviewing accounts that are behind on
their payments to determine appropriate action;
·
Contacting customers to collect overdue
payments;
·
Liaising with marketing and operation
teams to resolve customer queries/complaints;
·
Attending to customer enquiries;
·
Discussing options available to
customers who are facing pending court action/CRB listing in order to come to
mutually acceptable arrangements which prevent further litigation action;
·
Any other duties as assigned by the
immediate supervisor.
Qualifications
The
ideal candidate must possess the following qualifications and competencies:-
·
Diploma in a Business-related field
from a recognized institution;
·
Minimum of 2 years’ relevant work
experience;
·
Meets the requirements of Chapter Six
of the Kenyan Constitution
Audit Assistant
Position Scope
Reporting
to the Internal Auditor, the Audit Assistant will be responsible for ensuring
compliance with established internal control procedures;
Responsibilities
·
Participating in the formulation and
preparation of annual audit scope and work plan;
·
Assisting in development of audit
plans, monitoring and evaluation, risk assessment and quality review of audit
reports.
·
Preparing risk-based audit programs;
·
Conducting risk assessment of
assigned department or functional area in established/required timeline;
·
Appraising adequacy of internal
control systems;
·
Completing audit work papers by
documenting audit tests and findings;
·
Maintaining internal control systems
by updating audit programs and questionnaires;
·
Preparing draft audit report for
review and participate in exit meetings;
·
Preparing special audit and control
reports by collecting, analyzing, and summarizing operating information and
trends;
·
Performing post-audit follow-up to
establish status of implementation of audit recommendation;
·
Any other duties as assigned by the
immediate supervisor.
Qualifications
The
ideal candidate must possess the following qualifications and competencies:-
·
Bachelor’s degree in Accounting,
Finance or Business-related field;
·
CPA/ACCA Part 2 section IV or its
equivalent;
·
One (1) year’s work experience in
auditing or in a professional audit firm;
·
Experience in credit and lending
operations will be an added advantage.
Administrative Assistant (2 Posts)
Position Scope
Reporting
to the Branch Manager or other assigned supervisor, the post holder shall be
responsible for general office administration and coordinate administrative
activities in the office.
Responsibilities
·
Overseeing all aspects of general
administrative duties, logistics, equipment, inventory and storage;
·
Managing the front office, ensuring
that reception duties are handled in an efficient, professional and courteous
manner.
·
Administering and overseeing the
office requirements related to procurement and operations;
·
Assisting in planning, scheduling and
organizing meetings;
·
Designing, maintaining and archiving
files;
·
Comprehensive diary management,
including internal and external meetings, formal and informal engagements and
keeping up to date with all activities
·
Maintaining an accurate record of
books, catalogues, periodicals and magazines;
·
Compiling and distributing staff
meeting minutes.
·
Sending and receiving of mails and
packages;
·
Logistical support to the bank, KRA,
lawyers etc;
·
Attending to customer enquiries;
·
Taking part in special projects as
and when required.
·
Any other work as assigned by the
immediate supervisor.
Qualifications
The
ideal candidate must possess the following qualifications and competencies:-
·
Diploma in Business related field or
Secretarial services;
·
Proficient in Microsoft office
applications.
·
Administrative experience in an MFI
is an added advantage.
·
Meets all the requirements of chapter
Six of the constitution
How to apply
If
you fulfill the above requirements, please send your application to the
undersigned including a cover letter, CV, ID, testimonials, a day time
telephone number, email address and three referees not later than 27th February
2019. Hand delivered applications can be dropped at the Corporations Head
Office Reception, Ntara Place 1st floor upon signing a delivery at that office.
MANAGING
DIRECTOR,
MERU
COUNTY MICROFINANCE CORPORATION,
P.O
BOX 2564-60200,
MERU.
Meru
County Microfinance Corporation is an equal opportunity employer. Only short
listed candidates will be contacted.
NOTE:
For all positions, the applicant must indicate the current and expected
salaries in the application.
Applicants
should seek clearance from:-
·
Credit Reference Bureau
·
Kenya Revenue Authority
·
Higher Education Loans Board
·
Criminal Investigation Department
·
Commission for Higher Education; for
those with certificates from Private and foreign Universities