Credit Officer - (For Medium Size Sacco in
Nairobi)
Our client a medium sized
Savings & Credit Cooperative Society (SACCO) wishes to recruit a competent
individual to fill the position of Credit Officer
Primary Responsibility: Support the
implementation of Credit Policy, with a focus on maintaining a low net bad
debt, reducing risk and maximize shareholders wealth.
Key Responsibilities
- Monitoring and
rehabilitating delinquent accounts
- Maximizing
recoveries from written off accounts.
- Monitor and
send notices to delinquent members and make prompt follow ups on the same.
- Work closely
with debt collection agencies to maximize recoveries.
- Trace / locate
missing debtors/ defaulters, subsequent recoveries and receipting of the
collected money
- Ensure company
debts are recovered on time and efficiently.
- Develop
relationships with the police, local administration and other government
agencies necessary to aid collection.
- Coordinate
daily execution of debt follow up by phone, visits and recovery.
- Negotiate
repayment plans with delinquent members.
- Address any
customer complaints conclusively within a week that arising out of
interaction with the defaulters.
- Maintain an
updated database of all assigned accounts and collections done with
specific dates.
- Submit detailed
weekly reports to the Credit Manager on a weekly basis accounting for
impact of his/her activities on general Loan Book.
Experience, Knowledge and
Abilities
- At least two
(2) years’ experience in debt recovery & credit management, preferably
in a Sacco.
- Proactive and
good analytical skills, ability to make decisions, strong communication
skills, self-motivated team player with excellent
interpersonal and member service skills, high degree of integrity and
commitment as well as the ability to work with strict deadlines.
Minimum Academic and
Professional Qualifications
- At least a
diploma in credit management, however a degree will be an added
advantage,, proficient in all MS Office applications
Application Procedure
Interested and qualified
candidates are invited to submit detailed curriculum vitae indicating their
daytime telephone contacts, current remuneration and expected remuneration to:bmwangi@skillsglobal.co.ke by 28th December 2016