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6 Credit Officers Jobs in Kenya

Job Title: Credit Officers (6)        

Date:  1st January 2012

Reports To: Regional Credit Supervisor.
Purpose of the job:Customer recruitment and sale of all company products within the assigned area in a way to ensure growth and high quality loan book leading to overall expansion and growth in branch business

Functions / Responsibilities / Experience:

1. Portfolio growth in customer numbers and OLB

·                     Excellent customer care
·                     Link with the public
·                     Effective and efficient feedback on all customer issues and dissemination of information to the clients emanating from the organization
2. Providing Leadership
·                     Champion group management and advice group leaders on group matters
·                     Day to day decision making and problem solving in the portfolio
·                     Liaison with the local authority i.e. chiefs, opinion leaders etc
3. Loan Processing/Credit Management
·                     Ensuring adequate appraisal of loans
·                     Ensuring comprehensive business assessment
·                     Ensuring compliance to loan policies and procedures
·                     Recommend all loans for approval in committee with the branch credit committee
·                     Timely and efficient collections for high quality loan book
·                     Default management
·                     Customer training
Skills / Experience:

·                     Good business skills,
·                     Strong communication and Negotiation skills.
·                     Good interpersonal skills.
·                     Planning and organizational skills.
·                     Good presentation skills.
·                     Complaints handling skills.
·                     Listening and questioning skills.
·                     Good in relationship building and maintaining.
·                     Excellent sales and marketing skills.
·                     High initiative and ability to work independently with minimum supervision,
·                     A person of high integrity and ethical behavior is a key requirement,
·                     At least 2 years as a Credit Officer
·                     Conversant with computer packages
·                     Bachelor’s degree / Diploma in Business Management/Administration
Key Measurable Goals
·                     Achievement of set targets
·                     Growth in customer numbers
·                     High rate of loan repayment and portfolio quality
·                     Growth revenues in comparison to expenditure
If you feel you are competent enough for the position and have met the above qualifications send a cover letter and resume to on or before 18th December 2012.

Note that the positions are spread country not specifically Nairobi.

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