Insurance Underwriter (Medical) Job in Kenya

Job Description

The Medical Insurance Underwriter is responsible for evaluating insurance applications and determining the risk of insuring applicants. They analyze various factors, including financial records, health status, and other risk indicators, to decide on coverage terms and pricing.

Duties & Responsibilities

  • Research and understand various medical conditions and insurance policies.
  • Write clear and informative content about medical insurance products.
  • Develop materials such as brochures, flyers, and web content for insurance plans.
  • Ensure all written content meets legal and regulatory requirements.
  • Collaborate with healthcare professionals to ensure accuracy of medical information.
  • Translate complex medical terminology into language that is accessible to policyholders.
  • Update existing documents to reflect changes in insurance policies or medical guidelines.
  • Assist in the development of training materials for insurance agents and staff.

  • Create educational articles for both internal and public awareness.
  • Proof read and edit medical writings for clarity and coherence.
  • Conduct interviews with medical experts for specialized content.
  • Keep abreast of developments in both the medical and insurance fields.
  • Participate in the product development process by providing insights from a medical writing perspective.
  • Manage content across multiple platforms to ensure consistency.
  • Coordinate with legal teams to verify the compliance of promotional materials.
  • Analyze customer feedback on insurance products to improve communication strategies.
  • Provide support for claims processing by clarifying medical terms and conditions.
  • Facilitate communication between insurers and medical professionals.
  • Contribute to policy wording to ensure it reflects medical accuracy.
  • Monitor and report on the impact of written materials on customer engagement and understanding.
  • Support the creation of proposals for new business opportunities.
  • Maintain a library of medical resources and reference materials.
  • Educate staff on medical concepts and insurance products.
  • Review and summarize medical studies relevant to insurance offerings.
  • Advise on risk assessment from a medical standpoint for underwriting purposes.

Education & Work Experience

  • Bachelor’s degree in Commerce, Finance, Health Information, Actuarial Science or a related discipline.
  • 5-6 years of experience as an insurance medical underwriter.
  • Strong analytical and critical thinking capabilities.
  • Excellent interpersonal and communication abilities.
  • Proficiency in Microsoft Office applications and related software.
  • Ability to work independently and in a team context.
  • Understanding of underwriting concepts, rules, and practices in the medical field.
  • Knowledge of insurance policies and coverage alternatives.

How to Apply:

 Submit your resume and a cover letter detailing your underwriting experience and why you are the best fit for the role. Applications should be sent through our company’s email address provided in the job posting at careers@orchidhr.co.ke before 22nd April 2024