About the Opportunity
Investment Manager will be a trusted partner of
Inkomoko Garissa/Dadaab clients with the responsibilities below:
Responsibilities
Due Diligence And Facility/Investment Preparation
(40%)
Respond to inquiries from prospective borrowers,
support them to apply for our investment products,
Introduce the investment products to entrepreneurs,
explaining the requirements for repayment and the seriousness of taking on debt
financing,
Conduct due diligence on prospective borrowers,
including site visits, document preparation, coordination with the Business
Development Associates and Business Associates, etc.
Communicate all materials to the Senior Portfolio
Manager/ Regional Portfolio Director and assist in preparing credit reports for
Investment Committee meetings,
Take photos of entrepreneurs, have them sign photo
waivers, and post their stories on the Kiva platform.
Portfolio Management (30%)
Offer excellent customer service through daily
conversations, correspondence, and site visits as needed to maintain strong
positive relationships with borrowers,
Work with Business Development Services team to
ensure borrower success, and Visit clients for monitoring,
Track information about borrowers and communicate
effectively with key stakeholders about client status,
Actively participate as key staff in the weekly
Portfolio Review Meeting,
Maintain a tracking system of borrower payments and
contact information,
Interact with government leaders, the court system,
refugees and host communities’ stakeholders and others for follow up on lack of
payments,
Work with the Finance Director/Senior Finance
Associate to produce invoices for payments,
Ensure that we are adhering to the requirements of
our Kiva partnership, including reporting and journaling,
Other duties as assigned by the supervisor.
Team And Growth Management (20%)
Supervising and training Investment Officers staff in
all steps of the investment granting cycle including:
Acquisition and screening of potential clients,
Active monitoring of investment repayments and
overall performance,
Investment assessment, appraisal and disbursement.
Chairing credit/facility committees under the
portfolio manager’s approval rights.
Investment Management System (10%)
Update both disbursements and investment repayments
in the Investment Management System (LMS-powered by odoo)
Maintain and demonstrate proficiency with investment
software applications
Work with system providers to utilize applications to
fullest capacity, streamlining processes and procedures, ensuring accuracy and
compliance
Assist with system parameters and design to meet the
needs of multiple departments.
Manage user security access
Ensure proper segregation of duties, develop and
maintain work flows for all stages of investment
Advise the Management team how to automate key
lending processes
Supervise all aspects of the investment operations.
This supervision includes posting of payment, payoffs, and balancing,
disbursing investment funds
Ensure lending team is provided with updates and
procedural changes
Participates in the review and recommendations of
operational systems and procedures
Successfully interact with lending staff to improve
accuracy and efficiencies of Investment management system
Prepare related reports and administer the system
Other duties as assigned by the supervisor.
Minimum Qualifications
Investment Manager will be a trusted partner of
Inkomoko Kenya clients; basic qualifications include:
University degree in Finance or another related
field
Must speak fluent English and Kiswahili. Knowledge of
other local languages will be an added advantage
5+ years of work experience in the relevant or
applicable field
Experience in Islamic lending and practice is
STRONGLY preferred
Experience in investment management, microfinance,
capital leases, and access to finance for Micro businesses and SMEs is STRONGLY
preferred
Experience in lending, group savings is strongly
preferred
Experience in lending products development is a
MUST
Experience in managing investment staff
Experience providing business advice to entrepreneurs
and dealing with customers/debt
Prior experience in using Investment management
system software
Experience in partnerships management is STRONGLY
preferred
Decisive individuals with the ability to deliver
unpleasant messages to the debtors and assertive enough to get the debtors to
pay off the entire debt
Experience in managing difficult clients and reaching
positive outcomes
Very strong attention to details and good
follow-through,
Comfort with the civil court system, collateral
registration and previous experience in litigation is preferred
Unrelenting perseverance, personal integrity, and
critical thinking skills.
Must be able to legally work in Kenya.
What You’ll Get
This role is a tremendous opportunity to work in a
high-growth, mission-driven organization. Our compensation includes both a
great culture and a competitive market-based package, including:
Incredible company culture, including deep investment
in your learning and growth, and a commitment to inclusion and diversity
Opportunity to work with a talented, passionate, and
committed team of professionals across the region
Ability to make a significant social impact and
contribute to economic growth
Competitive salary, and potential KPI-based bonus
Favorable policies like health insurance, staff
savings program, parental leave, sabbatical program, and more.
How To Apply