Jiji
Senior Credit Officer
Jiji
is the largest online marketplace with over 10 million visitors on our site and
5 million active ads.
We
have been recognized as the best classifieds twice in a row with the highest
visibility and returns on our different categories and services.
Our
site has continuously gained trust among Kenyans enabling us to be the Mobile
App of the Year | Shopping and E-commerce in Kenya.
We
have had a tremendous impact among our buyers and sellers which has positively
contributed to their growth.
We
are looking for a Senior Credit Officer who will assess the creditworthiness of
credit applications.
Responsibilities
The
following are duties you will be responsible for:
· Evaluating credit risk – borrower’s past financial and credit history to determine their financial health
· Conferring
with credit associations and references to exchange credit information on
clients
· Using
credit-scoring systems, recommend the credit limit for a new customer and
review credit limits of existing customers
· Develop
and prepare spreadsheets and models to support analysis of new and existing
credit applications
· Keep
company credit exposures within set risk bearing limits
· Undertake
risk analysis by developing statistical models
· Keeping
knowledge of key issues up-to-date (for example legal, market risk and
compliance issues)
· Making
recommendations about procedural/policy changes
· Preparing
reports about the degree of risk in lending money to clients
Requirements
· Qualifications
in business studies, management, statistics, finance, mathematics, accounting
or economics
· Strong
proficiency in MS Office and general computer use
· Industry
knowledge and experience
· Well
vast with various finance softwares
· Excellent
data collection and analysis skills
· Ability
to effectively manage competing deadlines for projects in a high-pressure work
environment, with varying degrees of supervision
· Strong
attention to detail and ability to notice discrepancies in data
· Impeccable
understanding of financial statements, ratios, and concepts
Benefits
We
generally offer a vibrant culture, great work ambiance, super intelligent
workforce in a fun working environment to harness the power of innovation.
We
care a lot about our employees.
It’s
obvious that for efficient work you need to stay in favourable working
conditions.
That’s
why we offer you the following benefits:
· Compensation
– Competitive salary plus bonus on targets
· Career
Growth – use skills to develop a robust credit department
· Various
Employee Benefits – medical cover, staff transport, data and credit
facilitation among others
· Employee
Engagement Activities – Monthly TGIF’s, Annual Team Building and amazing End of
Year Parties
· Working
Environment – Modern office, serene outdoors, no dress code, thematic Friday’s
for culture appreciation
· Personal
Development – Engage with a team comprising of young brilliant minds, an
environment that encourages and welcomes ideas, creativity and innovation,
immense opportunities for learning
To
start this conversation
Please
send your CV to hr@jiji.co.ke using the job title as the subject of your email.
We
look forward to speaking with you more about this opportunity.