Alliance Finance Corporation Limited (AFCL)
Job Title: Commercial Manager
Job Title: Commercial Manager
Job Purpose: This position is responsible in Credit department for Alliance
Finance Corporation Limited
Department: AFCL-Credit
Level/ Band: L2
Key Responsibilities:
·
Responsible for the review and approval of commercial credit
proposals and to maintain a good balance between returns and risks exposure,
defining limit of credit exposure based on financial assessments.
·
Leads a team of credit approvers to ensure high standard credit
quality of the portfolio by using various credit assessment tools
·
Engage in the development, implementation, review and monitoring
of various credit programs and providing training and coaching to continuously
upgrade the competency of the team members
·
Review and develop credit approval policies and guidelines as
well as participate in ad hoc projects of investigative or trouble-shooting
nature on specific customer portfolio
·
Ensure debt recovery procedures are fully effective and all
available recovery options are utilized to maximize recovery outcomes. Manage
any ‘extreme’ credit control situations
·
Monitor credit granting process, including the consistent
application of a credit policy, periodic credit reviews of existing customers,
and the assessment of the creditworthiness of potential customers, with the
goal of optimizing the mix of company sales and bad debt losses.
·
Ensure compliance to company policy and submitting of various
monthly reports and data to management and credit bureau as per banking
regulations
·
Maintain a department organizational structure sufficient to
meet all goals and objective, Measure department performance with appropriate
metrics
Desired Profile:
·
Must have excellent communication and inter-personal skills
·
High level understanding of retail finance is must.
·
Must have experience in credit risk management.
Educational Qualifications:
·
Commerce or Finance Graduate.
·
Preferable MBA
Relevant years of Experience:
·
Between 8-10 yrs of experience (overall)
Competencies:
·
Relationship building
·
Communication &Interpersonal skills
·
Presentation skills.
·
Credit & Risk management
Reports To: CFO
Reportees: Credit Managers, Collection Managers
Industry Preference: Bank/NBFC
Location: Nairobi
Age Limit: Above 30 yrs
Job Title: Collection
Executive
Job Purpose: This
position is responsible for Collection / Recovery of outstanding in Auto
Business
Division and
Department:AFCL – Collections
Level / Band: L4
Key Responsibilities:
·
Follow-up with overdue customers over phone, serving notices and
field visit
·
Organize debtor list according to severity of delinquency,
ensure all client are contacted and notify reporting manager on difficult
accounts
·
Keep track of assigned accounts to identify outstanding debts
create a list of customers who have not made payments on daily basis and
reporting
·
Record new commitment to repay debt, determine if debt can be
collected and accordingly recommend for recovery
·
Accountable for reducing delinquency for assigned accounts
·
Perform other assigned tasks and duties necessary to support the
Accounts Receivable Department.
·
Providing customer service regarding collection issues, resolve
client discrepancies and short payments.
·
Responsible for monitoring and maintaining assigned accounts-
Customer calls, account adjustments and customer reconciliations
Desired Profile:
·
Must have Collection / Credit exposure
·
Must have excellent communication and inter-personal skills
·
Understanding of retail finance
·
Must have experience in debt collection and credit management
Educational
Qualifications:
·
Commerce or Finance Graduate
Relevant years of
Experience:
·
Between 8-10 yrs of experience (overall)
Competencies:
·
Relationship building
·
Communication &Interpersonal skills
·
Presentation skills.
·
Debt Collection
·
Credit management
Reports To: Collection
Manager
Reportees: N/A
Industry Preference: Bank
/ NBFC
Location and Vertical: Nairobi
Age Limit: Above
30 yrs
Job Title: Credit
Officer
Job Purpose: This
position is responsible in Credit department for Alliance Finance Corporation
Limited
Department: AFCL
– Credit
Level / Band: L4
/ L3
Key Responsibilities:
·
Responsible for the review and approval of commercial credit
proposals, Credit assessment and credit worthiness of the customer
·
Meet with applicants to obtain information for loan applications
and to answer questions about the process
·
Obtain and compile copies of loan applicants’ credit histories,
corporate financial statements, and other financial information.
·
File Verification in terms of established credit guidelines,
process and approval, maintain a good balance between returns and risks
exposure,
·
Review loan agreements to ensure that they are complete and
accurate according to policy
·
Stay abreast of new types of loans and other financial services
and products in order to better meet customers’ needs.
·
Handle customer complaints and take appropriate action to
resolve them
·
Market financial products to individuals and firms, promoting
AFCL services that may meet customers’ needs
·
Updating and Submitting monthly data to credit bureau as per
banking regulations ,updating and preparing daily reports
·
Ensure all regular monthly reporting is generated for management
review
Desired Profile:
·
Must have Credit management exposure
·
Must have excellent communication and inter-personal skills
·
Understanding of retail finance
Educational
Qualifications:
·
Commerce or Finance Graduate
Relevant years of
Experience:
·
Between 4-6 yrs of experience (overall)
Competencies:
·
Relationship building
·
Communication & Interpersonal skills
·
Presentation skills.
·
Credit management
Reports To: Credit
Manager
Reportees: Back
Office
Industry Preference: Bank
/ NBFC
Location: Nairobi
Age Limit: Above
30 yrs
Job Title: Credit
Operations
Job Purpose: This
position is responsible in Credit department for Alliance Finance Corporation
Limited
Department: AFCL
– Credit
Level / Band: L4
/ L3
Key Responsibilities:
·
Providing information to customers by telephone, in written
form, e-mail, or in person.
·
Obtain and compile copies of loan applicants’ credit histories,
corporate financial statements, and other financial information.
·
Review and update credit and loan files in system
·
Prepare loan agreements and ensure that they are complete and
accurate according to policy
·
Stay abreast of new types of loans and other financial services
and products in order to better meet customers’ needs.
·
Submit applications to credit analysts for verification and
recommendation
·
Handle customer complaints and take appropriate action to
resolve them
·
Updating and preparing daily reports
·
Credit application processing in system, updation of credit
bureau data
Desired Profile:
·
Must have Credit management exposure
·
Must have excellent communication and inter-personal skills
·
Understanding of retail finance
Educational
Qualifications:
·
Commerce or Finance Graduate
Relevant years of
Experience:
·
Between 4-6 yrs of experience (overall)
Competencies:
·
Relationship building
·
Communication & Interpersonal skills
·
Presentation skills.
·
Credit management
Reports To: Credit
Manager
Reportees: Back
Office
Industry Preference: Bank
/ NBFC
Location: Nairobi
Age Limit: Above
30 yrs
How to Apply
Interested candidates should
forward CVs to hr.kenya@tatainternational.com by C.O.B 20th Feb 2019