MICRO CREDIT OFFICER REF: (SS/MCO/05/24)
- Reporting to Head of Credit, the
individual will be responsible for the day-today coordination of the
credit functions in the SACCO, ensuring high customer service standards
are maintained and total compliance to the SACCO lending policies and
procedures.
Tasks and Responsibilities
- Market Micro-credit products and services
to the target clients and maintain the image of Micro-Credit activities
- Deposit Mobilization
- Maintain good relationship with groups
and frequent visits
- Disbursement and processing of loans
- Maintain quality portfolio by closely
monitoring repayment of loans from customers and ensuring prompt
follow-ups
- Recruiting clients, groups and business
appraisal
- To identify and locate prospective
micro-credit clients
- To plan periodic visits to identifiable
clients
- Prepare Micro-Credit loan applications
for approval
- Prepare weekly and monthly
returns/reports to the Head of Credit
Minimum Qualifications and Skills
- A Bachelor’s Degree in Accounting/Finance or a
Business-Related Degree from a recognized university.
- CPA II or Credit Management
Certification.
- A minimum of 3 years’ experience in micro
credit in a busy financial institution.
- Sound knowledge of Sacco laws and
regulations.
- A person of integrity, team player with
effective communication skills.
- Sound judgement and decision-making
ability on lending across all sectors.
- Excellent in analytical, interpersonal
and team management skills.
- loan monitoring, generating reports and
initiative on improvement of service delivery.
How To Apply