MICRO CREDIT OFFICER REF: (SS/MCO/05/24)
- Reporting to Head of Credit, the individual will be
responsible for the day-today coordination of the credit functions in the
SACCO, ensuring high customer service standards are maintained and total
compliance to the SACCO lending policies and procedures.
Tasks and Responsibilities
- Market Micro-credit products and services to the target
clients and maintain the image of Micro-Credit activities
- Deposit Mobilization
- Maintain good relationship with groups and frequent visits
- Disbursement and processing of loans
- Maintain quality portfolio by closely monitoring repayment of
loans from customers and ensuring prompt follow-ups
- Recruiting clients, groups and business appraisal
- To identify and locate prospective micro-credit clients
- To plan periodic visits to identifiable clients
- Prepare Micro-Credit loan applications for approval
- Prepare weekly and monthly returns/reports to the Head of
Credit
Minimum Qualifications and Skills
- A Bachelor’s Degree in Accounting/Finance or a
Business-Related Degree from a recognized university.
- CPA II or Credit Management Certification.
- A minimum of 3 years’ experience in micro credit in a busy
financial institution.
- Sound knowledge of Sacco laws and regulations.
- A person of integrity, team player with effective
communication skills.
- Sound judgement and decision-making ability on lending across
all sectors.
- Excellent in analytical, interpersonal and team management
skills.
- loan monitoring, generating reports and initiative on
improvement of service delivery.
How To Apply
