Stima DT Savings and Credit Cooperative Society Limited (Stima Sacco) is a leading country-wide, fast growing, and licensed DTS (Deposit Taking Sacco). To achieve the planned growth, the Sacco is looking for qualified and competent persons to fill the following vacancies:
CREDIT ANALYST ASSISTANT
Job Summary
Reporting to the Credit
Administrative Officer, the job holder will be responsible for monitoring
performing loan portfolio of personal loans.
Core duties and
responsibilities
- Assist
in analyzing Credit files from Branches and provide timely recommendations.
- Review
sector / Industry credit concentration exposures.
- Conduct
second level business visits and provide reports on agreed upon
deliverables.
- Monitor
the lending process in accordance to laid down Credit processes.
- Periodic
Update and maintenance the Credit Risk register.
Academic Qualification
- Bachelor’s
Degree in Business, Accounts, Finance.
- Professional
Credit or Accounting qualifications an added advantage.
- Computer
skills: adept in use of Ms. Word, Excel, Access, power point, Internet,
and email.
- Ability
to interpret Financials and make sound decisions out of it.
- Analytical
and keen to details.
- Innovative
and creative.
- Ability
to take personal initiative and work with minimal supervision.
Experience
- Minimum
of three (3) years practical experience in banking with proven
result-oriented track record in credit appraisals.
Knowledge, skills, and
attributes
- Ability
to communicate both inside and outside the organization.
- Ability
to write complex reports.
- Analytical
skills.
- Analytical
risk assessment skills.
- High
standards of integrity and ethical practice.
- Capable
of functioning effectively both as a team player and a team leader
- Ability
to accurately plan work assignments, prioritize tasks and deliver
deadlines.
- Communication
and interpersonal skills.
Key Result Areas
- Successful
collection of the Societies debts
- Maintenance
of a healthy loan book
How to Apply
Qualified applicants
should apply on or before 5:00pm on Wednesday, 24th February 2023 using the link
provided in the Society’s website.
***Only shortlisted
candidates will be contacted. ***
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