Tai SACCO, a Deposit Taking Sacco
regulated by the Sacco Societies Regulatory Authority (SASRA) in Kenya wishes
to recruit a motivated and passionate individual to join our high performing
team in the following position:-
Debts Recovery
Officer
1 Post
Duties / Functions
·
Analyze bad debts based on aging and
prescribe appropriate actions to retrieve all arrears from non – performing
clients
·
Demand and follow up of bad debts
through review of files and discussions with debtors on repayment plans.
·
Relationship management with clients
on handling customers with bad debts through visits calls and emails.
·
Handling multiple client debt
portfolios with diverse products; experiences and challenges.
·
Establish contacts and relationships
with relevant bodies that will assist in the collection process.
·
Repossession and Disposal of Assets –
The recovery officer will liaise with auctioneers and investigators to locate
seize and dispose of assets of loans that have defaulted, within the law and
with all notifications served upon the customer, in time.
·
Undertake any additional duties that
may be prescribed by the immediate supervisor
Requirements for the Debt Collection
Officer Job
·
Diploma in Co-operative Management/
banking/ finance or Credit Management
·
One year experience in debt
collection field.
·
Prior interaction with a debt
collection system.
·
Possess strong interpersonal,
communication, negotiation and analytical skills.
·
Should be a self-motivated team player
who enjoys negotiating with customers for winwin situations.
·
Must have proven ability to develop
relationships with agencies necessary to make recovery work successfully.
·
Must have ability to work with strict
deadlines
·
Administrative and computer skills
required.
·
Must be 27 to 30 years.
Micro Finance
Officer
2 Posts
The purpose of the Job: The primary function of this Job is outreach, promotion, client
assessment, intake, supervision and monitoring of clients with the intention of
gradually growing and sustaining a healthy portfolio, an optimum number of
clients and clients groups(as per the performance standards discussed with the
supervisor by undertaking various activities in order to achieve desired SACCO
objectives.
Duties / functions
·
Conduct market survey before
initiating any program in a new area.
·
Conduct awareness creation and
mobilization meetings.
·
Assess and select viable groups using
the laid down criteria.
·
Train clients on Tai SACCO lending
procedures and requirements(credit and group management)
·
Mobilization of savings among
clients.
·
Ensure loan applications are done
correctly.
·
Ensure loan appraisal and approval
are done following set criteria and conditions.
·
Disburse loans to right borrowers and
at appropriate times.
·
Ensure loan repayments are done
timely and banked in Tai SACCO account monthly.
·
Ensure proper records are kept by you
and the group for loans and savings.
·
Put in place mechanisms of managing
arrears and default(ensure healthy portfolio at all times)
·
Provide reports on the program
monthly or when needed to the Micro- finance Manager
·
Conduct training needs assessment of
existing clients.
·
Perform any other duties assigned by
the immediate supervisor.
Qualifications and experience
·
Diploma in
Micro-finance/Entrepreneurship/Co-operative Management
·
Certificate in Credit Management will
be an added advantage
·
Computer literate
·
2 years’ experience in a busy Micro
Finance Institution
·
26 to 30 years
Micro-Finance
Manager
1 Post
The purpose of the Job: The principal role and responsibility is to oversee the
allocation of finance to the respective business owner(s), assisting in the
establishment, running and supervision of the business as well as the
collection of any loan repayments outstanding.
Duties/Functions
·
Develop strategy & roadmap for
improving the financial performance of the Microfinance department
·
Manage the Micro-finance department
Portfolio (Deposit & Credit)
·
Conduct Research and Development
·
Drive the department team to ensure
that customers’ needs are met
·
Build long lasting relationships with
the group members
·
Create a culture of high performance
among staff within the department
·
Ensure that department’s procedures
are followed to mitigate risks.
·
Coordinate Credit Appraisal &
Deposit Mobilization on department level
·
Drive the actualization of financial
and non-financial targets
·
Coordinate business development
initiatives at the department level
·
Champion branch reporting and
inter-branch dealings
·
Liaise with line agencies e.g.
Government ministries, other MFIs, NGOs, Provisional administration etc. in
order to facilitate Tai SACCO activities in area of operations.
·
Perform any other duties assigned by
the immediate supervisor.
Qualifications and experience
·
Must possess a Bachelor’s degree in
Entrepreneurship or Micro-finance
·
Diploma in Credit Management will be
an added advantage
·
At least 5 years practical working
experience in a Microfinance institution.
·
Between 30 and 35 years
Knowledge and skills
·
Good communication skills,
Interpersonal skills, Negotiation skills
·
Working knowledge in Product
Development and Market Research
·
Group dynamics skills
Application Procedure
Interested and qualified candidates are invited to send their
detailed CV’s with three referees, one of whom should be the current employer,
copies of academic testimonials, current remuneration package on or before 20th
December 2017 to hr@taisacco.coop.
The position applied for should be the subject in your mail.
Only shortlisted candidates will be contacted
TAI SACCO IS AN EQUAL EMPLOYER.
