Credit Clerks
(4 positions)
Salary: 20K
Location: Nairobi, Kiambu and
Nakuru
Our client is an established and growing Micro Finance lending institution that offers a variety of credit facilities such as asset financing loans; salary advance loans; LPO financing, personal & business loans at affordable interest rates to customers.
Our client is an established and growing Micro Finance lending institution that offers a variety of credit facilities such as asset financing loans; salary advance loans; LPO financing, personal & business loans at affordable interest rates to customers.
Duties and Responsibilities
·
Process
applications of individuals applying for loans and credit
·
Interview
applicant to obtain personal and financial data and fills out application.
·
Obtain
and compile copies of loan applicants' credit histories, financial statements,
loan security documents and other financial information.
·
Analyze
applicants' financial status, credit status, and undertake relevant evaluations
to determine feasibility of granting loans.
·
Evaluate
and advice on client’s ability to pay based on analysis of their finances.
·
Process
approved loans for disbursement.
·
Undertake
business and home visits to validate applications where need dictates.
·
Undertake
data entry on approved loans.
·
Undertake
timely valuation and renewal of contracts upon expiry.
·
Notifies
customer by mail, telephone, or in person of acceptance or rejection of
application.
·
Keeps
record or files of credit transactions, deposits, and payments, and sends
letters or confers with customers having delinquent accounts to make payment.
Abilities, Skills and Qualifications
·
The
ideal candidate must hold at least a Diploma or Certificate in business
studies, Co-operative Management /Credit Management or Banking from a
recognized institution.
·
At
least one year experience in credit management/loan processing will be a plus.
·
Computer
literate with expertise in using ERP systems, office applications and outlook
·
Good
communication & interpersonal skills.
·
Experience
in the credit industry is a plus
Credit-Sales Representative
(8) positions)
Salary: 15K Retainer+
Commissions
Locations: Nairobi, Kiambu and
Nakuru
Duties and Responsibilities
·
Achieve
maximum sales profitability, growth and account penetration within an assigned
Territory / or market segment by effectively selling loan products and other
related company product.
·
Promote
/ sell / secure orders from existing and prospect customers.
·
Demonstrate
products and services to existing/potential customers and assist them in
selecting products that best suits their needs.
·
Improving
visibility and brand image of the company by directly selling and promoting
company products to the assigned markets.
·
Acquisition
& customer portfolio management Marketing products and services on a daily basis
to prospective customers
·
Building
relationships with existing referral sources and cultivate new referral sources
both internally and externally
·
Ensuring
the best in terms of quality of sales.
Abilities, Skills and Qualifications
·
Diploma
or Certificate in sales & marketing, Credit Management or Banking from a
recognized institution will be an added advantage.
·
Must
have experience in sales or credit for at least 1 year in a financial
institution.
·
Must
have good understanding of credit policies.
·
Demonstrated
aptitude for problem-solving; ability to determine solutions for customers.
·
Should
be results-orientated, able to work both independently and in a team.
·
Should
possess excellent verbal and written communication skills.
·
Proficiency
in using Microsoft Office applications.
·
Computer
literate with expertise in using ERP systems, office applications and outlook
·
Good
communication & interpersonal skills.
How to apply
Interested candidates should ONLY attach
their updated CV quoting the job title and location (E.g Credit Clerk-Nakuru)
in the email subject to jobs@fanisi.net on or before 11th December
2017.
Please ensure you clearly indicate your
current/last salary on your CV only.
Kindly DO NOT attach any other
certificates/scanned documents to your application.
Only those shortlisted will be contacted.