I &M Bank Limited, a
regional Bank with a fast growing branch network around the country is looking
to recruit a competent and highly motivated individual for the following
position:
Manager - Credit &
Environmental Social Risk Management
Ref: MCESRM/06/2017
Job Summary: The incumbent
will be responsible for the independent review and the continual monitoring of
the risk management processes used by lines of business across the bank, within
specialty lending units, Credit and Environment and Social Risk Management.
Duties will include: risk assessments,
critical evaluation of the quality of credit/social risk management,
constructive challenge of weak or ineffective practices and sharing best
practices in order to effect change.
The role holder will assist
in the development of methodologies/ models/ processes for measurement of
Credit/Social Risk , Credit Portfolio Management Tools & Reporting across
the Group.
He/she will also assist in
group wide enhancement and review of all Credit Policies in order to ensure
that these reflect the best practice and regulate the risk assets of the group
as directed by the Board.
Key Responsibilities:
The role will report to the Chief Risk Officer and will be responsible for:
Maintaining the loan portfolio rating in line with the bank’s Board approved risk appetite
Key Responsibilities:
The role will report to the Chief Risk Officer and will be responsible for:
Maintaining the loan portfolio rating in line with the bank’s Board approved risk appetite
- Advising the
Credit Department on bank’s selection, underwriting, operations and
concentration risks in line with the bank’s risk appetite.
- Driving
high-level credit capacity building among lenders and
management/board-level approvers
- Maintaining
the bank-wide credit culture at maximum quality levels.
- Managing the bank’s
Environmental and Social Risk Management aspect
Credit Policy Design &
Update
- Liaising with
Credit team to develop and
maintain a comprehensive (Corporate
& Business, Personal and Affluent) Credit Risk
Policy and Procedures Manual
- Updating
Credit Policy additions by the Credit Risk Management
Committees of the Management and Board
- Performing
Credit Risk Stress Testing and researching and offering recommendations to
the bank.
Credit Policy Acculturation
- Bank-wide
Acculturation on Credit Policy at all levels
- Identifying
culture gaps for input into acculturation initiatives in liaison with
Credit department.
- Utilization
and maintenance of a Credit Policy Web Portal and such other initiatives
to ensure ready access to the bank’s Credit Policy and other related
information.
Bank-Wide-Credit Skills
Development
- Constantly
liaising with other
business units and Credit Assessment
Unit to identify Credit Risk knowledge gaps.
- Liaising with
Credit team to institutionalize a credit school at Basic, Intermediate and
advance level.
- Liaising with
credit team to design Induction-level, Intermediate level, Senior and
Board-level Training Programs to ensure the optimization of bank-wide
Credit Skills across all loan-interfacing executives
Credit Research
- Evaluation and
rating of the bank’s target industries towards recommending to the Credit
Risk Management Committee of the management and board, their continued
maintenance within its target market.
- Evaluation of
new industries towards same objective.
- Providing
Committee-approved Industries and ratings results to the Credit Assessment
Unit for inclusion in their Non-Financial risk assessment and rating.
- Providing
Committee-approved Industries to the Credit Policy Unit for
inclusion in the Credit Policy
- Validation of
Industry analysis which have already been effected by external ratings
firm.
- Industry
analysis which is to be reviewed at least bi-annually.
- Back-testing
of previous years’ industry ratings against loan quality.
- Annual
Validation of Industry ratings Model
Environment and Social Risk
Management
- Understanding
and analyzing Environment &Social risks inherent in credit
applications for a range of industry sectors in relation to transactions
and the wider business and commercial context.
- Assessing
legal, operational, credit and reputational risks associated with high and
medium risk projects and advise senior managers accordingly.
- Delivering
solutions to mitigate risks for the institution and their clients.
- Ensuring that
relevant due-diligence with deal teams and clients is undertaken including
selecting and managing technical consultants
- Ensuring that
corrective action identified is prioritized and implemented
- Delivering
training courses to increase awareness and best practice regarding ESMS
issues.
- Take an active
part in the institution’s input into relevant working groups etc in
relation to Equator Principles and associated initiatives
- Planning for
the implementation of Environmental Social Risk Management System (ESMS)
Qualifications and
Competencies
- Masters of
Business Administration degree in Finance or a related field will be an
added advantage; and
- Bachelor’s
degree in Actuarial Science, Finance, Statistics or its equivalent from a
recognized institution.
- CPA (K), ACCA,
CIA, or Financial Risk certification; and
- Member of
Institute of Certified Public Accountants (ICPAK).
- Training in
Credit Risk Management from a reputable institution
- Training in
Corporate and Retail (Personal/Business/Affluent) Credit Course from a
reputable institution.
- Must have a
minimum of 5 years’ experience as a Relationship Manager
- At least 5
year’s relevant experience in Banking and Financial Risk
- Able to
perform credit risk modelling and strong credit risk monitoring.
- Ability to
write complex letters, comprehensive reports and to perform complex
calculations.
- Good planning
and organizational skills;
- Excellent
analytical Skills
- Excellent
communication and presentation skills;
- Excellent
Interpersonal, people management skills with attention to detail
- Good understanding
of Banking internal policies and procedures as well as external
regulations.
- Good
Knowledge of Basel II and CBK Prudential
guidelines, Risk Management Guidelines and Risk- based-Supervision (RBS)
Job Vacancy:Relationship
Manager – German Desk
Ref: GDRM/06/2017
Job Summary: The incumbent will be part of the I&M Bank team in Nairobi and will be in charge of promoting the German - Kenyan / German - East African business relations.
Job Summary: The incumbent will be part of the I&M Bank team in Nairobi and will be in charge of promoting the German - Kenyan / German - East African business relations.
This is a senior position
that will assist German corporates in Kenya / East Africa or Germany with their
export business to Kenya / East Africa as well as Kenyan / East African
companies that export to Germany and or import German products.
The job holder will be in
charge of promoting the German desk by providing financing opportunities as
well as other banking and advisory services. He /she will be responsible
for ensuring quality business growth of both the asset and liability book.
Key responsibilities:
The Incumbent will report to the Divisional Head and will be responsible for:
Key responsibilities:
The Incumbent will report to the Divisional Head and will be responsible for:
- Provision of
banking/ financial advisory services by building and fostering
relationships with German corporates selling products to Kenya/East Africa
either through their German or local office. Advising German and
Kenya East Africa companies on trade finance solutions and other banking
services
- Organizing
meetings, seminars and round–tables to further deepen the Kenyan-German
business in collaboration with DEG, the Delegation of German Industry and
Commerce in Kenya, the Kenyan-German Business Association and the German
Embassy in Kenya.
- Facilitating
the structuring and negotiations of financing proposals while liaising and
collaborating with the Commercial Consulate of the German embassy, the
local Delegation of German Industry and Commerce, the Kenyan-German
Business Association as well as other institutions to provide local
insights in the area of both economic and business regulations for German
businesses seeking to explore business opportunities and partnerships in
Kenya.
- Leveraging on
the Bank’s geographical spread, branch network and customer base to
provide a credible channel for exchange of German and/or Kenyan goods and
services.
- Facilitating
the structuring and negotiation of financing solutions for investments of
Kenya and other surrounding countries private sector companies in
connection with the purchase of German equipment and/or services or their
export activities.
- Providing
monthly and annual reporting on its activities to the banks management and
DEG.
- Effectively
managing the functions of the German Desk to provide a one-stop shop in
the provision of all banking services and other requisite financing needs
of companies being engaged in German-Kenyan business activities.
Qualifications and
Competencies
- Bachelor’s degree
in Economics, Finance, Business Administration or its equivalent
from a recognized institution
- Fluent in
German and English
- Minimum
experience of 3 years, preferably in banking and trade finance
- Strategic and
analytical thinking skills;
- Excellent communication
and interpersonal skills;
- Strong
negotiation skills;
- Excellent
problem solving and decision making skills;
- Knowledgeable
in accounting , Banking Act, CBK prudential guidelines and credit
policies.
- Excellent
networking and presentation skills
- Experience
with the local business environment and work experience in/ or related to
Germany
How to Apply
If you believe you meet the above requirements, please send your application together with comprehensive curriculum vitae indicating your qualifications, present position, salary expectations and names and contacts of three referees.
Your application should reach
the addresses below as soon as possible but not later than 31st July
2017.
Please quote reference number
followed by the position applied for in the application.
1. The General Manager-Human Resources
I&M Bank Limited
I & M Tower, Kenyatta Avenue
P.O Box 30238 – 00100, Nairobi
Or email: recruit@imbank.co.ke (preferred option)
2. Phillip.kuck@deginvest.de
1. The General Manager-Human Resources
I&M Bank Limited
I & M Tower, Kenyatta Avenue
P.O Box 30238 – 00100, Nairobi
Or email: recruit@imbank.co.ke (preferred option)
2. Phillip.kuck@deginvest.de
Only short listed candidates
will be contacted.