First Community Bank: We are an ethical,
participatory, commercial, Tier 3 bank with 18 branches spread throughout
Kenya.
Our mission is to deliver
innovative and ethical financial solutions, products, and customer centric
services to our clientele.
Head of Human Resources
The position holder will leverage on the bank’s brand, goodwill,
infrastructure, existing business and potential, to undertake operations and
business in strict regulatory compliance amidst a culture of ethical
inclusivity to enhance stakeholder value. Head of Human Resources
S/He will have demonstrable
creative and strategic leadership and contribute to the implementation of the
Bank’s financing and retail strategies
Key Responsibilities
Key Responsibilities
- Board and
strategy matters:
- Formulation
& implementation of Human Resources Strategic Plan
- Board &
Management Committees
- Periodically
review and update Human Resources Policies and Procedures to ensure they
are in line with changes in the regulatory and labour environment.
- Ensure
policies and procedures on compensation, benefits, terms & conditions
of employment are sufficient to attract motivate and retain appropriate
staff.
- Participate in
the development of the Bank’s strategic plan and ensure effective
contribution of human resource function towards achievement of the plans
- Maintain
contact with the labour industry, other organizations and government
departments to keep abreast of relevant human resources process
developments that are relevant.
- Design and
coordinate the implementation of performance management system to ensure
it is effective, and linked to the staff development programmes.
- Coordinate
staff training and development programmes. This includes training needs
analysis, training evaluation and coordination of special programmes.
- Oversee
administrative support, which includes personnel records maintenance,
payroll administration, staff benefits processing, and management of staff
provident and welfare schemes.
- Ensure the
company maintains good employment and industrial relations through well
managed staff welfare schemes, healthy and safe working environment,
effective management of disciplinary and grievance issues, with effective
communication process.
- Prepare and
control of human resource budgets.
Professional Qualifications
Requirements
- Relevant first
degree ( BCom, BEd, BBA, Sociology, Psychology)
- Higher Diploma
in Human Resource Management
- MBA added
advantage
- Eight years
experience in Human Resource Management, with 3 years experience in Senior
Management
- Wide exposure
in all the sections of Human Resource Management
Desired Qualities
- Strategic
thinker, ability to see the big picture and formulate strategies for the
Financing department that will contribute to achievement of the bank’s
overall objectives
- Enthusiastic,
results oriented with excellent communication and presentation skills,
advanced facilitation skills at an individual and team levels
- A forward
planner with clear focus, ardent team player, mature, reliable,
hardworking and able to work without supervision.
- Ability to
understand financials (e.g. interpreting financial statements, budgeting)
- Understanding
of the various HR products (performance management, Employee engagement)
- A good
understanding and practical experience of managing Employee Relations
activities and relationships with regulators and government related
agencies
- High levels of
professionalism and professional development.
- Honest with
impeccable integrity (high ethical standards).
Remuneration: A package commensurate
to the posts shall be discussed and agreed with the successful candidates.
Head of Operations
The position holder will leverage on the bank’s brand, goodwill, infrastructure, existing business and potential, to undertake operations and business in strict regulatory compliance amidst a culture of ethical inclusivity to enhance stakeholder value.
The position holder will leverage on the bank’s brand, goodwill, infrastructure, existing business and potential, to undertake operations and business in strict regulatory compliance amidst a culture of ethical inclusivity to enhance stakeholder value.
S/He will have demonstrable creative
and strategic leadership and contribute to the implementation of the Bank’s
financing and retail strategies
Key Responsibilities
- Board Matters:
- Formulation
& implementation of Operations Strategic Plan
- Board &
Management Committees
- Provide
leadership in overall banking operations strategies for the Bank
- Provide
leadership, direction to the Operations Team including Trade Finance,
Central Business Operations (clearing), Branch Operations Managers, ATM
support teams.
- Design and
co-ordinate the development, rollout and management of innovative Banking
products within the Business.
- Follow through
all Operations projects to ensure completion as per plan and within
budget.
- Overall cash
management and movement within the Bank.
- Branch support
: Banking operations and guidance
- Timely and
accurate Operations reports.
- Support
business development by acquiring and maintaining business relations with
customers and service providers.
- Staff
management i.e. leadership, Leave, performance and disciplinary issues and
coaching of Teams under Operations.
- Accountable
for Operations Team’s compliance to regulations and to the Bank’s policies
& procedures.
- Evaluate
cost/benefits, identify appropriate alternatives and make recommendations
on cost effective initiatives within the Operations Department and for the
business.
Professional Qualifications
Requirements
- Hold a
Bachelors Degree in Business, or finance related field. Masters degree an
added advantage.
- Training on
Card Management, professional Banking operations training e.g. AKIB, ACIB
- Have a minimum
of Eight (8) years relevant work experience in a similar position with
proven result oriented track record in preparation of management
accounting reports, maintaining accurate accounting records and effective
control of budgets.
- Experience in
banking industry or a Financial institution.
Desired Qualities
- Personality: A
go-getter, enthusiastic, results oriented with excellent communication and
social skills. A forward planner with clear focus, ardent team player,
mature, reliable, hard working and able to work without supervision.
- Sound
knowledge of the Bank’s products and services; CBK Prudential Guidelines.
- Understand the
Banking Act, Central Bank Regulations, prudential guidelines Understand
and implement operations processes; understand and implement strict KYC
procedures.
- Management
ability: Responsibility and ability to grow, support and develop talent
within the Operations
Remuneration: A package commensurate
to the posts shall be discussed and agreed with the successful candidates.
Head of Risk and Compliance
The position holder will leverage on the bank’s brand, goodwill, infrastructure, existing business and potential, to undertake operations and business in strict regulatory compliance amidst a culture of ethical inclusivity to enhance stakeholder value.
The position holder will leverage on the bank’s brand, goodwill, infrastructure, existing business and potential, to undertake operations and business in strict regulatory compliance amidst a culture of ethical inclusivity to enhance stakeholder value.
S/He will have demonstrable
creative and strategic leadership and contribute to the implementation of the
Bank’s financing and retail strategies
Key Responsibilities
- Develop Risk
& Compliance strategies, policies, procedures and standards for the
bank, and monitor to ensure adherence;
- To coordinate
with all departments of the bank to manage risks such as Strategic,
Market, Credit, Operational, Regulatory and Reputational risks.
- To carry out
periodic inspection of the internal policies procedures, processes and
controls to determine their appropriateness, effectiveness and adequacy in
risk mitigation.
- To assist with
the evaluation and implementation of effective programmes aimed at
securing compliance with internal and CBK regulations.
- To enforce
policy guidelines and best practices including a risk-based model for
routine Supervision of Bank’s practices.
- To report on
the Bank’s performance against compliance parameters and adherence to
prudential and market conduct bench marks. To present such reports to
Senior Management and the Board of Directors
- To review
incidents of non-compliance, fraudulent inclinations and failures to meet
regulatory obligations and recommend appropriate legal and administrative
sanctions.
- To conduct
induction and periodic training on risk matters to new and serving staff
to ensure risk awareness and appreciation.
- Coordinate
Business Continuity Management activities
- Staff
management i.e. Leave, performance and disciplinary issues and coaching of
branch managers & Financing Team.
- Monitor and
evaluate performance of individuals and the entire compliance team to
ensure maximum effort is directed towards achieving the department’s
objectives; carry out performance appraisals against agreed set targets
while accurately assessing individual strengths, developmental needs and
timely feedback.
- Well trained
and informed staff on risk & compliance procedures
- Participate in
recruitment of management staff.
- Accountable
for Team’s compliance to regulations and to the Bank’s policies &
procedures.
- Evaluate
cost/benefits, identify appropriate alternatives and make recommendations
on cost effective initiatives within the risk & compliance department
as well as guide the business.
Professional Qualifications Requirements
- Hold a
Bachelors Degree in Business, or finance related field. Masters degree an
added advantage.
- Basel II
qualifications; Risk analysis training
- Have a minimum
of Eight (8) years relevant work experience in a senior position with
proven result oriented track record.
- Experience in
banking industry (all-round banker) or from a financial institution
Desired Qualities
- Personality: A
go-getter, enthusiastic, results oriented with excellent communication and
social skills. A forward planner with clear focus, ardent team player,
mature, reliable, hardworking and able to work without supervision.
- Sound
knowledge of the Bank’s products and services; CBK Prudential Guidelines.
- Understand the
Banking Act, Central Bank Regulations, prudential guidelines & general
laws relating to Banking
- Honest with
impeccable integrity (high ethical standards).
- Management
ability: Responsibility and ability to grow, support and develop talent
within the risk and compliance team.
Remuneration: A package commensurate
to the posts shall be discussed and agreed with the successful candidates.
Financing Analyst
The position holder will leverage on the bank’s brand, goodwill, infrastructure, existing business and potential, to undertake operations and business in strict regulatory compliance amidst a culture of ethical inclusivity to enhance stakeholder value.
The position holder will leverage on the bank’s brand, goodwill, infrastructure, existing business and potential, to undertake operations and business in strict regulatory compliance amidst a culture of ethical inclusivity to enhance stakeholder value.
S/He will have demonstrable
creative and strategic leadership and contribute to the implementation of the
Bank’s financing and retail strategies
Key Responsibilities
- Ensuring that
the financing proposals are complete, correct and consistent with Bank’s
established policies/procedures and are within the Shari’a guidelines and
CBK prudential guidelines.
- Preparation of
required statutory reports (CBK & CRB) and other reports as may be
required by the bank’s management.
- Supporting
business units with on time responses and ensuring set TAT are achieved
and maintained;
- Instituting
and overseeing the timely disbursement of facilities while ensuring
adequate controls.
- Scrutiny of
all required docs for the facility i.e. Check for :
- Customer’s
application letter and required documents
- KYC documents
e.g national ID, Pin etc
- FLP
- Maintain
record and track of the facility applications.
- Verify and
prepare post LOO functions.
- Conducting
competitor analysis and research to ensure continued market
competitiveness and relevance of the bank.
- Keeping the
relationship of branch financing officers abreast of the key financing
issues/changes so as to improve relationship management.
- Supporting business
units branch disbursement bookings on time responses and ensuring
set TAT are achieved and maintained
- Maintaining a
high quality of the assigned financing portfolio and the entire asset book
with proper risk evaluation, proposition of timely corrective action to
secure Bank’s interest.
- Timely
tracking and follow ups of Facility proposals emanating from the business
units for next level of approval within the agreed turnaround times.
- Undertaking
other tasks as assigned from time to time by Head of Financing, immediate
supervisors and other Management Team of the bank.
Professional Qualifications
Requirements
- Hold a
Bachelors Degree in Business, Accounts related, Administration or related
field. Masters degree an added advantage.
- Diploma in
Banking and/or Professional Banking/CPA (K) qualifications a plus.
- Have a minimum
of Five (5) years relevant work experience, 3 of which should be at
manager level with proven result oriented track record.
- Have strong
customer service orientation/experience.
- Experience in
Business development and banking operations
Remuneration: A package commensurate
to the posts shall be discussed and agreed with the successful candidates.
Financing Administration Officer
The position holder will
leverage on the bank’s brand, goodwill, infrastructure, existing business and
potential, to undertake operations and business in strict regulatory compliance
amidst a culture of ethical inclusivity to enhance stakeholder value.
S/He will have demonstrable
creative and strategic leadership and contribute to the implementation of the
Bank’s financing and retail strategies
Key Responsibilities
- Critically
analyze, review, vet and confirm that all proposal/facility requests are
in line with Bank’s internal policies & procedures and financing
criteria.
- Review loan
supervision reports to ensure they comply with set standards.
- Ensuring that
all conditions pertaining to disbursements are fulfilled prior to
disbursement requests being processed.
- Ensure timely
renewal of insurance policies, payment of land rents and rates, updates of
valuation reports for properties charged as security for facilities
extended by the bank.
- Effective
monitoring of loan repayments and mitigating risks related to defaults.
- Periodically
reviewing the loan portfolio to manage likely problem areas.
- Liaising with
internal and external service providers.
- Prepare
returns and reports for management and statutory reporting.
- Respond to
legal and customer correspondence.
- Realization of
securities.
- Review in
depth all pertinent credit and financial information.
- Determine the
need for more thorough investigation or additional information; analyze
information, statements and related materials.
- Proper follow
up with timely correspondence on all overdue and other requirements with
the Relationship Manager in coordination with CRMU.
- Handling and
monitoring of all the assigned credit relationships, their risk assessment
and its mitigation.
- Analyzing and
monitoring product, service and tenor risk of customer exposure.
- Keeping
approval authorities alerted to changes in the status of Risk with prompt
financial reporting.
- Maintaining
quality of the assigned credit portfolio with proper risk evaluation,
proposition of timely corrective action to secure Bank’s interest.
- Ensure that
credit proposals are complete, correct and consistent with Bank’s
established policies/procedures and are within the Shari’a guidelines and
compliance criteria of Central Bank.
- Preparation of
required MIS for Central Bank reporting and other statistical/management
purposes.
- Conduct Credit
Training for new officers joining the bank.
- Conduct
competitor analysis and research to ensure continued market
competitiveness and relevance of the bank.
- Other tasks as
may be assigned from time to time by Head of Credit & Risk Management
and other senior management of the bank
Professional Qualifications
Requirements
- Hold a
Bachelors Degree in Business, Accounts related, Administration or related
field. Masters degree an added advantage.
- Diploma in
Banking and/or Professional Banking/CPA (K) qualifications a plus.
- Have a minimum
of Five (5) years relevant work experience, 3 of which should be at
manager level with proven result oriented track record.
- Have strong
customer service orientation/experience.
- Experience in
Business development and banking operations
Competencies &
Attributes:
- A thorough
understanding of the Bank’s financing policy and CBK prudential
guidelines.
- Interpersonal
skills to effectively communicate with and manage expectations of
customers and other stake holders.
- Analytical
skills, understanding and interpretation of facilities as structured and
options available in the process of structuring plans for turning around
non-performing loans.
- Knowledge and
effective application of all relevant banking policies, processes,
procedures and guidance to consistently achieve required compliance
standards or benchmarks.
- Planning and
organizing skills for effective planning and execution of tasks and
deliverables within timeframes and budget.
- Excellent
written and oral communication skills for effective relationships with
different stakeholders;
- Quality
orientation to ensure consistency in adhering and uphold performance
standards for Service Level.
- Agreements and
quality of documentation.
- Self-empowerment
to enable development of open communication, teamwork and trust that are
needed to support performance and customer-service oriented culture.
How to Apply
If you are up to the challenge, possess the necessary qualification and experience, please send you CV only quoting the job Title on the email subject to HRhelpdesk@fcb.co.ke before 30th June 2017