Vacancy: Senior Credit Officer
Summary: Our Client is a steadily growing commercial bank in Kenya with a vision of increasing value for customers, shareholders, employees and communities.
Summary: Our Client is a steadily growing commercial bank in Kenya with a vision of increasing value for customers, shareholders, employees and communities.
Key Responsibilities
- Formulate lending policies and procedures,
establishes loan pricing to ensure desired loan growth and maximum
profitability
- Analyze and evaluate the demand, market
segmentation and competitive situation for the target clients of credit
products to identify opportunity in the market for new products
- Oversee the preparation of reports of loans
and accounts that have outstanding (unpaid) amounts
- Management of Securities to ensure they are
complete and legally enforceable
- Provides management and guidance to credit
analysts, and credit officers under his/her supervision
- Undertake renewals & or reviews of overdrafts,
temporary overdraft and any other limit including facilities from trade
finance e.g.; letters of credit, bank guarantees
- Ensure that an acceptable level of credit
administration support is provided to all business units
- Ensure that approved loans and other
facilities are timely and accurately disbursed in system.
- Calculation of interests and marking various
limits in system as per management approval.
- Ensure proper filing of records for all loans,
Temporary overdrafts and credit risk departmental documentation disbursed
and other credit related records including Head Office correspondences.
- Ensure that sanction conditions are adhered to
before actual maintenance, verification and disbursement of loans
- Assisting in preparation of Statutory
/management bank reports in accordance to the CBK prudential guidelines.
Knowledge and Skills Required
- Minimum 7 yrs – working experience in credit
department
- Relevant degree from a recognized institution
- Good customer relationship management
- Good communication and inter personal skills
- Thorough knowledge in Credit documentation and
processes
- Thorough knowledge of CBK statutory reports
and prudential guidelines
How to Apply:
Send your application including a
cover letter indicating your desire to work with our client; a detailed CV
highlighting relevant experience, details of current and expected salary, a
daytime phone contact, email address, and the names of three professional
referees by close of business Tuesday 4th August 2015
Adept Systems
Management Consultants
P O Box 6416, Nairobi, GPO 00100
Email: recruit@adeptsystems.co.ke
Only short listed candidates will be contacted.
Please note that we do not charge
fees for receiving or processing job applications.