Vacancy: Manager, Lending Risk
Job Ref: RISK 05/2014
The Position:Reporting to Head, Lending Risk the job holder will
be required to maintain a high quality lending portfolio of the bank through
effective identification, analyzing and reporting of potential credit risks and
ensure that the requirements of Basel II /III and the principles of enterprise
risk management are embedded in the day to day business operation
Responsibilities- Prepare and analyze the Basel II /III reports
(COREP).
- Assist develop, implement, monitor and review
Risk Appetite statements and limits for the bank.
- Develop and implement stress testing framework
by defining stress scenarios and sensitivity analysis and indicating
recommendations to mitigate risks that might arise from adverse scenarios.
- Review risk adjusted pricing guidelines and
methodologies for credit products.
- Develop and review sector concentration
policy. Monitor limits and analyse the performance of the Bank and prepare
reports to senior management.
- Ensure that reporting requirements are aligned
with Basel II /III framework and best practice benchmarks with regard to
credit risk and monitor the total credit risk exposure to be within the
capital requirement as proposed by Basle II/III.
- Undertake analysis of documented actual
default statistics (Probability of Default, Loss Given Default and
Exposure at Default) experienced with a view to confirming the risk
ranking capabilities and calibration of the credit risk rating framework.
- Monitor and review the performance of credit
scoring models post implementation through analysing trends in
non-performing assets in the products and portfolios where the models are
implemented.
Qualification and Experience
- A University degree from an institution
recognized by Commission for University Education in a relevant field,
e.g. Statistics, Maths, Economics, Finance, Computer Science etc.
- CPA/ACIB professional qualification will be an
added advantage
- At least 3 years’ experience in corporate
lending
- Experience in financial analysis
- Knowledge of the latest development in credit
risk management tools and software applications and banking products.
- Good understanding of Market Economic
conditions and trends
- Knowledge of SQL
- Proficiency in MS Office suite
- Ability to guide employees and to plan
assignments
- Comprehensive business understanding
- Ability to work conscientiously and
independently with minimal supervision
- Excellent communication and presentation
skills
- Possess the ability to work effectively under
pressure and tight deadlines
- Be pleasant, honest and self-driven
- Have the ability to make prompt decisions and
be independent in problem solving in assigned duties
- Have good interpersonal skills
The above position is demanding for
which the bank will provide a competitive package for the successful
candidates.
Vacancy: Manager, E-Channels - Card Switch and Interfaces
Job Ref: IT 16/2014
Reporting to the Senior Manager e-Channels the job holder will be responsible for managing technical support of card systems, ATMs, Agency Banking and interfaces to other banking channels.
Responsibilities
Reporting to the Senior Manager e-Channels the job holder will be responsible for managing technical support of card systems, ATMs, Agency Banking and interfaces to other banking channels.
Responsibilities
- Manage technical support for the bank’s Card
Switch and the devices connected to the Card switch – namely ATM Machines,
POS Terminals and Agency Banking Devices.
- Oversee the configuration and tuning of
Interfaces between KCB’s Card Switch and Partner Networks – such as
Kenswitch, PesaPoint, Rwanda Switch, Postal Corporation of Kenya.
- Provide technical support in projects
involving Card Systems, POS Terminals and Agency Banking solutions.
- Provide technical support to specialized card
switch modules – namely the Card Factory and Fraud Analyzer System.
- Develop real time online reports and
monitoring tools to be able to track Card Switch system, ATM and POS
Terminals uptime and performance.
- Have expert knowledge of Card Switch, ATMs and
POS Terminals and other payment banking technologies.
- Recommend and implement upgrades or changes to
the Card Switch, ATMs and POS Terminals for performance, security or
business benefits.
- Ensure Compliances provided by International
Payment Providers (VISA and MasterCard) and the regulator (CBK) relating
to the Card Switch, ATMs and POS Terminals are implemented on time.
- Delivering business solutions by ensuring that
they are well tested and are rolled out in a manner that does not
adversely affect business processes.
- Continuously analyze user requirements to
develop and provide solutions.
- Keep track of user issues and oversee their
prompt resolution.
- Maintain and manage system configurations.
- Maintain up to date system and user
documentation.
- Ensure compliance of SLAs with system vendors.
- Develop, Test and implement Business
Continuity plans for Card Switch System, ATMs and POS Terminals.
- Plan the implementation of any products or
services on the internet banking / acquiring and mobile solutions
platforms
- Avail tools to generate daily reports on prior
day performance to send out to different business units
- Monitor the performance of the Card Switch,
ATMs and POS Terminals to ensure smooth running of these systems.
- Execute project plans (follow best practices
in project management).
The Person
- A University degree from an institution
recognized by Commission for University Education in a relevant field in
Information Technology or Computer Science.
- Must be Certified in Oracle Database
management, Linux and Windows Network Management
- Masters degree will be an added advantage.
- At least three (3) years working experience
with Card Switch systems, ATMs, POS Terminals and Card System Interfaces.
- Experience in card business operations and
handling of card related risks - frauds & forgeries - will be an added
advantage.
- Demonstrate high integrity.
- Good data analytical skills, both financial
and non-financial.
- Training in Risk management.
- Good communication, planning and organization
skill.
The above position is demanding for
which the bank will provide a competitive package for the successful
candidates.
Vacancy:Information Risk Manager, Projects & Disaster Recovery
Job Ref: RISK 07/2014
Reporting to the Head, Information Risk, the job holder will be responsible for monitoring, evaluation and reporting of IT related risks as related to projects, information security, business continuity and disaster recovery, risk management policies and standards of KCB Group
Responsibilities
Job Ref: RISK 07/2014
Reporting to the Head, Information Risk, the job holder will be responsible for monitoring, evaluation and reporting of IT related risks as related to projects, information security, business continuity and disaster recovery, risk management policies and standards of KCB Group
Responsibilities
- Develop, implement, and monitor a strategic,
comprehensive enterprise information risk program to ensure the
completeness, comprehensiveness and integrity of information owned,
controlled, or processed by KCB.
- Carry out reviews along the various phases of
a project’s lifecycle as detailed in the bank’s Project Management
framework to ensure that all delivered systems comply;
- Provide guidance in resolving IS audit
findings and lead the development of reports and corrective action plans;
- Provide guidance for the Resumption and
Recovery of time sensitive business operations in accordance with
pre-established timeframes as well as ensuring that adequate plans are in
place for the less time sensitive business operations;
- Develop and implement Risk Management
Policies, procedure, standards and guidelines based on best practice and
oversee training and dissemination of security policies and practices.
- Review and recommend appropriate security
enhancement of our network by evaluating network design and ensure
implementation of effective firewall security policies;
- Manage incidents and complaints about ICT
Services, in liaison with IT ensure effective change management process is
in place;
- Carry out reviews to ensure comprehensive
Business Continuity Management (BCM) Testing & Business Impact
Analysis (BIA)/Plans
- Ensure that the implementation Out of Country
Disaster Recovery site meets the bank’s standards
- Review and evaluate system backup and disaster
recovery standards for the bank, follow up on the implementation and
provide support to ICT Department to ensure quick recovery in the event of
disaster;
- Review the Business Continuity Programme for
effectiveness and completeness and recommend appropriate action;
Review System Security
Configurations for effectiveness and recommend appropriate settings;
The Person
The Person
- A University degree from an institution
recognized by Commission for University Education in a relevant field in
Information Technology or Computer Science.
- Must be Certified in one or more of the
following; CISSP, CISA, CISM, CRISC
- Masters degree will be an added advantage.
- At least three (5) years working experience in
Information Security and Operations Risk.
- Experience in Change & Project Management.
- Experience in Systems Audit & Forensics
will be an added advantage.
- Demonstrate high integrity.
- Good data analytical skills, both financial
and non-financial.
- Training in Risk management.
- Good communication, planning and organization
skill.
The above position is demanding for
which the bank will provide a competitive package for the successful
candidates.
Vacancy: Manager, Risk Assessments
Job Ref: RISK 06/2014
Reporting to the Head, Information
Risk, the job holder will be responsible for monitoring, evaluation and
reporting of IT related risks including risk assessments, ensure that
subsidiaries meet KCB Group standards and anticipate potential threats and
vulnerabilities to enable the bank take advantage of emerging technologies.
Responsibilities
Responsibilities
- Conduct scheduled IT risk assessment to ensure
all risks have been identified have been, brought to the attention of
management and appropriate control measures implemented to mitigate risk;
- Coordinate self-assessments, gap assessments,
risk acceptance and other control related efforts with the business,
controls and compliance functions;
- Provide information risk consultation and
guidance during system, application development and e-product development
to assure that security concerns are fully addressed in the process;
- Conduct operating systems, application
security including web application and database security risk
assessment and report findings to management;
- Conduct logical and physical access control
risk assessment to ensure systems security is not compromised;
- Be involved in scheduled penetration testing
to uncover any loopholes in the bank’s network;
- Review and accredit newly developed systems
before deployment in live environment;
- Proactively anticipate potential threats and
vulnerabilities and provide guidance in coordination with IT department on
effective responses or control measures;
The Person
- A University degree from an institution
recognized by Commission for University Education in a relevant field in
Information Technology or Computer Science.
- Must be Certified in one or more of the
following; CISSP, CISA, CISM, CRISC
- Masters degree will be an added advantage.
- At least three (4) years working experience in
Information Security and Operations Risk.
- Experience in Change & Project Management.
- Experience in Systems Audit & Forensics
will be an added advantage.
- Demonstrate high integrity.
- Good data analytical skills, both financial
and non-financial.
- Training in Risk management.
- Good communication, planning and organization
skill.
The above position is demanding for
which the bank will provide a competitive package for the successful
candidates.
Vacancy: Head of Corporate Banking,KCB
South Sudan
Job Ref: KCBSS 10/2014
The Position: Reporting to the Managing Director KCB South Sudan, the job holder will be responsible for the overall leadership and management of the line of business defined as Corporate Banking to achieve business growth, excellent customer service, inculcate a sales culture, and ensure operational compliance, staff performance and development.
Key Responsibilities
The major responsibilities of this position will be to:-
The Position: Reporting to the Managing Director KCB South Sudan, the job holder will be responsible for the overall leadership and management of the line of business defined as Corporate Banking to achieve business growth, excellent customer service, inculcate a sales culture, and ensure operational compliance, staff performance and development.
Key Responsibilities
The major responsibilities of this position will be to:-
- Offer strategic leadership and direction of
the Bank’s corporate business in line with the Bank’s overall strategic
intentions and business plans.
- Grow corporate client and revenue base through
formulation and marketing of appropriate financial solutions to corporate,
institutional and selected SME clients.
- Lead and manage the teams operating in the
Corporate Units while ensuring adequate and relevant training, leadership
development and performance management of the unit’s staff
- Proactively lead acquisition and development
of long term client relationships within the South Sudan market in order
to achieve excellence in customer service and customer loyalty.
- Continuously evaluate and cross-sell financial
solutions to clients in order to maximize profitability, while ensuring
that all the risk management principles are being adhered to at all times.
- Be the primary point of contact for all the
corporate customers and to build effective cross- functional relationships
within the bank in order to deliver effective service.
- Foster strong and robust relationships with
all the key stakeholders of the Bank including but not limited to
shareholders, customers, regulators and the community at large.
- Ensure delivery of world class customer
service to the bank’s corporate client base.
- Ensure regular product innovation and delivery
to the market in order to meet customers’ needs on a timely basis.
- Maintain a good loan book and ensure profits
are increased, accounts out of order are reduced and
downgrading/provisions is reduced.
The Person
For the above position, the successful applicant should have:-
For the above position, the successful applicant should have:-
- Business related degree from a recognized
institution. Possession of a postgraduate degree or professional
qualification in a related field will be an added advantage.
- Minimum of 6 years’ experience in Relationship
Management and at least 4 years’ experience in credit and a proven record
of successfully managing and growing a portfolio of corporate banking
clients.
- Extensive and thorough knowledge of the
financial services dynamics as well as specific knowledge of banking
products and services.
- Complete knowledge and clear understanding of
the bank's credit processes and operating systems;
- Sound knowledge of the business environment
and operating dynamics of South Sudan and the entire East African region.
- Strong leadership and interpersonal skills to
manage strategy, change, diversity, financial performance, productivity, championing
customer focus, and in managing people in a multi-cultural environment.
- Strong communication and negotiation skills
with the ability to network and develop strong internal and external
business relationships.
- Ability to be innovative in identifying and
harnessing new and existing opportunities to maximize business results
while being highly action oriented;
- A high level of business acumen and ability to
display orientation to market dynamics and profit orientation;
- A proven track record in delivering results;
- Possess good risk and financial analysis
skills.
The above position is demanding for
which the bank will provide a competitive package for the successful
candidates.
Vacancy: Legal Documentation Manager – Retail
Job Ref: CS 11/2014
The Position: Reporting to Head,
Securities & Documentation Centre, the Legal Documentation Manager –
Retail, will provide legal support on loan documentation for retail facilities,
manage the documentation process and ensure compliance on collateral conditions
prior to disbursement of these facilities.
Key Responsibilities
Key Responsibilities
- Provide a central point of reference, support
and advice on retail legal documentation.
- Manage issuance and processing of offer
letters upon receipt of duly approved credit papers observing agreed
timelines and high standards of accuracy and within applicable law, bank
policies and regulations.
- Manage conveyancing and loan documentation
activities, end-to-end ensuring effective support to the retail branches
at every stage of documentation
- Managing vetting and/or review all
security documents for completeness, clarity and ensure that all legal
risks are adequately covered
- Liaise with external lawyers and other service
providers on security documentation process and ensure that security
documents and other conditions have been perfected/ completed prior to
drawdown of facilities
- Manage Issuance of Compliance
Certificates for purposes of disbursement of loan facilities
- Ensure MIS maintenance with respect to TAT,
exceptions, security movement and others as may be required for tracking
of documents and performance and exceptions.
- Coordinate and provide training to the retail
business team on legal issues pertaining security instruments and
protection of the same
- Supervise and motivate all staff within the
retail section of the department
- Monitoring changes/ reviews in Law and Case
law to ensure that the Bank’s security documents are up to date and comply
with those changes/ reviews.
The Person
For the above position, the successful applicants should have:
For the above position, the successful applicants should have:
- University degree in Law from a recognized
University; Post Graduate Diploma in Law.
- Legal practicing license is required
- Masters of Law or Master’s Degree is added
advantage
- 5 years’ experience in Legal Practice; 4 of
which must have been experience acquired Post Admission to the Bar.
- 2 years’ experience in Credit and legal
documentation
- Team leadership skills.
- Persuasive oral and written communication
skills
- Great Interpersonal skills
- Strong Relationship Management skills
- Commercial awareness
- Good leadership and planning skills
The above position is demanding for
which the bank will provide a competitive package for the successful
candidates.
If you believe you can clearly
demonstrate your abilities to meet the criteria given above, please submit your
application with a detailed CV, stating your current position, remuneration
level e-mail and telephone contacts quoting the job title/reference in the
subject field to recruitment@kcb.co.ke
To be considered your application must be received by Nov. 14, 2014.
Only short listed candidates will be contacted.
To be considered your application must be received by Nov. 14, 2014.
Only short listed candidates will be contacted.