Credit Officers - Micro Credit and SME
Salary: KShs 20,000 - 25,000
The Credit Officer through teamwork will effectively handle credit function operations in order to ensure a profitable line of business and a quality loan book, while reporting to the Branch Manager.
Key DutiesThe Credit Officer through teamwork will effectively handle credit function operations in order to ensure a profitable line of business and a quality loan book, while reporting to the Branch Manager.
- Grow and maintain a quality loan portfolio
- Recruitment of new clients
- Risk Management: Credit risk analysis and
evaluation
- Undertake credit appraisal to vet all credit
proposals
- Sound understanding of lending in
micro-finance industry.
- Ensure all amounts disbursed are collected by
the due date.
- Monitoring and administration of credit
performance through reports
- Ensure Compliance with Credit policies and
procedures
- Work hand in hand with SCL team to source for
new business
- Relationship Management
- Branch support and Carry out inspection on
credit/lending issues
Minimum qualification and experience
required:
- Diploma/degree in business / Finance / Social
Science related field
- Lending and relationship management experience
to create a balance between credit risk and customer service
- At least three (3) years’ experience in a
credit function of a financial institution handling Micro and SME clients.
- Have an excellent interpersonal, organizing
and people management skills.
- Excellent communication and presentation
skills, with outstanding reporting skills.
Application:
If you meet the above requirements,
please apply in confidence to hr@speedcapital.co.ke.
Deadline of application is October
31, 2014.
