Unaitas
Sacco Ltd is among the fastest growing institutions in Kenya established under
the Co-op Act 2008 and regulated by the SASRA Act 2010 with a membership of
well over 150,000 spread across our 18 fully fledged front office branches
nationally.
If you are
you looking for excellence, a team that promotes a high performance culture and
focus on individual empowerment, then Unaitas is the place to be.
We are
seeking to recruit dynamic, committed and responsible persons to fill the
following position:
Credit Risk Analyst
(Re-advertised)
Objective: The objective is to entrench credit
risk as an integral element of lending in Unaitas with a focus to ensuring a
high quality loan portfolio and to ensure coordination of all credit issues
across all branches in Unaitas.
Reporting
Lines: Reporting to the Head Credit Risk & Recovery
Key Responsibilities:
- Coordinate and assist branches in all lending issues to continuously improve their efficiency and performance.
- Ensure quality Credit appraisals in all committee levels and products of the Sacco
- Ensure Compliance with the Credit Policy and Procedures of the Sacco
- Monitor and Co-ordinate provisioning and risk recognition in Unaitas.
- Monitor Branch lending and risk exposures and ensure they are within the Sacco’s expectations from time to time.
- Co-ordinate enforcement of sanction conditions and risk mitigation strategies
- Ensure that Credit services are standardized in all branches of Unaitas
- Training staff on loan risk analysis
- Ensure conformity to sanction conditions and follow ups of the same.
- Assist in ensuring all committees adhere to Sacco Act & regulations on lending
Minimum Requirements
The successful applicants should be
a Proactive and self-motivated possessing the following;
- Degree in any business related field
- 3 years working experience-in Credit Department of a financial institution
- Have specific knowledge in either Agri-business, Group or SME Lending
- Thorough knowledge of Sacco Act & Regulations and best lending practices
- Ability to work under minimum supervision
- Analytical skills and ability to make decisions
- A high degree of integrity and commitment
- Computer literate.
- Report writing skills
How to Apply
Interested
candidates should send us their application and updated curriculum vitae [MS
Word Format] via E mail only; hr@unaitas.com
Applications
to reach us on or before 01.08.2014
Note: Those who have applied within the
last one month need not re-apply.