Location: Nairobi
Position: Credit Analyst
Fountain Credit is an established microfinance and is rapidly growing its branches so as to grow the network.
Summary of Position
The job holder will be responsible for undertaking credit appraisals in order to ensure a profitable line of business and a quality loan book.
Main Duties:
- Authenticate
documentation presented for all credit applications and ensure they meet
the KYC requirements and any other requirements as required by the Bank
and by the regulators.
- Appraise
and make recommendations on credit proposals.
- Ensure
compliance with the Micro finance Credit Policy, procedures and Service
Level Agreements.
- Continuously
monitor and proactively manage risk/exposure for assigned portfolio.
- Ensure
all post approval activities, including conditions precedent to
disbursement are complied with.
- Prepare
management reports and statutory returns.
- Participate
in credit product reviews and development.
- Manage
customer and stakeholder relations in accordance with agreed Service Level
Agreements.
Minimum Qualifications and Experience
- A
degree in Commerce, Statistics, Business Management or Marketing.
Professional banking qualifications will be added advantage.
- At
least 2 years working experience in credit analysis and administration.
- Excellent
skills in analysis of Credit and Financial statements.
- Good
report writing and presentation skills.
- Excellent
communication, interpersonal, organizational, and negotiation skills.
- Ability
to work independently, consult and clarify where necessary and make
informed and firm decisions
How to Apply
If you believe that you have the required qualifications and experience
to fill in the above position, kindly send your detailed resume together with a
cover letter to reach the undersigned by 30th March 2013;Human Resources,
Founatin Credit Services Limited,
P.O. Box 72367 – 00200, Nairobi
vacancies@fep-group.com
Only short listed candidates will be contacted.