Job
Title: Credit Officers (6)
Date: 1st January 2012
Reports To: Regional Credit Supervisor.
Date: 1st January 2012
Reports To: Regional Credit Supervisor.
Purpose of the job:Customer recruitment and sale of all company products within the
assigned area in a way to ensure growth and high quality loan book leading to
overall expansion and growth in branch business
Functions / Responsibilities / Experience:1. Portfolio growth in customer numbers and OLB
·
Excellent customer care
·
Link with the public
·
Effective and efficient feedback on all customer issues and
dissemination of information to the clients emanating from the organization
2. Providing Leadership
·
Champion group management and advice group leaders on group
matters
·
Day to day decision making and problem solving in the portfolio
·
Liaison with the local authority i.e. chiefs, opinion leaders etc
3. Loan Processing/Credit Management
·
Ensuring adequate appraisal of loans
·
Ensuring comprehensive business assessment
·
Ensuring compliance to loan policies and procedures
·
Recommend all loans for approval in committee with the branch
credit committee
·
Timely and efficient collections for high quality loan book
·
Default management
·
Customer training
Skills / Experience:
Competencies
Competencies
·
Good business skills,
·
Strong communication and Negotiation skills.
·
Good interpersonal skills.
·
Planning and organizational skills.
·
Good presentation skills.
·
Complaints handling skills.
·
Listening and questioning skills.
·
Good in relationship building and maintaining.
·
Excellent sales and marketing skills.
·
High initiative and ability to work independently with minimum
supervision,
·
A person of high integrity and ethical behavior is a key
requirement,
Qualifications
·
At least 2 years as a Credit Officer
·
Conversant with computer packages
·
Bachelor’s degree / Diploma in Business Management/Administration
Key Measurable Goals
·
Achievement of set targets
·
Growth in customer numbers
·
High rate of loan repayment and portfolio quality
·
Growth revenues in comparison to expenditure
If you feel you are competent enough for the position and have
met the above qualifications send a cover letter and resume to
vacancies@fep-group.com on or before 18th December 2012.
Note that the
positions are spread country not specifically Nairobi.
