Our client, a growing
Regional Business Bank is seeking to recruit a dynamic, qualified and
experienced individual to fill the position of Head of Credit.
The Head of Credit will be responsible for leading credit analysts and the credit administration team to assess, monitor and control all credit related activities in the Bank and ensure compliance with the Bank’s internal policies, industry and other regulations.
Head of Credit
Ref: EFD/HCRThe Head of Credit will be responsible for leading credit analysts and the credit administration team to assess, monitor and control all credit related activities in the Bank and ensure compliance with the Bank’s internal policies, industry and other regulations.
Head of Credit
Key Responsibilities:
- Oversight
and management of credit analysis/appraisal, credit review and credit
administration functions.
- Responsibility
for evaluation of credit processes including governance, loan origination,
approvals, collections, collateral management, provisioning and management
of bad debt.
- Accountable
for credit compliance and credit policy and procedures.
- Continuous
improvement of turnaround times of credit proposals.
- Interaction
with internal business teams to establish benchmarks for service levels
and quality.
- Evaluation
of the quality of credit operations to cope efficiently with business
growth in line with the Bank’s strategy and goals.
Skills and Attributes;
- A
Bachelors degree in a business related field from a recognised University.
- A
minimum of 10 years’ experience in a commercial bank with at least 7 years
at a senior level in credit control and/or credit risk related functions.
- In
depth experience in credit management including responsibility for both
qualitative and quantitative elements.
- Knowledge
and understanding of Basel2.
- Strong
understanding of operational, legal and credit risk across a range of industries.
- In
depth knowledge of Credit Administration, Credit Analysis, and Credit
Restructuring.
- A
results oriented individual with a high level of attention to detail.
- The
ability to meet strict deadlines and work with limited supervision.
The Director - Executive Selection Division
Deloitte Consulting Limited
Email: esd@deloitte.co.ke