Job Overview:
The
incumbent is responsible for reporting responsibilities within the credit risk
function of the Bank at portfolio level in compliance with credit policy and
CBK prudential guidelines.
Primary Responsibilities:
- Preparing statutory reports in utmost
accuracy for regulatory submissions within stipulated timelines and
ensuring nil non-compliance with regulatory reporting requirements.
- Ensuring all credit related GLs are
reconciled and aligned to the related listings monthly.
- Preparation of other scheduled/adhoc
external reports to DFIs, CRBs, KBA and other stakeholders.
- Performing analysis/review of risk
classification of loans advances and computing the required general and
specific provisioning of the portfolio in line with CBK Prudential
Guidelines.
- Facilitating any required strategic
management reports for risk management and decision making.
- Supporting facilitation of seamless audit
processes by co-ordination of all requirements within credit department.
- Preparation of Internal reports to
Departmental units and management accurately and within the agreed
timelines.
- Supporting in co-ordination of CRMC/BCC
papers, preparation of the Agenda and circulation of Matters Arising from
previous meetings for input by all relevant stakeholders.
- Preparation and modelling of IFRS9
numbers, validating the ECL results and analyzing impacts.
- Monitor and report loan portfolio
performance and trends to provide insight to business teams and
management.
- Tracking of credit policy requirements
against internal and regulatory limits and reporting any breaches or
exceptions to management.
- Providing input in the review and update
of the credit reporting related policies and guidelines.
- Supporting any Bank project relating to
credit reporting aspects.
- Supporting in the Credit Department
Budgetary process.
- Presentation of all required MIS –
Analytics and Dashboards.
- Supporting in execution of tasks within
the unit in liaison with the other team members and as assigned by the
line manager.
Qualifications:
Academic Qualifications
- Bachelor’s degree in any field from a
recognized institution.
- Qualification in any data analytics
course will be an added advantage.
Experience
- 5 years banking experience with at least
2-3 years’ within credit reporting lines.
- Well versed with CBK Prudential
Guidelines relating to Asset Classification, knowledge of relevant bank
processes, policies and procedures
Generic Competencies
- Technical skills with high proficiency in
Microsoft excel and PowerPoint.
- Report writing skills; and
- Numeric skills.
- Analytics skills.
Skills and Attributes
- Excellent communication and interpersonal
skills;
- Excellent time management skills; and
Good planning and organization skills
How To Apply
