Job Title: Credit Analyst
Hiring Organization: Consolidated
Bank of Kenya
Location – Locality: Nairobi
Location – Region: Kenya
Industry: Banking
Job Type: Full
Time
Salary: KES
Competitive
Date Posted: 03/20/2024
Reporting
to the Manager, Credit Analysis, the Credit Analyst will be responsible for
appraising loan applications to determine the degree of risk involved in
extending credit and ensuring compliance with the Bank’s Credit policy and
Central Bank of Kenya Prudential Guidelines.
Key responsibilities and accountabilities
Analyze
credit data and financial statements to determine the degree of risk involved
in extending credit.
Ensure
compliance to all lending procedures as stipulated in the Bank’s Credit policy
manual and monitor various financing products advanced to ensure compliance in
relation to their satisfactory conduct.
Provide
technical support to the branch business development teams on all credit
relatedissues.
Participate
in the preparation of Board Papers for presentation to the Board Credit
Committee and Management Papers and reports for presentation to the Executive
Committee.
Conduct
market intelligence researches and prepare reports for presentation to the
Credit Committee, review of the various lending sectors and make
recommendations for adaptation.
Liaise
with representatives of credit associations and other businesses to exchange
information concerning credit ratings and forwarding addresses, verify
financial and credit transactions.
Qualifications
and Competencies
Holder of
bachelor’s degree in a business related field from a recognized university.
Possession
of professional banking qualifications such as AKIB and CPA (K) will be an
added advantage.
Should
have at least four years’ banking experience with good knowledge of effective
credit analysis and related analytical skills to identify and evaluate
underlying risk elements of lending.
Should
possess excellent credit and financial analysis skills.
Should
have excellent communication, report writing and presentation skills.
Should
have great interpersonal skills, good customer service orientation and
commercial awareness.
How To
Apply
Qualified
and interested candidates who meet the above requirements should send their
application in HARD COPIES quoting the title of the position applied for on the
cover letter and envelope, together with detailed curriculum vitae, copies of
certificates and the contact information of three referees to:
The Head
of Human Resources Consolidated Bank of Kenya Limited
P.O. Box
51133 – 00200 NAIROBI
All
applications should be sent through the above address ONLY, and received no
later than 5.00 p.m. on Wednesday, 3rd April 2024. Only selected candidates
will be contacted.