Job Title: Credit Analyst
Hiring Organization: Kingdom
Bank
Location – Locality: Nairobi
Location – Region: Kenya
Industry: Financial
Services
Job Type: Full
Time
Salary: KES
Competitive
Date Posted: 02/05/2024
Analyze
credit propositions and recommend for approval
Reviewing
the files for compliance of the approval conditions
Responsible
for identifying and reporting potential and actual Money Laundering Risk,
including suspicious transactions in accordance with the laid down AML policies
& procedures
Assess temporary credit requests and recommend for approval
Develops
and implements procedures for analyzing the creditworthiness of prospective and
current customers
Provide
leadership in performance management, employee development, talent management
and building a work environment that drives high performance and employee
satisfaction
Recommend
changes to lending policies in line with business dynamics
Evaluating
clients’ credit data and financial statements in order to determine the degree
of risk involved in lending money to them
Analyzing
client records and using the data to recommend payment plans
Filling
out loan applications and including the credit analysis and loan request
summaries, then submitting these loan applications for their approval
Conferring
with clients to verify their financial/credit transactions and to resolve their
complaints
Qualifications
Bachelor’s
degree in Commerce, Banking or Business related field.
Have a
minimum of 3 year working in the Banking Industry with exposure in Micro and
SME businesses
Sound
knowledge of the Banking Act and the regulatory framework in the Financial
Services Industry
Able to
apply financial knowledge and skills to achieve business goals
Able to
identify and minimize potential and inherent risks in banking
Communicates
effectively and can explain complex Business issues
Track
record of motivating, managing, and developing individuals and teams to achieve
results
