Financial Services Officer
About Ilara Health
At Ilara Health, we
equip a network of small, peri-urban healthcare providers with life-saving and
essential diagnostic
tools to improve the quality of medical care across sub-Saharan Africa. As
informal businesses,
these clinics, and pharmacies lack access to the traditional financial services
that SMEs use to support their growth. Through smart financing options, Ilara Health connects
these small businesses
to revenue-generating diagnostic assets that enable them to develop their
business and improve the
quality of care they provide to their patients.
Job
Title: Financial Services Officer
Function
Financial Services
Reports to
Financial Services
Manager
Location
Nairobi
Job Mission
Consistently grow the
Financial Services portfolio. Identify and Support loan applicants and answer
questions about the loan process. Analyze and verify the applicant’s financial
status, and personal and business information to determine the feasibility of
granting loans. Ensure efficient and prompt recovery of loans disbursed and
interest accrued.
Key Responsibilities
·
Identify potential medical facilities for funding.
·
Liaise with Customer success and sales teams to develop a viable
pipeline.
·
Review loan requests by assessing clients’ financial status, and
evaluating creditworthiness.
·
Contact clients to gather financial data and documentation
·
Review loan agreements to ensure that they are complete and
accurate according to policy.
·
Analyze risks and approve or reject loan requests
·
Calculate financial ratios (e.g. Delinquency Liquidity, gearing,
credit scores, and interest rates)
·
Structure payment plans.
·
Maintain updated records of loan applications.
·
Monitor the progress of existing loans.
·
Handle customer complaints and take appropriate action to resolve
them.
·
Follow up with clients to manage debt settlements and loan
renewals.
·
Ensure all lending procedures comply with Company policy.
·
Prepare portfolio performance reports.
Required Skills and
competences
·
Good interpersonal skills and the ability to build and maintain
relationships.
·
Ability to analyze and solve problems quickly
·
Hands-on experience with lending procedures and products
·
Adaptable & comfortable in a complicated and constantly
evolving business
environment. Fast
learner. Willing to contribute in areas beyond the formal job description
·
Strong in negotiation and communication, highly organized and
structured individual.
·
Strong analytical skills.
·
Familiarity with office applications (especially Excel) as well as
Google Drive, Google
·
Forms, Skype, etc.
Qualifications
·
Bachelor’s Degree from a reputable university in a relevant field;
ideally business administration or management.
·
Experience in Credit Management is an added advantage
·
Fluency in English and Kiswahili
Benefits of Working at
Ilara Health
·
At Ilara Health, we are a diverse team of highly energized local
and international
individuals committed to
listening to the needs of our customers in peri-urban/rural
primary healthcare
facilities that do not have access to common diagnostic tests.
·
You will have the opportunity to directly/indirectly impact
primary healthcare
facilities/patients by
dramatically improving the quality of healthcare for millions.
·
Every individual from our interns to the company founders
contributes to the success of
the company in different
ways.
·
Every team member at Ilara Health has the same drive and
excitement towards
achieving the collective
goals. Working hard and being creative are synonymous with our
start-up ethos.
·
Competitive Salary package based on experience.
How to Apply
