The position
The Assistant Relationship Manager – Credit shall, primarily, be
responsible for conducting detailed analysis on the credit worthiness of a
borrower and making a credit recommendation on whether the application should
be approved or declined.
Key Responsibilities & Accountabilities
- Responsible
for analysing domestic and foreign financial documentats, completion of
due dilidence activities, negotiating loan structures , identifying,
mitigating and properly documenting risks and credit exceptions and
recommending risk ratings and exposure strategues via preparation of
credit proposals.
- Present
credit proposals to credit committees when called upon to do so.
- Manage
individual pipeline from loan application to booking. This includes
partnering with other lines of business to support timely delivery of the
entire credit process.
- Prepare
interim and annual reviews and test covenants for large exposure accounts
and communicate material changes to the relevant credit committees.
- Pre-flight
complex transactions to promote a smooth beginning-to-end transaction.
This includes engaging with the customer to understand their credit needs
and making recommendations for the appropriate loan structure and required
appraisal documents.
- Participate
in loan book growth activities.
- Train
other staff members and provide support when necessary.
- Participate
in the department’s team building activities.
Qualifications
- Experience
in engaging senior executives in facilitating decision-making and
reporting is required.
- A
minimum of three years’ of SME credit experience is required
- possession
of International Credit experience is an added advantage
- Strong
financial, accounting, and credit skills is required.
- Bachelor’s
degree from a reputable instiution is required with post graduate training
in financial services as an added advantage.
- Strong
understanding of overall banking operations , credit policies, processes
and procedures is required.
Competencies / Attributes / Knowledge and Skills:
- Ability
to collaborate with geographically diverse teams
- Ability
to coach, mentor, train and transfer skills to others.
- Strong
negotiation skills.
- Excellent
interpersonal skills and the ability to build business partnerships with
teams who may not be co-located
How To Apply
Interested and qualified? Go to Equity Bank Kenya on
equitybank.taleo.net to
apply
