- Mwananchi Credit Limited was
incorporated as a private limited company under the Companies Act (Cap
486) of the Laws of Kenya.
- It initially started operations
under the names Mwananchi Microlink Ltd which was incorporated on 15th
April 2010.
- On 10th January 2012, it later
changed its names to Mwananchi Credit Limited.
Job Summary
- Working closely with the Branch
Manager the job holder will ensure implementation of sales & business
growth strategies and at the same time ensure quality of the loans
portfolio.
- He/she will identify business
growth opportunities, acquire clients in area of jurisdiction, manage
daily utilization towards future lending and build a sizeable portfolio in
loans and ensuring excellent client experience.
Responsibilities
- Proactively market and generate
business through Individual and SME client recruitment on disbursement.
- Undertake regular calls and
visits to customers to ensure effective relationship management.
- Maintain up to date records of
all customer visits for all customers.
- Cross sell all products and
services to both existing and potential clients.
- Business growth initiatives
including marketing activities, new business sign ups, new partnerships
etc.
- Prepare credit appraisals,
analysis and present to the Branch Credit Committee meetings for further
review & recommendations.
- Adhere to current procedures,
processes, memos and circulars as may be issued from time to time
- Address all customer
queries within stipulated Service Level Agreements (SLAs).
- Monitor the portfolio quality
on daily basis and proactively institute remedial actions.
- Maintain sound relationships
with all clients.
Key Measurable Goals
- Achievement of quality
portfolio.
- PAR management 0 – 30 days.
- Client acquisition, increase
rate of individual loan uptake and relationship management.
- Increase revenues through cross
selling of other products
- Increase profitability of
branches through enhanced relationship building, loan collection follow
ups thus increasing branch revenues in comparison to expenditure and
reduced provisioning for bad book.
- Active disbursement
Mobilization to meet set targets.
Qualifications
- Education: Diploma in any
business related course
- Knowledge and Skills: Business
management skills, Credit management skills Supervisory skills
- Experience: At least 2 years as
a Relationship Officer
- Personal Attributes: Good
communication and interpersonal skills, Team leader/player.
How to Apply
If you possess the stated qualifications and work experience,
please send your application and CV (as one document), quoting the position
applied on the email subject on hr@mwananchicredit.com
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