A fast growing micro finance
institution is urgently seeking to fill in positions outlined below:
Position: Business Development Officers
To be based in Mombasa office
Reporting to: Branch Manager
Other
Relationships: Marketing, Credit, Customer
Service, HR, Finance & IT
Job Summary
·
You will be responsible for managing
business development in a designated territory;
·
Gaining new clients as well as
maintaining existing ones, development of new loans, prompts
·
Payment of loans, design and
implement control measures and monitoring plans for compliance and operation
risk management.
Roles and
Responsibilities
·
Development of new loan with a weekly
target Achieve volume and Value targets in order to contribute to the overall
goals of the MFI.
·
Building a sound relationship with
company business partners, vendors and Customers.
·
Creating new business opportunities(
seek new clients)
·
Loan assessment, appraisals and
approvals
·
Develop a good marketing plan for the
company’s products and business.
·
Ensure prompt loan repayments’ and
recoveries.
·
Creation of financial projections for
growth and profitability.
·
Track and analyze micro finance &
economic trends and make any recommendation to the MFI
·
Analyze applicant’s financial status,
credit and property evaluations to determine feasibility of granting loans.
·
Review and update credit/loan files
·
Liaison with other service providers
·
Gathering marketing intelligence
·
Analyze potential loan markets and
develop referral networks in order to locate loans.
Minimum
qualifications, experience & competencies required:
·
Diploma in a business related field.
·
Good negotiation skills
·
Ability to maintain confidentiality,
tact and discretion when dealing with people and records.
·
High integrity and dependability.
·
Ability to build and maintain
productive working relationships in a multi-functional environment.
·
Strong presentation skills including
excellent oral communication skills, passion to make yourself understood and
engaging in a pleasant way.
Application:
If you believe you can clearly
demonstrate your abilities to meet the criteria given above, please submit your
application with a detailed CV, stating your current and expected remuneration,
quoting the job title in the subject field to emwendwa@granarycapital.com.
Position: Branch Manager
One position for Mombasa Office
Reporting to: Business
Development Manager
Other Relationships: Marketing,
Credit, Customer Service, HR, Finance & IT
Job Summary: Reporting
to the Business Development Manager, The Branch Manager through teamwork will
be responsible for business growth, service delivery, compliance and ensuring
efficient day-to-day operations of the branch.
Roles and Responsibilities
·
Growing and managing a quality loan
portfolio.
·
Preparation and implementation of
annual branch budgets and business development plans.
·
Achievement of branch profitability
and cost control objectives
·
Promotion & marketing of the
Institution’s products and services
·
Enforce implementation of laid down
policies and procedures for Credit operations and staff discipline.
·
Monitor loan assessment, appraisal
and approvals at the branch
·
Ensure loan repayments and recoveries
are within stipulated timelines and as per policy guidelines.
·
Ensure supervision, appraisal,
coaching, motivation and development of all branch staff and recommending
appropriate training needs.
·
Working with third party service providers
to deliver superior service to all customers.
·
Marketing intelligence and reporting
to understand competitor activity in the assigned area.
·
Ensure provision of high quality
services to all customers in a timely manner.
·
Manage relationship with all stakeholders
to ensure positive image of the institution is maintained.
Minimum qualification and experience required:
·
Diploma/Degree in
business/Finance/Social Science related field. An MBA is an added advantage.
·
Lending and relationship management
experience to create a balance between credit risk and customer service.
·
At least three (3) years’ experience
as a branch/unit manager in credit function of a financial institution handling
Micro and SME clients.
·
Have an excellent interpersonal,
organizing and people management skills.
·
Excellent communication and
presentation skills, with outstanding reporting skills.
·
High integrity and professionalism.
Application:
If
you believe you can clearly demonstrate your abilities to meet the criteria
given above, please submit your application with a detailed CV, stating your
current and expected remuneration, quoting the job title in the subject field
to emwendwa@granarycapital.com.
Deadline
for submission of applications is 22nd May 2019
Only
shortlisted candidates will be contacted.
