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Credit Administrator Job in Kenya

Job Title: Credit Administrator

Reports to: Head of Business Development
Supervises: Credit Relationship officers
Background: Karibu Kenya Ventures Ltd (KKVL) is a Non-Deposit Taking Microfinance Company. The company brings to the financial sector fresh thinking and focus giving priority to Micro, Small and Medium Enterprises and salary based innovative financial services with a difference. We are currently expanding our operations and are therefore looking to have a competent and qualified individual fill the above position at our Head Office in Thika.

Job Summary: The position holder will be responsible in ensuring the smooth flow of the credit granting process as per the set KPI’s. S/he will take full ownership of the loan portfolio.
Duties and Responsibilities
The job holder duties and responsibilities are outlined as follows:
·         Responsible to oversee and ownership to the Growth of Loan Security Fund.
·         Oversee and offer guidance in growing a healthy and sustainable loan book.
·         Offer necessary support to ensure that PAR is managed as per the corporate target.
·         Ensure Interest and non-funded incomes are free of leakages and wastage.
·         Have that internal customer focus on creating awareness, attraction and retention.
·         Liaison person with third party service providers/customers that facilitate loan appraisal, processing, perfection and debt collection.

·         Ex-official to the management credit committee and the custodian of its charter.
·         TAT and uptime is observed in line with customer service charter.
·         Observe that all the terms and conditions on loan requests are fulfilled prior to loan sanctioning.
·         Ensure that workflow on credit administration is perfected and in line with the manuals.
·         Credit documents custodian.
·         Undergraduate degree in a business related course.
·         Post graduate Diploma in Microfinance, Credit Management or Certified Credit Professional and added advantage.
·         Computer proficiency.
·         Minimum 3 years’ experience in Banking, Sacco or MFI in a similar or related position.
Desired Qualities
·         Solid analytical skills on data and customer behaviour.
·         Has a keen eye to detail.
·         Aggressive and with good interpersonal and communication skills.
How to Apply
Interested candidates should send a cover letter and a detailed CV, including their current and expected remuneration, desired notice period, names, addresses and phone contacts of three referees not later than 10th March, 2019 to
Applications which do not meet the above qualifications will not be considered.

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