Credit / Risk Management Manager
Kenya Industrial Estates is a Micro, Small and Medium Enterprises established in 1967 with the mandate of promoting industrialization through indigenous enterprise development in the country. The company plans to fill the following positions with a view to effectively discharge on its mandate:-
Responsibilities
Requirements
Duties
Requirements
Duties
Requirements
Duties
Requirements
Duties
Requirements
Responsibilities
Requirement
Key Responsibilities
Requirements
Key Responsibilities
Requirements
Key Responsibilities
Requirements
Kenya Industrial Estates is a Micro, Small and Medium Enterprises established in 1967 with the mandate of promoting industrialization through indigenous enterprise development in the country. The company plans to fill the following positions with a view to effectively discharge on its mandate:-
Direct Reports to:- Managing Director
Job Purpose:-
·
This is a position responsible for
the overall leadership of the Risk Management Function and successful
attainment of a healthy loan portfolio through risk mitigation.
·
To promote and sustain a culture of
risk management discipline within the institution;
·
To represent the risk and assurance
function to the Board and ensure that there are effective standards and
internal controls, policies and procedures, systems and a risk management
framework that supports business sustainability and continuity as well as
ensuring compliance with various regulatory standards;
·
To anticipate and proactively ensure
management of all potential risks, including credit, operations, information
security, regulatory compliance and reputation risks and to initiate actions to
pre-empt systemic risks
Responsibilities
·
Spearhead and direct the Risk
department team into identification and retaining the appropriate risk
management discipline while supporting growth aspirations to achieve strategic
goals of the company;
·
Administer appraise all new
investment and ensure that every approved project is technically feasible and
economically viable;
·
Ensure that Risk Management Framework
is adopted and effectively applied across all departments of the institution;
·
Implement the Credit Risk Management
Policy and ensure that the risk management governance structures are fully
functional;
·
Identify credit risks in the
business, monitor the actual level of credit risk on a regular basis and play a
preventative role in risk control;
·
Embed a culture of consciousness and
transparency for risk management and ensure that the nature and size of risks
are well understood by all staff;
·
Manage risk on a day to day basis
which includes monitoring and reporting. This should include measures and
procedures for:- understanding key processes, risk identification, risk
analysis and assessment responding to risks identified and assessed adequate
information and communication and monitoring of risk management activities;
·
Ensure issuance of quarterly
statements/invoices. This shall automatically trigger status of an account;
·
Initiate and oversee debt clearance
and issuance of certificates upon completion of the loan and thereafter release
of securities;
·
Ensure remedial action is taken
appropriately on non-performing loans, rents and mortgages through
rescheduling, rehabilitation, write off, negotiation, legal action on Category
D and E, repossession and disposal of securities;
·
Initiate special task force on debt
recovery upon approval by the CEO.
·
Embed operational risk practices into
business activities and support it with appropriate training and awareness;
·
Manage the daily administration for
loan documentation in full compliance with the internal standards and external
regulatory requirements;
·
Conduct periodical review on loan
administration procedures to streamline workflow
·
Generate, review and maintain loan
disbursement reports for presentation to credit committees, and provide monthly
reports on the same, in accordance to the credit policy and guidelines;
·
Ensure post disbursement compliance
with approved terms and conditions, assignment of rights, review expiry of
credits, progress on payment, insurance etc.
·
Review daily credit monitoring and management
reports and identify non-performing loans with anomalies and proactively
follow-up to ensure corrective action taken in line with credit policy;
·
Monitor all irregularities, past
dues, documentation deficiencies and report to senior management;
·
Advise on risk issues and prepare
reports for the Board to assist in decision making.
Requirements
·
Degree in any Business related fields
i.e. (Finance, Banking & Accounting);
·
Professional qualifications in Credit
Management, CPA (K) or ACCA;
·
A minimum of Seven (7) years of
experience in Credit Risk function with five (5) years in a management role and
shown merit and ability as reflected in his/her work performance and results;
·
A good understanding of business
lending products from any financial Industry;
·
An understanding of an enterprise
wide Risk Management Framework
·
Exposure to demanding operational
environments, ability to gain insight into the most effective risk management
applications and key points for
·
Measurement of market risks facing
the institution
·
Gathering data for use in review of
MRM Policies by monitoring reports
·
Performance of administrative duties
1.
a) Monitoring of the loans and
ensuring the PAR is within the acceptable company’s rates;
Details relating to each vacancy are
available on the KIE Website (www.kie.co.ke)
ICT Manager
Kenya Industrial Estates is a Micro,
Small and Medium Enterprises established in 1967 with the mandate of promoting
industrialization through indigenous enterprise development in the country. The
company plans to fill the following positions with a view to effectively
discharge on its mandate:-
Direct Reports to:- Managing Director
Job Purpose:-
Develop and execute an ICT Strategy
and related policies and standards in line with the company’s s set strategy.
The incumbent will be irresponsible
in developing, maintaining, reviewing ICT policy and procedures which supports
its needs and strategic objectives;
Manage the introduction of structured
end-user capacity building to ensure optimal and efficient use of all the ICT
systems/tools available to the company.
Duties
·
Develop and ensure effective
implementation of ICT policies, procedures and strategies in line with the
company’s mandate;
·
Manage the introduction,
implementation and support of appropriate information and communication
technology in the company;
·
Develop and maintain security and
control of IT systems and provide first line support;
·
Design and implement controls and
procedures that ensure accuracy and reliability in data capture, data
processing and dissemination of information;
·
Design and implement information
security procedures based on standard best practice and corporate ICT security
policies covering information system applications and infrastructure;
·
Evaluate technology developments and
ensure that the organisation has appropriate, effective efficient and up to
date ICT systems ensure
·
Manage the introduction of structured
end-user capacity building to ensure optimal and efficient use of all the ICT
systems/tools available to the company;
·
Develop the capacity of the ICT team
to enable them to deliver on business goals
·
Maintain liaison with other functions
to determine their future needs;
·
Facilitate automation of all offices
including inter-office communication;
·
Establish a strong working
relationship with external suppliers in order to enhance productivity and
manage costs and SLAs;
·
Entity opportunities for innovation
and foster the development of creative solutions;
·
Guide staff to carry out ICT systems
analysis, detect and act on faults on ICT equipment/systems and design to suit
KIE needs;
·
Ensure that staff write and test ICT
programs according identified needs;
·
Initiate measures to develop and
update ICT application systems;
·
Give specifications, evaluate and
recommend on suitable ICT equipment’s as required.
Requirements
·
Bachelor’s Degree in Computer Science
from a recognized institution;
·
Master’s Degree in Computer Science
will be an added advantage;
·
At least 6 years of work experience
with at least 5 years at management level;
·
Professional Qualifications
/Membership to professional bodies i.e. CMIS, PMP, MCSE, MCSD and other ICT
related qualifications;
·
Shown merit and ability as reflected
in work performance and results;
·
Fulfilled the provision of Chapter
Six of the Constitution.
Human Resources Assistant Manager
Kenya Industrial Estates is a Micro,
Small and Medium Enterprises established in 1967 with the mandate of promoting
industrialization through indigenous enterprise development in the country. The
company plans to fill the following positions with a view to effectively
discharge on its mandate:-
Job Purpose:-
The position is responsible in
assisting the manager in the overall management of the Human Resources
function, by providing technical advice on matters relating to human resource
management in support of the overall Company’s objectives.
Duties
·
Participate in interpreting and
advising on HR policy matters pertaining to effective communication,
discipline, employee relations, remuneration and staff welfare matters;
·
Coordinating the performance
management process and ensure staff adherence in line with the HR policy and
procedures;
·
Participate in the recruitment and
selection process, drafting of notices and advertisements for vacant positions,
organize interviews, inform successful applicants, induction and taking of
minutes;
·
Identifying trainings and development
needs within the organization through training needs analysis and ensure
regular consultation with all the stakeholders;
·
Participate in coordinating and
overseeing staff discipline process is executed timely, i.e. timely feedback to
affected staff including- preparation of notices the , minutes, summon letters,
warning letters, caution letters profiles, show cause letters among others;
·
Ensure that the current ISO
certification is maintained and there is continuous improvement of services
within the department;
·
Ensure effective implementation of
Skills / Competence needs assessment surveys for each financial year, by
undertaking skills and competence needs assessment audits;
·
Ensure effective Coordination of
Performance Contracting parameters and monitor implementation of the cascaded
parameters in line with the company’s set targets;
·
Monitoring of staff attendance
including punctuality and absentee and provide effective control measures thereof
;
·
Implementing the career development
plans and succession planning activities in accordance with the Company’s HR
planning strategies;
·
Developing human resource management
plans to ensure effective succession management;
·
Ensuring institutionalization of
performance management systems, including performance appraisal system among
others.
Requirements
·
Bachelor Degree in Human Resources or
related fields from a recognized Institution;
·
Diploma or Higher Diploma in Human
Resource Management from a recognized Institution;
·
Relevant Master’s Degree from a
recognized institution will be an added advantage;
·
Served for a minimum of Seven (7)
years of progressive work experience, of which three (3) years at management
position;
·
A Certified Member of the professional
body -(IHRM);
·
IT proficiency (b) Leadership skills,
c) Interpersonal skills d) Communication skills.
·
Shown merit and ability as reflected
in work performance and results
·
Fulfilled the provision of Chapter
Six of the Constitution.
Assistant Manager, Credit / Risk
Management
Kenya Industrial Estates is a Micro,
Small and Medium Enterprises established in 1967 with the mandate of promoting
industrialization through indigenous enterprise development in the country. The
company plans to fill the following positions with a view to effectively
discharge on its mandate:-
Direct Reports to:- Manager Credit/
Risk Management Manager
Job Purpose:-
This is a position responsible for
the overall Risk Management Function and successful attainment of a healthy
loan portfolio through risk mitigation.
To promote and sustain a culture of
risk management discipline within the institution and ensure that there are
effective internal controls, policies and procedures, systems and a risk
management framework that supports business sustainability and continuity as
well as ensuring compliance;
To anticipate and proactively ensure
management of all potential risks, including credit, operations, information
security, regulatory compliance and reputation risks and to initiate actions to
pre-empt systemic risks.
Duties
·
To prepare and appraise project
proposals for new loans investment in line with the risk management tools and
checklist reports and recommend for approval;
·
Ensure that Risk Management Framework
is adopted and effectively applied across all departments of the institution;
·
Implement the Credit Risk Management
Policy and ensure that the risk management governance structures are fully
functional;
·
Ensure that every project proposal
approved is technically feasible and economically viable;
·
Manage risk on a day to day basis
which includes monitoring and reporting. This should include measures and
procedures for:- understanding key processes, risk identification, risk
analysis and assessment responding to risks identified and assessed adequate
information and communication and monitoring of risk management activities;
·
Review daily credit monitoring and
management reports and identify non-performing loans with anomalies and
proactively follow-up to ensure corrective action taken in line with credit
policy;
·
Monitor all irregularities, past
dues, documentation deficiencies and report to their supervisor for corrective
action to be taken;
·
Advise on risk issues and prepare
reports that will assist in decision making;
·
Facilitate networking with other
institutions on credit reference;
·
Spearhead categorization of risks
that affect credit and other investments;
·
Initiate special task force on debt
recovery upon approval by the management;
·
Participate in the release of
securities.
Requirements
·
Bachelor’s Degree Finance, Banking,
Accounting or related field from a recognized institution;
·
Professional qualifications in Credit
Management with a minimum of Seven (7) years of progressive work experience in Credit Risk
Function with three (3) years at management level;
·
Relevant Master’s Degree will be an
added advantage;
·
Proficiency in computer applications;
·
Shown merit and ability as reflected
in work performance and results;
·
An understanding of lending products
preferable from a Financial Institution;
·
An understanding of an enterprise
wide Risk Management Framework;
·
Fulfilled the provision of Chapter
Six of the Constitution.
Assistant Manager, Internal Audit
Kenya Industrial Estates is a Micro,
Small and Medium Enterprises established in 1967 with the mandate of promoting
industrialization through indigenous enterprise development in the country. The
company plans to fill the following positions with a view to effectively
discharge on its mandate:-
The position is responsible for
reporting to Manager, Internal Audit, who will carry out an independent,
objective assurance and consulting activities designed to add value and improve
on to the Company’s operations.
Assist the organization to accomplish
its objective by bringing a systematic, disciplined approach to evaluate and
improve the effectiveness of risk management, control, and governance
processes. .
Duties
·
Assist in developing and reviewing
operational and management systems, policies and guidelines;
·
Developing audit plans, setting
targets and budgets;
·
Overseeing the development and
implementation of Internal Audit strategy;
·
Provide reports to the company on
risk management, control and governance system that are functioning as
intended;
·
Reviewing and recommending changes to
the internal Audit control system;
·
Establish a system to ensure quality
of internal auditing activities and processes are aligned with the company’s
strategic plan;
·
Interpreting prevailing policies for
sound auditing principles, practices and control; and Publishing audit reports;
·
Ascertain that resources of the
Company are profitably and efficiently employed at all times;
·
Monitoring developments in various
regulations, laws and developments that affect the Company to ensure up to date
advice; and
·
Oversee and make recommendations on
information Technology systems audit, on all the general software applications
used by the company;
·
Ensure completion of value add audit
reports on each audit assignment and make recommendations for corrective action
and conduct follow-up of the audit recommendations;
·
Compiling periodic management audit
reports;
·
Establish and carry out business risk
analysis -based plans to determine the priorities of the Internal Audit
function;
·
To ensure the Company’s systems and
processes are in compliance with the International audit standards by:-
·
Ascertain the reliability of
management data generated within the Company;
·
Act against fraud and errors through
routine checks of records and accounting documents;
·
Do special investigations for
management whenever requested;
·
Do operational audit of projects
financed by the Company;
·
Report regularly to the Finance and
Audit Committee of the Board on areas of weaknesses and provide remedial
recommendations;
·
Ensure that speedy replies are made
on management letters by respective departments;
·
Summarize the External Audit reports
(management letters for presentation to the Finance/Audit Committee of the
Board);
·
Ensure that remedial actions
recommended by External Auditors are promptly acted on by the concerned
departments.
Requirements
·
A minimum period of Six (6) years of
relevant experience, of which three (3) years should be experience, in a
responsible or management position;
·
Bachelor’s Degree in Commerce,
Business Finance, Accounting or any other relevant degree or equivalent
qualification from a recognized institution;
·
Master’s Degree in Commerce, Business
Administration, Computer Science, Information Systems or any other relevant
degree or equivalent qualification from a recognized institution will be an
added advantage;
·
Certified Public Accountants (CPA)
Examination; Certified Chartered Accountants (ACCA) or equivalent qualification
from a recognized institution;
·
Be a member of the Institute of
Certified Public Accountants of Kenya (ICPAK);
·
Management Course from a recognized
institution;
·
Proficiency in computer applications;
·
Shown merit and ability as reflected
in work performance and results; and
·
Fulfill the provision of Chapter Six
of the Constitution.
Senior Officer, Research & Planning
Kenya Industrial Estates is a Micro,
Small and Medium Enterprises established in 1967 with the mandate of promoting
industrialization through indigenous enterprise development in the country. The
company plans to fill the following positions with a view to effectively
discharge on its mandate:-
Direct reports Corporate Strategy and
Planning Manager
Job Purpose:-
The position is responsible for
developing and reviewing periodic strategic and operational plans of the
organization; monitor and evaluate all KIE programs in terms of quality,
relevance, cost effectiveness and actual performance against planned targets to
ensure that the company achieves set goals and objectives. The position also
heads research and development activities for the company.
Responsibilities
·
Assist in the preparation/review
Strategic Plans and implementation programmes
·
Assist in the preparation of
operations plans (work plans)
·
In liaison with all the departments,
put in place monitoring and evaluation systems (programs) for the work plans.
·
Assist in coordinating the
preparation of the company’s performance contract
·
Monitor the achievement of the
performance contract on quarterly and annually basis
·
Monitor and supervising the
implementation of the organization’s action plans.
·
Evaluate and make recommendations on
the implementation of the Action plan.
·
Carry out impact assessment on all
the action plans.
·
Ensure existence and effective
compliance of the company policies and procedures.
·
Assist and participate in writing
funding proposals to the government and other donors;
·
Assist in lobbying and negotiating
for funding for the company programmes.
·
Carry out research on factors
impacting on KIE operations both in the short term and long term
·
Implement and monitor research
findings
·
Assist in ensuring compliance to
Quality Management System requirements;
·
Maintain and update the company’s
database/information centre;
·
Attend management meetings when
necessary, compilation of management /departmental reports
·
Carry out any other duties that may
be assigned from time to time
Requirement
·
Bachelor’s degree in Statistic or
Economics from a recognized institution;
·
Master’s degree in relevant field
from a recognized institution will be an added advantage;
·
Proficiency in computer applications;
·
Work experience for a minimum of
three (3) years;
·
Excellent report writing and
presentation skills;
·
Shown merit and ability as reflected
in work performance and results;
·
Fulfilled the provision of Chapter
Six of the Constitution.
Credit Officer
Kenya Industrial Estates is a Micro,
Small and Medium Enterprises established in 1967 with the mandate of promoting
industrialization through indigenous enterprise development in the country. The
company plans to fill the following positions with a view to effectively
discharge on its mandate:-
Reporting Relationships
Reports to: Branch Manager/ Regional
Manager
Job Purpose:-
The position is responsible for
lending activities and ensure the Company disbursement targets are met within
stipulated timelines and the customers’ needs and demands are met to their satisfaction
i.e. (MSMEs)
Key Responsibilities
·
Prepare feasibility studies and
business plans for clients in line with the company’s lending policy and
support growth of a quality loan portfolio in liaison with their supervisors;
·
Appraise clients and vet loan
applications for disbursement purposes;
·
Assist clients on projects
implementation appraise investment proposals;
·
Undertake debt collection of all the
disbursed loans, receipting and banking of payments in adherence to the
company’s set policies;
·
Collect industrial raw data and
update projects database on disbursements, appraisals and all in the loans in
the pipeline;
·
Participate in preparation of station
returns and arrange insurance covers for KIE-funded projects;
·
Ensure effective monitoring and
evaluation of All the invest projects generated;
·
Participate and Carry out business
development services (BDS) or training programmes for clients / advisory to all
clients;
·
Ensure effective Marketing of all KIE
products and services county wide.
·
Prepare an annual plan for KIE using
the statistics collected from project appraisals;
·
Any other duties that you may be
called upon by your supervisor from time to time.
Requirements
·
A Bachelor’s Degree in Business
related fields from a recognized Institution;
·
A Master’s Degree will be an added
advantage;
·
Work experience equivalent to a
minimum period of three (3) years with a track record of good performance;
·
Good communication and writing
skills;
·
Proficiency in computer applications;
·
Demonstrate ability to work as a team
member;
·
Shown merit and ability as reflected
in his/her work performance and results;
·
Fulfilled the Provision of Chapter
Six of the Constitution.
Credit Officer
Kenya Industrial Estates is a Micro,
Small and Medium Enterprises established in 1967 with the mandate of promoting
industrialization through indigenous enterprise development in the country. The
company plans to fill the following positions with a view to effectively
discharge on its mandate:-
Reporting Relationships
Reports to: Branch Manager/ Regional
Manager
Job Purpose:-
The position is responsible for
lending activities and ensure the Company disbursement targets are met within
stipulated timelines and the customers’ needs and demands are met to their
satisfaction i.e. (MSMEs)
Key Responsibilities
·
Prepare feasibility studies and
business plans for clients in line with the company’s lending policy and
support growth of a quality loan portfolio in liaison with their supervisors;
·
Appraise clients and vet loan
applications for disbursement purposes;
·
Assist clients on projects
implementation appraise investment proposals;
·
Undertake debt collection of all the
disbursed loans, receipting and banking of payments in adherence to the
company’s set policies;
·
Collect industrial raw data and
update projects database on disbursements, appraisals and all in the loans in
the pipeline;
·
Participate in preparation of station
returns and arrange insurance covers for KIE-funded projects;
·
Ensure effective monitoring and
evaluation of All the invest projects generated;
·
Participate and Carry out business
development services (BDS) or training programmes for clients / advisory to all
clients;
·
Ensure effective Marketing of all KIE
products and services county wide.
·
Prepare an annual plan for KIE using
the statistics collected from project appraisals;
·
Any other duties that you may be
called upon by your supervisor from time to time.
Requirements
·
A Bachelor’s Degree in Business
related fields from a recognized Institution;
·
A Master’s Degree will be an added
advantage;
·
Work experience equivalent to a
minimum period of three (3) years with a track record of good performance;
·
Good communication and writing
skills;
·
Proficiency in computer applications;
·
Demonstrate ability to work as a team
member;
·
Shown merit and ability as reflected
in his/her work performance and results;
·
Fulfilled the Provision of Chapter
Six of the Constitution.
Credit Assistants
Kenya Industrial Estates is a Micro,
Small and Medium Enterprises established in 1967 with the mandate of promoting
industrialization through indigenous enterprise development in the country. The
company plans to fill the following positions with a view to effectively
discharge on its mandate:-
Reporting Relationships
Reports to: Regional Manager/ Branch
Manager
Job Purpose
The position is responsible in
assisting the branch supervisors in lending monies to clients and the Company
loan disbursement targets are met within stipulated timelines and the
customers’ needs and demands are met to their satisfaction i.e. (MSMEs).
Key Responsibilities
·
Open clients files and ensure proper
custody & and storage of all company’s files as required;
·
Collect industrial raw data and
update projects database on disbursements, appraisals and all in the loans in
the pipeline;
·
Appraise loan proposals in adherence
to the lending policy and support growth of a quality loan portfolio in liaison
with your supervisor;
·
Arrange insurance covers for
KIE-funded projects;
·
Carryout business development
advisory Services to clients at the branch
·
Prepare an annual plan for KIE using
the statistics collected from project appraisals;
·
Assist clients on projects
implementation appraise investment proposals;
·
Cary out debt collection, receipting
and banking of payments;
·
Participate in preparation of station
returns and organizing for training programmes;
·
Market KIE products and services
country wide;
·
Administration of the office
activities;
·
Any other duties that you may be
called upon by your supervisor from time to time.
Requirements
·
A Diploma holder in Business related
field from a recognized Institution;
·
A Degree in the relevant field from a
recognized institution will be an added advantage;
·
Proficiency in computer applications
and other related software’s;
·
Must be self-motivated and
well-groomed;
·
Shown merit and ability as reflected
in work performance and results;
·
Fulfilled the provision of Chapter
Six of the Constitution.
How To Apply:-
Those employees who meet the job
requirements as detailed in the advert are encouraged to apply. Applications
must be accompanied by current curriculum vitae, giving details of educational
and professional qualifications and indicate their current and expected
salaries to the undersigned. In addition all applicants Must download and fill
Form 1A attached (http://www.kie.co.ke/images/downloads/Form 1 A application
form.docx). The applications should be received not later than 16th October
2018.
Only shortlisted candidates will be
contacted.
NB – KIE is an equal opportunity
employer (EOE) and committed to diversity and Gender Equity.
MANAGING DIRECTOR,
KENYA INDUSTRIAL EASTATES LTD,
P.O. Box 78029-00507, NAIROBI.
Email : talent@kie.co.ke