Business Development Officer
BDO 02/18/HRD
Responsible for business development through
marketing and recruiting of customers, processing and disbursement of loans and
ensure timely collection of the same to ensure healthy portfolio and a happy
and satisfied customer base.
Responsibilities
Qualifications
Responsibilities
Qualifications
BDO 02/18/HRD
SMEP Microfinance Bank Limited is a dynamic
Christian based bank regulated by the Central Bank of Kenya, whose Mission is “To empower our customers through provision of market driven financial
solutions”.
We are inviting applications from interested
and suitably qualified candidates who are passionate about transforming lives
in the society, to fill the following positions:
Responsibilities
·
Responsible for Marketing of Banks products
and services
·
Facilitate recruitment and registration of
clients in existing and new groups
·
Stimulate client training on SMEP policies,
procedures and basic business skills, loans, business, e.t.c.
·
Ensure that all clients contribute weekly
savings and repay their loans on time
·
Responsible to evaluate clients’ businesses
and determine whether they are worth the amount applied for
·
Responsible for client evaluations and loan
processing.
·
Responsible for maintaining a quality asset
portfolio as per the Banks requirements
·
Responsible for preparation and submissions of
timely daily, weekly, monthly and quarterly reports as per the Banks’
requirements to the respective Office Holders.
·
Responsible for recording, verifying and
assessing the chattels offered for loans with assistance of the Branch Manager
·
Ensure follow-up of defaulters and collection
of arrears
·
Responsible for record keeping for all clients
e.g. savings, loan status etc.
·
Ensure client retention through excellent
customer service
Qualifications
·
A minimum
grade of C+ (plus) in KCSE
·
A undergraduate Bachelor’s degree or Diploma
in Business related courses from a recognized institution.
·
Knowledge in Sales and Marketing, credit risk
management, credit lending
·
At least 2 years’ experience in the financial
sector
·
Proficiency in computers is mandatory.
·
Ability to analyze and interpret financial
statements
·
Clear understanding of microfinance/banking
industry is an added advantage.
·
Good interpersonal & communication skills
with excellent customer service.
·
A team player with the drive to improve
performance.
·
Persuasive with strong recognition skills,
·
Self-driven and possess the ability to work
with minimum supervision
·
Ability to work independently under minimum
supervision.
·
Strong Christian values, commitment and passion
for the transformation of the population.
·
Aged
between 26 and 35 years
SME & Institution Banking Officers
SME–O 02 /18/HRD
Responsible for marketing Banks’ products and
services in churches, SMEs and Institutions to recruit and intake of new
customers, processing and disbursement of loans and ensure timely collection of
the same to ensure healthy portfolio and happy satisfied customers.
Responsibilities
·
To champion SME product in the Branches.
·
Prospect new SME clients and assist in loan
application.
·
Conduct and ensure proper loan appraisals to
be measured by approval success rate.
·
Prepare and execute loan contracts and arrange
for disbursement of loans.
·
Ensure client retention through excellent
customer service and maintain a good relationship with existing SME customers.
·
Engage in proper Know Your Customer (KYC)
Vetting of clients using supporting documents and SME appraisal tools.
·
Compliance to audit standards and company
policies and procedures.
·
Ensure periodic SME training is carried out at
the branch to enhance awareness and cross selling.
·
Ensure timely loan repayments through
aggressive follow ups.
·
Delinquency and default management actions as
per credit policy.
·
Mobilize deposits in line with branch targets
Qualifications
·
A minimum
grade of C+ (plus) in KCSE
·
A undergraduate Bachelor’s degree or Diploma
in Business related courses from a recognized institution.
·
Knowledge in Sales and Marketing, credit risk
management, credit lending
·
At least 2 years’ experience in the financial
sector with proven and demonstrable ability to grow SME business (for candidates applying for SME & Institutional Banking).
·
Proficiency in computers is mandatory.
·
Ability to analyze and interpret financial
statements
·
Clear understanding of microfinance/banking
industry is an added advantage.
·
Good interpersonal & communication skills
with excellent customer service.
·
A team player with the drive to improve
performance.
·
Persuasive with strong recognition skills,
·
Self-driven and possess the ability to work
with minimum supervision
·
Ability to work independently under minimum
supervision.
·
Strong Christian values, commitment and
passion for the transformation of the population.
·
Aged
between 26 and 35 years
How to Apply
The full job profile is also on the website
and qualified and interested candidates who meet the criteria should download
the “Job Application Form” at www.smep.co.ke/opportunities,
and send their filled applications to recruitment@smep.co.ke. Only shortlisted candidates will be contacted.