Vision Africa Sacco is a fast growing
open membership Sacco in Nakuru County.
THE KEY RESPONSIBILITIES OF THE
OFFICE HOLDER WILL BE;
As part of our endeavor to meet our
strategic objectives, we have advertised for the following post:
Job Vacancy: Credit
Manager
Job Summary: The credit manager is accountable for the entire credit
granting process, including the consistent application of a credit policy,
periodic credit reviews of existing customers, and the assessment of the credit
worthiness of potential customers, with the goal of optimizing the mix of
growth of the portfolio and the reduction of bad debt losses.
·
Offer an oversight role in managing
society loans
·
Ensure all loans are insured
·
In liaison with marketing department,
grow a healthy loan book
·
Ensure the portfolio at risk( par) is
maintained at ≤ 5%
·
Verify proper collateral
documentation before loan disbursement
·
Ensure security perfection before the
loans are disbursed
·
Generate loan reports to the CEO for
presentation to the board
·
Approve loans within the limit and
facilitate further approval by the CEO/deputy CEO for loans above the limit
·
In liaison with the marketing
departments, develop and review the loan products periodically
·
Handle customers with difficult loan
cases
·
Improve and implement laid down
operational procedures
·
Supervise and appraise the credit
officers
·
Market and cross-sell the Sacco
products and services
THE HOLDER OF THE CREDIT MANAGER
POSITION MUST;
·
Be of exemplary integrity and honesty
·
Have excellent financial analysis
skills
·
Possess analytical and critical
thinking skills
·
Be decisive and possess quick
judgment skills
·
Possess excellent business writing
skills
·
Have excellent communication and
interpersonal skills
·
Be proactive and initiative
·
Have excellent report writing and
presentation skills
·
Must be self-motivated
·
Be a team player
MINIMUM QUALIFICATIONS
·
Degree in a business related field
·
CPA part 2
·
Diploma in co-operative management or
credit management added advantage
·
Computer proficiency especially in
accounting packages and systems
·
Knowledge of society’s loans products
·
Knowledge of operation of various
Sacco software systems an added advantage
·
At least three years’ experience in a
related field
Marketing Manager
JOB
DESCRIPTION
We are seeking to recruit an
experienced and self-motivated individual to the position of a marketing
manager to propel the society brand to new heights.
The role of the job holder will
require someone with a breadth of skills across brand marketing, branch
management and product development with great insight and intuition.
In particular the job holder will be
a person with an interest in an open membership based society, with a strategic
outlook and exemplary execution skills.
Reporting to the chief executive
officer and working closely with the branch managers, the key responsibilities
will be to;
·
Develop and provide leadership in
implementation of marketing and communication strategy to achieve the society’s
business and corporate strategies;
·
Contribute to the development and
refinement of the society’s marketing vision and strategy;
·
Lead the marketing function and
identify , analyze and implement new business growth opportunities;
·
Implement marketing, advertising and
promotional tasks and carry out effective management of the marketing ,
advertising and promotional activities in the society;
·
Support creation of
data-driven,dynamic, ‘Voice of the customer’ marketing strategies and tests
that deliver against return on investment targets through a segmented customer
base across diverse marketing channels.
·
Ensure consistent brand messaging
across ordinary, digital and social media marketing channels;
·
Provide feedback into product
development and service offers, participate in their development and
collaboration to create , launch and track performance of product and service
offerings in our markets;
·
Prepare annual marketing plans and
forecasts for the Sacco;
·
Evaluate marketing effectiveness by
allocating , managing and monitoring advertisement and promotion budgets
periodically;
·
Direct and analyze regular market
research in order to develop insights for product development, brand
positioning and brand equity growth;
·
Carry out market intelligence and
surveys , accelerate growth in membership and product uptake;
·
Execute and integrate online and
offline marketing initiatives including mass media , email, print, direct mail,
social media, company websites, branch awareness and other marketing
initiatives.
PERSONAL
ATTRIBUTES
The holder of the marketing manager
position must;
·
Be of exemplary integrity and honesty
·
Have excellent financial analysis
skills
·
Possess analytical and critical
thinking skills
·
Be decisive and possess quick
judgment skills
·
Possess excellent business writing
skills
·
Have excellent communication and
interpersonal skills
·
Be proactive and initiative
·
Have excellent report writing and
presentation skills
·
Must be self motivated
·
Be a team player
MINIMUM
QUALIFICATIONS
·
Bachelor’s degree in marketing
·
Diploma in co-operative management or
a business related field- added advantage
·
Computer proficiency in computer
application, especially in accounting packages and systems
·
Thorough knowledge of the society’s
products and services
·
Knowledge of the operating
environment
·
Possession of a clean driving license
added advantage
·
At least two years’ experience in a
similar capacity or banking experience
INTERNAL AUDITOR
JOB
DESCRIPTION: The internal auditors’ functions
include, among other things, monitoring internal control, independent
consulting and assurance on activities designed to add value and improve the
Sacco’s operations.
By way of ensuring improvement of a
Sacco’s operations in terms of; Governance, day to day operations, internal
control systems and compliance to the laws and Regulations.
Key
responsibilities are:-
·
Reporting functionally to the Audit
committee and administratively to the Chief Executive Officer.
·
Review the credibility and integrity of
financial statements by ensuring the financial statements of the Sacco have
been prepared in accordance with the IFRS, IAS, SASRA guidelines and the Sacco
Societies Act and that the information contained in the financial statements is
complete and reliable for effective decision making.
·
Check that all activities done by the
Sacco are in conformity with the existing laws and Regulations. This will
entail the internal auditor ensuring that the Sacco does not contravene among
others; SASRA guidelines, the Sacco Act, CBK Act, the labour laws, NSSF
·
Act and other relevant Acts and laws.
·
Review the economic efficiency and
effectiveness in the utilization of the Sacco resources so that its objectives
are achieved.
·
The internal auditor will also review
the adequacy, design and effectiveness of the Internal Control Systems. This
will by monitoring the quality of such controls, detect any weakness and
provide recommendation for improvement.
·
Assisting the BOD in the governance
of the Sacco by advising on the direction in various issues through promotion
of ethics and culture of the Sacco so that the institution is held as member
focused by concentrating on savings and credit facilities.
·
Coordinate work with Risk, Legal
& Compliance and other control related activities and with others within
Internal Audit while conducting risk assessments and identifies controls in
place to mitigate identified risks.
·
Be able to institute fraud detection
steps in audit programs; investigating allegations of fraud, and reviewing
fraud prevention controls and detection processes put in place by management,
making recommendations for improvement and on corrections or enhancements
needed to maintain and improve effective and compliant operations.
·
Maintaining files and supporting
documentation for audits and other assignments
·
Identifying and qualifying key
business risks estimating the probability of occurrences and the impact on the
Sacco and making appropriate recommendations.
·
Any other duty as may be assigned by
the CEO.
PERSONAL
ATTRIBUTES
The holder of the internal auditor’s
position must;
·
Be of exemplary integrity and honest
·
Have excellent communication and
interpersonal skills
·
Have excellent financial analysis
skills
·
Be a team player
·
Be decisive and possess quick
judgment skills
·
Possess excellent business writing
and presentation skills
·
Be proactive and have initiative
·
Possess analytical and critical
thinking skills
·
Must be impartial in reporting
MINIMUM
QUALIFICATIONS
·
Bachelor of commerce degree
(Accounting or finance option)
·
Be a fully qualified accountant under
the accountants act- CPA (K), ACCA and registered with ICPAK.
·
Minimum 3 years audit experience in a
busy organization
·
Computer proficiency especially in
accounting packages and systems
·
Must have been involved in audit
service of financial statements
·
Knowledge of various Sacco software
systems an added advantage
·
Knowledge of government and other
stakeholders rules and REGULATION
HOW TO APPLY
Interested candidates are advised to
submit their applications cover letter and their detailed CV with three
referees and indicate their current and expected remuneration to the following
address;
The CEO,
Vision Afrika Sacco
P.O. Box 18263 Nakuru.
Vision Afrika Sacco
P.O. Box 18263 Nakuru.
Email: Visionafrika@gmail.com
So as to reach him not later than
20.02.2018