Banking Jobs in Kenya - Micro Finance (Clerks and more Vacancies)

Credit Clerks

(4 positions)
 

Salary: 20K
 

Location: Nairobi, Kiambu and Nakuru

Our client is an established and growing Micro Finance lending institution that offers a variety of credit facilities such as asset financing loans; salary advance loans; LPO financing, personal & business loans at affordable interest rates to customers. 

They are seeking to hire committed and hardworking professionals to join their expanding team throughout their branches in Kenya.

Duties and Responsibilities

·                     Process applications of individuals applying for loans and credit

·                     Interview applicant to obtain personal and financial data and fills out application.

·                     Obtain and compile copies of loan applicants' credit histories, financial statements, loan security documents and other financial information.

·                     Analyze applicants' financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.

·                     Evaluate and advice on client’s ability to pay based on analysis of their finances.

·                     Process approved loans for disbursement.

·                     Undertake business and home visits to validate applications where need dictates.

·                     Undertake data entry on approved loans.

·                     Undertake timely valuation and renewal of contracts upon expiry.

·                     Notifies customer by mail, telephone, or in person of acceptance or rejection of application.

·                     Keeps record or files of credit transactions, deposits, and payments, and sends letters or confers with customers having delinquent accounts to make payment.

Abilities, Skills and Qualifications

·                     The ideal candidate must hold at least a Diploma or Certificate in business studies, Co-operative Management /Credit Management or Banking from a recognized institution.

·                     At least one year experience in credit management/loan processing will be a plus.

·                     Computer literate with expertise in using ERP systems, office applications and outlook

·                     Good communication & interpersonal skills.

·                     Experience in the credit industry is a plus

Credit-Sales Representative 

(8) positions)
 

Salary: 15K Retainer+ Commissions
 

Locations: Nairobi, Kiambu and Nakuru
 

Duties and Responsibilities

·                     Achieve maximum sales profitability, growth and account penetration within an assigned Territory / or market segment by effectively selling loan products and other related company product.

·                     Promote / sell / secure orders from existing and prospect customers.

·                     Demonstrate products and services to existing/potential customers and assist them in selecting products that best suits their needs.

·                     Improving visibility and brand image of the company by directly selling and promoting company products to the assigned markets.

·                     Acquisition & customer portfolio management Marketing products and services on a daily basis to prospective customers

·                     Building relationships with existing referral sources and cultivate new referral sources both internally and externally

·                     Ensuring the best in terms of quality of sales.

Abilities, Skills and Qualifications

·                     Diploma or Certificate in sales & marketing, Credit Management or Banking from a recognized institution will be an added advantage.

·                     Must have experience in sales or credit for at least 1 year in a financial institution.

·                     Must have good understanding of credit policies.

·                     Demonstrated aptitude for problem-solving; ability to determine solutions for customers.

·                     Should be results-orientated, able to work both independently and in a team.

·                     Should possess excellent verbal and written communication skills.

·                     Proficiency in using Microsoft Office applications.

·                     Computer literate with expertise in using ERP systems, office applications and outlook

·                     Good communication & interpersonal skills.

How to apply
 

Interested candidates should ONLY attach their updated CV quoting the job title and location (E.g Credit Clerk-Nakuru) in the email subject to jobs@fanisi.net  on or before 11th December 2017. 

Please ensure you clearly indicate your current/last salary on your CV only.

 Kindly DO NOT attach any other certificates/scanned documents to your application. 

Only those shortlisted will be contacted.