Daraja Microfinance Bank is
licensed by the Central Bank of Kenya to offer comprehensive financial products
and services in Dagoretti Division, Nairobi County.
The
bank has an ambitious business growth roadmap and requires a suitably qualified
candidate to fill the position of Business Manager – Deposits
Job Summary: Reporting to the Head of Business, the purpose of the
job is to promote and sell the bank’s deposits products to achieve the set
deposits target
Responsibilities
- Lead, monitor
and research market trends analyses for appropriate decision making and
interventions
- Identify and
develop opportunities for deposits mobilization
- Management of
key customer relationships and networks
- Preparing and
managing a demand driven sales forecast and other resource requirement for
the area including budgets
- Develop and
implement sales plans to deliver on the set mix and value of deposits
target
- Championing
products review and development
- Monitoring,
analyzing and reporting of sales performances and taking appropriate
action.
- Implementation
of brand building and marketing activities
- Developing,
advising on training curriculum for customers, agents and partners in
product knowledge, motivating and evaluating staff to achieve highest
levels of performance
- Determining
and coordinating of sales reporting and communication requirements
Required Qualifications and
Skills
- Bachelor’s
degree in Sales and Marketing. Professional qualification in sales an
added advantage
- 5 years
minimum Experience in sales and Marketing in the banking industry
- Supervisory
experience of minimum 2 years
Demonstrable skills in:-
- Sales and
marketing of banking products and services
- Sales strategy
- Sales
performance tracking
- Competitor
Analysis
- Product
Development
- Branding
- Team
leadership
Relationship Officer – Deposits
Reporting to: Business Manager - Deposits
Reporting to: Business Manager - Deposits
The Relationship Officer –
Deposits is responsible for on boarding individual accounts, businesses
accounts and institutions. To grow deposits by carrying out direct deposit
mobilization activities and initiatives targeting SME businesses and
Institutions.
Key Roles and Responsibilities
Key Roles and Responsibilities
- Revenue
generation through onboarding of individual accounts, micro businesses,
institutions and ensure they are funded and operated well; and growing
deposits through cross selling of other accounts and services to existing
customers.
- Carrying our
market activation initiatives targeting SME businesses, entrepreneurs and
Institutions.
- Managing
relations by undertaking regular calls and visits to customers to ensure
effective relationship management and acting as the main contact
- Generation of
business reports
Key Skills and Competencies
- Bachelor’s
Degree or diploma in commerce, finance, business or related field
- Minimum of 2
years’ experience
- Proper and
organized documentation skills
- Attention to
detail
- Thorough
knowledge of bank’s products and services
- Excellent
interpersonal and networking skills, internally and externally
- Strong sales
and relationship building skills
Other Requirements
- Certificate of
good conduct
- Clean credit
history
Finance Officer
Reporting to: Finance Manager
Reporting to: Finance Manager
The Finance Officer is
responsible for running effective bank finance operations leading to provision
of excellent customer service, profitability, business growth, data analysis
and prepares reports that are essential in management and decision making.
Key Roles and Responsibilities
Key Roles and Responsibilities
- Receive,
confirm and verify payments, ensuring all payments are processed promptly
& accurately and that appropriate procedures and approvals have been
complied with before processing any payment.
- Ensure all
appropriate paperwork is available and properly authorized and which can
be easily accessed for queries, tax and audit purposes.
- Ensure
accruals of all expenses are processed before end of month.
- Prepare
various schedules for analysis on need basis. E.g. Rent schedules of
amount and taxes paid to a supplier.
- Undertake end
of month procedures which includes preparation of management accounts for
review by finance manager.
- Fixed Assets
Management – Ensure proper reconciliations of asset ledgers on a monthly
basis.
- Ensure correct
and accurate posting to the bank ledgers for correct costing.
- Ensure timely
remittance of all tax and other statutory payments as per the laid down
requirements.
- Ensure
accurate and safe archiving of all vouchers in the department on a daily
basis.
- Ensure all
audit issues are addressed promptly
- Preparation of
Daily reports for management. This includes data collection, analysis and
presentation in ways that are easy to interpret and meaningful.
- Weekly reports
on operations, mid and end month report on parameters and end month
summary of targets versus achievements
- Analytics and
presentation of patterns of data to aid in risk analysis and investment
decisions.
- Advice various
departments such as credit department, customer service and operations
department based on end of day reports and targets’ analysis as provided
in the daily reports.
- Conduct market
and business research on various factors affecting the banking sector on a
monthly basis and forward the report to management by 5th of the following
month.
- Monthly
analysis of various ledgers in the trial balance for trend analysis and
decision making.
- Financial
modeling for different departments
Key Skills and Competencies
- Bachelor’s
degree in Finance, Accounts, Business Administration or Business related
field.
- CPA
Qualification
- Minimum of 3
years’ experience in finance.
- Good
understanding of Banks operations and compliance risk framework
- Excellent
interpersonal and networking skills, internally and externally
- Good excel
skills and analysis
Other Requirements
- Certificate of
good conduct
- Clean credit
reference
Qualified candidates should send their CV with a cover letter, contact details, 3 referees and expected remuneration tojobs@darajabank.co.ke clearly indicating the job title on the subject line.
Closing date for the applications will be 16th Aug 2017