Banking Jobs in Kenya - 4G Capital

4G Capital (4th Generation Capital) is a consumer finance business providing ethical credit services to those who require it most. We provide rapidly accessible and affordable unsecured loans with strict affordability criteria to prevent unmanageable debt. 

Our customers are mainly small businesses and entrepreneurs who use our credit to grow their businesses and provide for the unforeseen. Our customers are our partners.

We operate in their markets through 6-man micro branches to provide tailored relationship-based services.  

Our vision is to become the number one retail finance firm in Africa by offering the best services in terms of accessibility, affordability, value and customer experience.

4G Capital seeks to recruit for:
 Team Leader

Responsibilities and Requirements

Responsibilities

 
Branch Targets:
  • Achieve monthly sales and collections targets
Manage Branch Staff
  • Directly oversee, support, and develop Branch staff to run a high performance 6 person team.
Leadership & Problem Solving
  • Build and maintain an excellent work environment for the team to develop individual potential and achieve demanding targets.  
  • Lead and Manage all Branch functions, logistics and performance issues.
Service Delivery
  • Deliver first rate customer service
Relationships Building
  • Build excellent relationships with customer-partners and opinion leaders in catchment area.
Reporting
  • Provide accurate and timely reporting of Management Information and market feedback to report on customer preferences, trends and market opportunities
  • Perform such other tasks and duties as the Company may from time to time designate as forming part of the Employee’s job description
Requirements
  • 1-2 years of leadership experience
  • Experience in micro finance institutions and not banks
  • A degree in a business related field
  • Team leaders in micro finance institutions encouraged to apply
Key Competencies

Customer Handling
  • Sales and Business Development
  • Enforcement of contract and repayment obligations
Administrative Support
  • General support to all tasks
  • Communications
  • Branch Operations
  • Information Collection
Personal Attributes
  • Integrity and ability to work in consumer finance
  • High Motivation
  • Self-starter-functional problem solver
  • Process discipline- Ability to follow SOPs

We seek to recruit Branch Interns to serve in our branches.

Responsibilities
  • Work in pairs with Loans Officers and Collections Officers
  • Support and maintain an excellent work environment to achieve demanding targets
  • Deliver first rate customer service
  • Build excellent relationships with customer-partners and opinion leaders in catchment area
  • Assist in accurate and timely reporting of Management Information and market feedback to report on customer preferences, trends and market opportunities
  • Assist in contacting debtors to receive payment
  • Assist in following up on defaulters to recover payments
  • Carry out customer education and maintain relationships
  • Assist in maintaining exhaustive and accurate Debt Management Forms
  • Assist in renegotiating payment schedules or obtaining funds from relatives via responsible relative or other means
  • Assist in spoof calling
  • Forward defaulter files to HQ collectors on appropriate date
  • Assist in Issuing demand letters to defaulting customers
Requirements
  • A good level of general education- Diploma or degree
  • Computer literacy
  • Education background in sales/Marketing
  • Experience in a related field will be an added advantage
  • Experience in a financial institution and dealing with customers at the bottom of the pyramid will also be an added advantage
Key Competencies
 
Customer Handling
  • Sales and Business Development
  • Enforcement of contract and repayment obligations
Administrative Support
  • General support to all tasks
  • Communications
  • Small Branch Operations
  • Information Collection
Personal Attributes
  • Integrity and ability to work in consumer finance
  • High Motivation
  • Self starter-functional problem solver
  • Process discipline- Ability to follow SOPs
If you are interested and meet the above requirements and competencies, kindly send your cv and cover letter detailing your suitability for the position applied for to careers@4g-capital.com