Job Title: Credit Specialist
Job Ref : XCG/CS/JUL2015
Job Summary: The
Credit Specialist will be responsible for arranging participation of select
lending institutions in the Program’s Loan Guaranty Facility (LGF), for
reviewing LGF loan applications and, in consultation with the Nairobi-based
Credit Manager, for confirming a consent to guarantee participating bank
loans.
Responsibilities will include
capacity building of agribusiness lenders generally, whether participating in
the LGF program or not, to improve loan decision making and risk management
practices which increase loans to agribusinesses.
The Credit Specialist is responsible
for all related data collection and reporting for M&E purposes.
Additional duties assigned will
include site visits, relationship management with bank lenders that have
participated in the projects unique training and/or loan guarantee
offerings.
For the latter, careful record
maintenance on outstanding loans and regular reporting on loan origination,
completion, performance deficiencies, recoveries,etc , is required.
The Credit Specialist will coordinate
credit activities under the functional guidance of the Credit Manager.
Essential Duties and Responsibilities
- Support Program Manager and the Nairobi-based
Credit Manager in meeting program deliverables
- Primary responsibility for loan monitoring of
all LGF supported loans
- Participate in module design and module
delivery tactics for agribusiness lenders
- Share responsibility with the Trade team for
Business Service Provider orientation and service delivery
- Coordinate all loan monitoring and capacity
building workshops for assisted lenders
- Ensure related quality performance of
technical efforts and field activities
- Conduct regular monitoring visits and ensure
LGF Agreement compliance
- Participate as assigned in related trainings
for program beneficiaries
- Fulfill data monitoring responsibilities
assigned by the Program Manager
- Adhere to the organisations Standards of
Professionalism
- Maintain strict confidentiality of all
privileged information
- Assist with any other duties as required by
Supervisor
Education and Qualifications
- Bachelor’s degree or Advanced degree
(preferred) in a relevant field.
- Additional diploma in loan administration and
credit analysis an advantage
Skills and Experience
- Minimum of 5 years of experience in credit
review, lending, and monitoring in agribusiness.
- Experience with small and medium enterprises
(SMEs) engaged in agribusiness development
- Strong computer skills and a working knowledge
of statistical software
- Ability to develop and maintain positive
relationships with professional contacts
- Previous organization and administration
responsibilities; able to monitor and report
- Ability to work constructively in a team and
negotiate solutions
- Superior written and verbal communication
skills and strong organizational skill
Language Skills
- Excellent command of English language
including written and spoken English
- Effective use of written and spoken local
languages; Kiswahili a plus
Interested candidates should send
their CV to xantiarecruitment@gmail.com with the job title and reference as the
subject of the email.
Please note only short listed
candidates will be contacted.