Consolidated Bank of Kenya Limited is
Kenya’s SME bank of choice that provides flexible financial solutions that
support our customers in achieving success.
The Bank is well positioned, with
presence in majority of the country’s business hubs to continually offer
pleasant and convenient services.
Business Development Officers
Reporting to the Branch Managers, the successful candidates will be responsible for driving and delivering excellent business performance through aggressive marketing of Bank products ensuring optimum productivity, high quality / yielding loan book, operation efficiency and outstanding relationship management.
Key responsibilities and
accountabilities
·
Deposit mobilization.
·
Aggressively market for new liability
accounts in line with the given targets.
·
Spearhead the credit function of the
branch by ensuring growth of high quality loan book as per targets.
·
Ensure that all conditions pertaining
to disbursements are fulfilled prior to disbursement requests being processed.
·
Develop good customer
loans/facilities proposals that comply with the banks credit administration
standards and policy.
·
Review customer demands in the market
and recommend products/ services that will enable the Bank to compete in the
area of operations.
·
In liaison with Credit
Administration, ensure timely renewal of insurance policies for assets charged
as security and timely updates of valuation reports for properties charged as
security for loans extended by the bank under personal portfolio.
·
Effective monitoring of loan
repayments and mitigating risks related to defaults and periodically reviewing
the loan portfolio to manage likely problem areas.
·
Ensures regulatory compliance and
implementation of effective anti-money laundering procedures and controls.
·
Keep abreast of new development in
customer preference and advices management on relevant changes.
·
Manage customer relations under
personal portfolio and ensure lasting relations are established with all
clients
·
Ensure prevention of income leakage
and collection of revenue
Minimum Qualifications and Experience
·
Holder of bachelors degree in a
business related field. Professional banking qualifications will be added
advantage.
·
Solid analytical skills and
experience in credit appraisal, handling and resolving customer requests and
queries.
·
Have strong communication and team
building skills with ability to work with diverse teams.
·
Good understanding of prudential
guidelines on KYC.
·
Self driven with a strong commercial
orientation.
·
Must have a minimum of 4 years
banking experience 2 of which should be in business development.
Risk Officer
Job Purpose: Reporting to the Risk & Compliance Manager, the
successful candidate will be responsible for implementing an integrated
enterprise-wide risk framework, programmes, policies, processes and procedures
that will enable the Bank to effectively manage its risk exposures and achieve
overall objectives.
Key Responsibilities
·
Participate in the development and
implementation of systems, policies and procedures for the identification, collection
and analysis of risk management information.
·
Undertake risk assessments in
business units to ensure consistent implementation of respective policies,
procedures and applicable regulatory requirements across all business units and
identify any gaps, challenges and recommend improvement measures.
·
Develop and implement Credit
portfolio monitoring risk management tools to identify, analyze, measure,
report and monitor credit risk.
·
Participate in the implementation of
Bank wide Risk monitoring tools, risk registers, risk profiling and assist in
institutionalization of self-assessments.
·
Develop and compile pertinent
analytical risk reports to facilitate active risk oversight.
·
Participate in improvement of risk
management awareness at all levels through communication, training programs and
risk-based performance measurements.
Minimum Qualifications &
Experience
·
Bachelor’s Degree in relevant field.
Professional qualifications in banking will be added advantage.
·
Five years’ experience in banking
environment three of which should be in Risk Management.
·
Ability to identify or anticipating
risk issues for different businesses and business models.
·
Ability to explain complex financial
concepts across the bank.
·
Excellent communication, analytical,
organizational and interpersonal skills.
Interested and suitably qualified
individuals should forward their applications, enclosing copies of their
academic and professional certificates, detailed CV indicating work experience,
daytime contacts and addresses of 3 professionally relevant referees to reach
the undersigned by Friday, 31st July 2015
Applications should be addressed to:
The Head of Human Resources
Consolidated Bank of Kenya Ltd
P.O. Box 51133 - 00200
Nairobi
Consolidated Bank is an equal opportunity employer.
Only successful candidates will be
contacted.