Consolidated Bank of Kenya Limited is
Kenya’s SME bank of choice that provides flexible financial solutions that
support our customers in achieving success.
The Bank is well positioned, with
presence in majority of the country’s business hubs to continually offer
pleasant and convenient services.
Business Development Officers
Reporting to the Branch Managers, the successful candidates will be responsible for driving and delivering excellent business performance through aggressive marketing of Bank products ensuring optimum productivity, high quality / yielding loan book, operation efficiency and outstanding relationship management.
Key responsibilities and
accountabilities
- Deposit mobilization.
- Aggressively market for new liability accounts
in line with the given targets.
- Spearhead the credit function of the branch by
ensuring growth of high quality loan book as per targets.
- Ensure that all conditions pertaining to
disbursements are fulfilled prior to disbursement requests being
processed.
- Develop good customer loans/facilities
proposals that comply with the banks credit administration standards and
policy.
- Review customer demands in the market and
recommend products/ services that will enable the Bank to compete in the
area of operations.
- In liaison with Credit Administration, ensure
timely renewal of insurance policies for assets charged as security and
timely updates of valuation reports for properties charged as security for
loans extended by the bank under personal portfolio.
- Effective monitoring of loan repayments and
mitigating risks related to defaults and periodically reviewing the loan
portfolio to manage likely problem areas.
- Ensures regulatory compliance and
implementation of effective anti-money laundering procedures and controls.
- Keep abreast of new development in customer
preference and advices management on relevant changes.
- Manage customer relations under personal
portfolio and ensure lasting relations are established with all clients
- Ensure prevention of income leakage and
collection of revenue
Minimum Qualifications and Experience
- Holder of bachelors degree in a business
related field. Professional banking qualifications will be added
advantage.
- Solid analytical skills and experience in
credit appraisal, handling and resolving customer requests and queries.
- Have strong communication and team building
skills with ability to work with diverse teams.
- Good understanding of prudential guidelines on
KYC.
- Self driven with a strong commercial
orientation.
- Must have a minimum of 4 years banking
experience 2 of which should be in business development.
Risk Officer
Job Purpose: Reporting to the Risk & Compliance Manager, the
successful candidate will be responsible for implementing an integrated
enterprise-wide risk framework, programmes, policies, processes and procedures
that will enable the Bank to effectively manage its risk exposures and achieve
overall objectives.
Key Responsibilities
- Participate in the development and
implementation of systems, policies and procedures for the identification,
collection and analysis of risk management information.
- Undertake risk assessments in business units
to ensure consistent implementation of respective policies, procedures and
applicable regulatory requirements across all business units and identify
any gaps, challenges and recommend improvement measures.
- Develop and implement Credit portfolio
monitoring risk management tools to identify, analyze, measure, report and
monitor credit risk.
- Participate in the implementation of Bank wide
Risk monitoring tools, risk registers, risk profiling and assist in
institutionalization of self-assessments.
- Develop and compile pertinent analytical risk
reports to facilitate active risk oversight.
- Participate in improvement of risk management
awareness at all levels through communication, training programs and
risk-based performance measurements.
Minimum Qualifications &
Experience
- Bachelor’s Degree in relevant field.
Professional qualifications in banking will be added advantage.
- Five years’ experience in banking environment
three of which should be in Risk Management.
- Ability to identify or anticipating risk
issues for different businesses and business models.
- Ability to explain complex financial concepts
across the bank.
- Excellent communication, analytical,
organizational and interpersonal skills.
Interested and suitably qualified
individuals should forward their applications, enclosing copies of their
academic and professional certificates, detailed CV indicating work experience,
daytime contacts and addresses of 3 professionally relevant referees to reach
the undersigned by Friday, 31st July 2015
Applications should be addressed to:
The Head of Human Resources
Consolidated Bank of Kenya Ltd
P.O. Box 51133 - 00200
Nairobi
Consolidated Bank is an equal opportunity employer.
Only successful candidates will be
contacted.