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Banking Jobs in Kenya - Sacco

Ndege Chai Sacco Ltd is a Medium size Society based in Kericho and covers other areas like Naivasha, Tinderet, Sotik Tea / Highlands and Lemotit in Londiani. 

The following vacancy has arisen in our establishment;

1. Credit Manager

1 Post

Key Duties and Responsibilities
  • Oversee the lending process with the approved lending policies and procedures
  • To develop and continually review loan monitoring and reporting systems
  • To continuously carry out gap analysis and provide feedback to the management team and the Board of Directors on the credit policy and procedures
  • Ensure compliance with the SACCO law and prudential regulations on loan management and quality.
  • Prepare and analyze on a regular basis SACCO’s loan portfolio reports including growth and quality indicators.
  • Providing support to all other functions to enhance organizational goals.
  • Provide professional guidance to the CEO and the Board on all credit decisions in the SACCO.
  • Supervision of credit staff and any other duty that may be assigned from time to time by the CEO.
  • Training and mentoring of credit officers
Qualifications, Experience and Skills
  • A Bachelor’s degree in a business related field preferably Accounting/finance, Economics or Business Administration
  • Age between 27 – 35 years
  • Professional qualifications in credit management
  • Minimum 5 years experience in a busy lending environment preferably a financial institution, 2 of which must at supervisory level.
  • Ability to carry out financial analysis, financial projections and budgeting.
  • Ability to analyze problems and provide solutions in line with established policies and procedures.
  • Superior knowledge and proficiency in computerized accounting operations
2. Business Development Officer

1 Post 

Main Duties and Responsibilities
  • Establish competitive marketing strategy;
  • Recruit new members to the society both BOSA and FOSA;
  • Branding SACCO products and services;
  • Marketing the SACCO products and services to the membership and assisting in public relations;
  • Conduct marketing surveys and advise the management on market needs;
  • Preparation of marketing budgets and programs;
  • Establish conducive customer relations through accurate information dissemination;
  • Prepare monthly reports for assessment by the management;
  • Attend to customer queries and complaints;
  • Ensure that customers/ guests are well received and properly directed;
Skills, Attributes and Competencies:
  • A degree in Business Management from a recognized institution.
  • At least three years’ experience preferably from a financial institution/Marketing and vilification mandatory
  • Professional qualification in marketing will be an added advantage
  • Age 27 – 35 years
  • Strong ICT skills;
  • Should demonstrate team building, interpersonal and good communication and presentation skills.
3. System Auditor
Main Duties and Responsibilities
  • Verify that payments made by society are fully supported by necessary documents;
  • Auditing the trial balances, vouching the entries into ledger accounts and ensure they are in line with accounting standards and procedures;
  • Appraise the efficacy of and if needed, redesign internal control systems;
  • Plan, execute and report on compliance and operational audits;
  • Assess adequacy of risk management practices and recommend improvements;
  • Discuss operational systems shortfalls with departmental heads and agree on a problem resolution plan;
  • Conduct scheduled and unscheduled cash analysis and verifications;
  • Monitor the implementation of agreed actions and initiate remedial actions where needed;
  • Review of business process to ensure efficiency and effectiveness;
  • Produce proactive and timely internal audit reports including liaison with external auditors and audit committee.
Skills, Attributes and Competencies:
  • Degree in Accounting or its equivalent
  • CPA K
  • CISA qualification mandatory
  • Should possess excellent ICT skills
  • Aged between 25-35 years
  • Have minimum 3 year work experience in auditing in a computerized financial institution
  • Should demonstrate team building, interpersonal and good communication and presentation skills
  • Thorough understanding of lending procedures, statutory and regulatory requirements;
  • Attention to detail.
A competitive remuneration package will be offered to the successful candidates.

Those interested and meet the specified minimum qualifications are invited to apply in own handwriting and attach copies of relevant certificates and testimonials with at least two referees to reach the undersigned not later than 30th December, 2014.

Only successful applicants will be contacted.

The Chief Executive office
Ndege Chai Sacco Ltd, 

P. O. Box 857, Kericho

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