Faulu Microfinance Bank, a subsidiary
of the Old Mutual Group is one of Kenya’s fastest growing Banks with a network
of over 80 outlets.
In line with business demands driven
by our rapid growth, we are looking for qualified, highly competent, talented
and results oriented individuals to fill the following position:
Credit Officer - SME
Job Ref: HR: 034/06/2014
Reporting directly to the Senior
Business Development Officer, the job holder is expected to grow the SME
portfolio of the Branch.
This is a challenging role, requiring
commitment and passion for the economic transformation of the middle income
population within rural, pen-urban and urban areas spread across the country.
Duties and Responsibilities
·
To champion SME product in the
Branches.
·
Ensure client retention through world
class customer service.
·
Guarantee Relationship Management of
existing SME customers.
·
Ensure Proper loan appraisals
measured by approval success rate.
·
Engage in proper Know Your Customer
(KYC) Vetting of clients using supporting documents and SME appraisal tools.
·
Compliance to audit standards and
company policies and procedures.
·
Make sure periodic SME training to
the branch staff to enhance awareness and cross selling.
·
Ensure timely loan repayments through
aggressive follow ups.
·
Delinquency and default management
actions as per credit policy.
·
Mobilize deposits in line with branch
targets
Qualifications and Experience
·
A Bachelor’s degree in Business,
Sales, Marketing or equivalent.
·
Knowledge in Sales and Marketing,
credit risk management, credit lending and computer literacy is mandatory.
·
Clear understanding of
microfinance/banking industry is an added advantage.
·
At least 2 years’ experience in the
financial sector with exposure to SME lending.
·
Candidate must demonstrate through
previous performance ability to grow SME business.
·
Good interpersonal &
communication skills with excellent customer service.
·
A team player with the drive to
improve performance.
·
Willing to learn, a fast learner
preferred.
·
Ability to work independently under
minimum supervision.
·
Strong Christian values, commitment
and passion for the transformation of the low income population.
Branch Managers
Job Ref: HR: 033/06/2014
To work closely with the Head of
Business Development and Senior Management in managing the branch, offering
leadership to staff in formulation and implementation of business growth and
development strategies at branch level.
The job holder is expected to
aggressively drive branch growth and profitability targets by identifying,
developing and maintaining profitable relationships with customers
Duties and Responsibilities:
·
Lead business growth and development
of the branch and other alternative service outlets attached to the branch.
·
Manage and lead the branch team in
achieving and surpassing the set business targets.
·
Provide superior level of customer
relationship management.
·
Drive sales of all products and
services at branch level by offering leadership and motivation to the sales
teams.
·
Monitor compliance to all the company
policies, processes, procedures and other controls.
·
Budget planning and cost management.
·
Initiate, nurture and ensure
profitable business relationships with all stakeholders.
Qualifications and Experience
·
Bachelor’s degree in a business
related field.
·
Masters in Business related field an
added advantage.
·
At least 3 years managerial
experience with proven track record for delivery of superior results.
·
Experience in lending with bias to
Micro/SME lending.
·
Strong communication, presentation
and negotiation skills.
·
Sales and Marketing skills.
·
Strong relationship management &
leadership skills.
·
Strong Christian values, commitment
and passion for the transformation of the low income population.
How to Apply
If you meet the specified criteria,
send your application letter and updated CV (including 3 referees) to the
undersigned through the e-mail address below:
GM-Legal & Human Resources
Faulu Microfinance Bank Limited
P.O Box 60240-00200
Nairobi
Applications to reach us on or before
30th June, 2014.
Only shortlisted candidates will be
contacted.
Hard copy applications will NOT BE
ACCEPTED.